Pure Retirement Ltd

Our Chief Operating Officer Simon Hayton recently penned a column for MoneyAge, looking at how changing working habits among over-55s highlight the need for ongoing product development in the later life lending sector – catch up now! In the article he analyses data from Scottish Widows and the Centre for Ageing Better, along with some of the findings among our own customer base, to examine how demographic shifts could potentially impact future product innovation and highlights the need for new additions such as interest servicing options. Read his full thoughts here: https://bit.ly/3UbIgUi #thoughtleadership #marketcommentary #productinnovation #financialservices #laterlifelending #equityrelease #lifetimemortgage #workinghabits

🎥 We've been out sharing our insight again! 🎥 Click below to watch the latest video interview with Scott Burman CeMap CeRER over on Mortgage Introducer, featuring a wide-ranging conversation covering several cornerstones of market growth including product development, utilising technology for delivering best outcomes, where the market's future could lie going forward. Click below to watch his session in full! #videocontent #knowledgesharing #marketcommentary #productinnovation #retirementplanning #financialservices #laterlifelending #lifetimemortgage #equityrelease

❓ QUESTION TIME ❓ Barnett Waddingham’s latest report, 'The At Retirement Reckoning', highlighted a "significant gap" between aspirations and preparation, warning that Gen X savers (aged 43 to 58) were especially at risk. While more than half (53%) of Gen X savers were confident they'd have a comfortable retirement, only 12% had clear financial goals and a budget for retirement - is this something you're seeing among your younger clients? Read the full details via MoneyAge here: https://bit.ly/403JhBs Catch up on our own market statistics and commentary to help you enhance your knowledge: https://bit.ly/41WueIB #marketstatististics #retirementplanning #equityrelease #lifetimemortgage #laterlifelending #poll #GenX #financialservices

Are you looking for an illustration of how an interest serviced lifetime mortgage could help your clients? Look no further than our latest video, which presents a client scenario designed to bring the product features and benefits to life! Available on our Heritage range, interest servicing provide the same great criteria as the rest of our core Heritage range while also offers your clients an interest rate discount if they choose to make monthly payments of at least 25% of the monthly interest on their lifetime mortgage! Applicants will benefit from a range of great features, including: ✔ Interest rates discounts of up to 1% depending on the product selected ✔ The ability to stop payments at any time ✔ Available on lumpsum and drawdown mortgages ✔ Up to 3 months’ payment holiday in every 12-month period from the completion anniversary ✔ The option to service the interest on cash releases and further advances Discover interest servicing here: https://bit.ly/3BjKSsI #productupdate #productinnovation #financialplanning #retirementplanning #financialservices #equityrelease #lifetimemortgages #laterlifelending

Are you in need of resources to help explain how interest servicing lifetime mortgages work? Great news – we’ve got you covered! Our customer-facing guide to ISMs deliver key information in an easy to digest format, offering an effective tool to help your clients understand our ISM offering. Read and download the guide below, and click here to see our full range of resources around interest servicing mortgages, designed to help you best serve your clients in achieving their financial goals: https://lnkd.in/eCmi7WBD #productupdate #productinnovation #financialplanning #retirementplanning #financialservices #equityrelease #lifetimemortgages #laterlifelending #resources

🏆 Awards season is very much upon us! 🏆 Have YOU had your day at the upcoming Mortgage Solutions Later Life Lending Awards yet? Nominations are now open, giving you the chance to help shape this annual celebration of sector excellence. As well as the whole-of-company categories (Best Lifetime Mortgage Provider and Best Provider for Adviser Support, Training and Development), we’re proud to be entering a trio of deserving individuals in the relevant personal categories: Best BDM – Karen Banks Best Newcomer – Kaitlyn Buxton Best Underwriter – Jake Wilson These people have been instrumental in helping us deliver for you and your clients alike over the past 12 months, so we’d really appreciate it if you kept them in their thoughts while casting your nominations. Read the full details about this year’s awards, and how you can get involved, here: https://lnkd.in/ePRDTwrB #industryawards #financialservices #laterlifelending #equityrelease #lifetimemortages #celebratingsuccess

🎁 To celebrate the launch of our interest serviced lifetime mortgages on our Heritage range, we're inviting you to join our TREASURE HUNT and put yourself in the running to win a £100 Amazon voucher! 🎁 Keep your eyes peeled on our website for the house icon (as shown in the image alongside this post) to put yourself in the running - if you find 3 house icons hidden on our website, simply tell us where you have found them, by emailing marketing@pureretirement.co.uk for your chance to win a £100 voucher. (T&Cs apply, click here for full details: https://lnkd.in/eGZGiKu2) Learn more about our interest serviced option on our Heritage range here: https://bit.ly/3BjKSsI #lifetimemortgage #equityrelease #retirementplanning #financialservices #laterlifelending #productupdate #repayments #competition

Widen your knowledge of interest serviced lifetime mortgages with our recently-published CPD-accredited guide on Financial Reporter, where Scott Burman CeMap CeRER talks through the finer points of these financial products! Read the full article and look at how interest serviced products differ from standard lifetime mortgages, the type of client they could potentially benefit, how they work, and finish by offering a client scenario illustrating how this could work in the real world. Read it here: https://lnkd.in/eM_PH4Zc #knowledgesharing #retirementplanning #CPD #financialservices #repayments #lifetimemortgages #equityrelease #laterlifelending #thoughtleadership

Are you looking for client scenarios to help illustrate the ways that equity release can help meet a variety of needs? Great news, we’re pleased to offer a range of resources designed to do just that! In our example below, we look at how a lifetime mortgage could aid with asset splitting in the event of a divorce in later life – our full suite covers a range of circumstances, such as supporting family, paying off mortgages, aiding with care costs, and buying a new home. Look at our full range here of client scenarios here: https://bit.ly/3MZgDKo #equityrelease #retirementplanning #laterlifelending #mortgages #lifetimemortgage #casestudy

❓ QUESTION TIME ❓ New research from Legal & General and Cebr has indicated the ‘Bank of Family’ is expected to help fund 42% of UK property purchases made by those aged under 55 in 2024 - is this what you've seen among your client base, and how are they planning on raising the necessary funds to gift? Read more about the research via MoneyAge: https://lnkd.in/e6QkG4GS #financialplanning #intergenerationalwealth #propertypurchase #laterlifelending #equityrelease #lifetimemortgage #poll #financialservices