Wishing everyone a very Happy Holiday and New Year! 2023 has been an exhilarating year for us at Smartlayer, thank you to all our partners who have helped us get another big step closer to easing the cost of living crisis for UK households. Here's to a happy and successful 2024! We have some big plans ahead, including getting our product into the hands of homeowners - contact us if you would like to learn more. From the Smartlayer Team. #costoflivingcrisis #openbanking #fintech
Smartlayer.ai
Financial Services
London, London 102 followers
To save money, and the planet, change your home
About us
Smartlayer.ai, is a green data management and dynamic data streaming platform for the Banks and Insurers. Green data management and data pipes is a large white space largely untapped in the Home sector. With Climate change accelerating, the back-end data infrastructure that enables a dynamic insurance and mortgage book is necessary for data driven home finance and insurance products.
- Website
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https://smartlayer.ai/
External link for Smartlayer.ai
- Industry
- Financial Services
- Company size
- 2-10 employees
- Headquarters
- London, London
- Type
- Privately Held
- Founded
- 2022
Locations
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Primary
Get directions
1st Floor One Suffolk Way, Sevenoaks, Kent, England, TN13 1YL
BATTERSEA RISE
London, London TN13 1YL, GB
Employees at Smartlayer.ai
Updates
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Data empowered households would unlock the green finance grid-lock. Open Banking, Plaid and Vitality are examples of data traded directly with consumers for fair outcomes. 1) 10,000 UK Households are falling into pay-as-you-go Tariff. 2) Two in five Britons have struggled with their food and energy bills Vitality changed an annual product into a monthly delightful product - it is not about waiting for a disease to mature - none of us have a heart-attack everyday. It is about data enabled prevention. Households are faced with rising debt and being asked to take on more debt. We have to start with insights and led by empath - wallet sensitive solutions. Actions follows Awareness: COVID-19 jabs came in months, Household awareness about choices, impact of each choice and informed action allowed all of us to come back into a new normal. Brendan Wallace green physical stuff + green data stuff - Above ALL the Human. Data informed choices, trade-off and visualised visualised future. A key to action - mass action.
💾 Data centers are a fascinating intersection between real estate, technology, and climate...especially as AI becomes more popular. Technological innovations (more computing power, better chip design) means that today's data centers are much more powerful than they were a decade ago. This means that you can get a lot more done with a lot less space. And a decade from now, that story will play out again...and again... ❄️ COOLING ❄️ However, most of today's data centers were not constructed to handle a higher heat load from increased rack density. And overheating is a data center's worst enemy—costly. (Like Google and Oracle's outages this summer in Europe from a heat wave...increased global temperatures...) So as technology improves, improved cooling is going to be important for the future of data centers, whether upgrading existing assets or building new facilities. ⚡️ ENERGY USE ⚡️ Data centers require a ton of energy, and about 40% of that goes to cooling. And this improved cooling needs to care about sustainability, not out of some altruistic whim from data center owners but because they want a lower energy bill and increased profits. This can be accomplished in 2 ways: 1. Investing in energy-efficient cooling 2. Renewable energy (procured or produced on-site) My big takeaway: Keep a close eye on the intersection of real estate, technology, and energy efficiency. Data centers are a main character in that story. #realestate #datacenters
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Who would have thought that home retrofits, such as heat pumps, would be the next big thing in scaled consumer tech? At Smartlayer.ai, we are laying the data foundations, for Banks and Energy companies, to ensure that this is done right, with the appropriate solution for each individual home and wallet. #netzerobuildings #heatpumps #opendata
Energy transition optimist │ Vice President & Director at Regulatory Assistance Project │ Research Associate at Oxford and Cambridge Universities │ Board Member │ LinkedIn Top Voice │ FEI │ FRSA
By 2030 almost 70 million heat pumps are expected to be installed across the European Union. That's 1 heat pump for every 3 households.
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At Smartlayer.ai we are focused on maximising the benefits and mitigating the costs of green home improvement for UK households. Our HomeHealth Score, built on powerful open banking and energy data, is the perfect tool for banks and governments to ensure the greenest households are properly rewarded. https://lnkd.in/eUM5DyyW #retrofits #openbanking #esg
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Smartlayer.ai reposted this
Housing data that is quantifiable, accessible and lessens the cost of lending and living for all.
As the pressure builds on the EU & UK economies to meet the legally binding net-zero emissions by 2050, the world's largest asset, home, is not getting enough attention. At the same time, since 2008, productivity growth in the UK has been slow, with knock-on effects for household incomes and economic inequality. The Energy sector, the Banks, the Green finance start-ups - coming up with new products - from heat-pumps, to solar panels - Why is GREEN not taking off, in the masses. We have to start from the very basics: 1) Consumer Financial Health = Quantified. 2) Health-Tech Vitality Group Inc. dacadoo = Quantified. 3) Mobility, Telematics, Vitality Drive Score = Quantified. 4) The World's largest asset - Not quantified. Lenders have historically ignored the health of our homes. Impact: £2.6bn of energy debt, and mortgage arrears. Household engagement is critical for the Energy sector and Banks to achieve net-zero targets. That is exactly what we are building - a foundational number that demystifies what good looks like. The Smartlayer HomeHealth Score, akin to a consumer credit score, aligns Bank, Energy, and Household incentives. Unified data lens — Unified Actions. Why now? 1) Open Baking data maturity Plaid thank you for being an amazing partner over the years with Canopy and now Smartlayer.ai 2) Smart meter data maturity 3) A.I application maturity Rex Woodbury thank you for the inspiration. 4) Vertical SaaS - Modern data stack, and enabling ecosystem capabilities in the Home Finance data vertical.