The Evidence-Based Investor

One of the biggest risks you face during your investment lifetime is that you fail to manage your emotions. In Part 4 of Closing the Behaviour Gap, a ten-part online documentary we've produced with the help of Joe Wiggins, we explore the role that emotions play in investment outcomes, and how we can keep them in check. Thank you to Paul Richards, Greg Davies from Oxford Risk, and Dr Ylva Baeckström from King's Business School for their valuable contributions. Watch the video here >>> https://shorturl.at/Kwvth #Investing #Emotions #Behaviour #BehaviouralFinance 

John “Mac” McQuown had a vision for a new type of investing based on data and academic evidence. It sparked a revolution that enabled millions of people around the world to invest with confidence, and to retire earlier and with rather more money to spend than they otherwise would. As Index Fund Advisors founder Mark Hebner explains, “Mac” McQuown was a man of many talents — financial engineer, entrepreneur, environmentalist, farmer and wine producer — who made everyone he met feel important. https://lnkd.in/e-DDjYmq #Investing #EvidenceInvesting #IndexFunds #Finance Disclosures below👇

There's been a wave of consolidation in the UK financial advice market, with takeovers increasingly backed by private equity, and the trend looks set to continue. Half of advice firm owners say they're either looking to sell or plan their succession in the next two years. In theory, takeovers create economies of scale, which potentially mean lower fees and better service. But unfortunately, the experience of most clients of firms that are taken over is very different. The Financial Conduct Authority is so concerned about the potential for consumer detriment that's it's launching a review. #FinancialAdvice #FCA #FinancialRegulation #ConsumerProtection rockwealth https://shorturl.at/mlSeR

The Financial Conduct Authority, the UK financial regulator, now has a secondary objective. As well as protecting consumers, the FCA is also required to help make the UK financial services sector globally competitive. This new objective was introduced by the last Conservative government, and the new Labour administration supports it. Not surprisingly, big banks, asset managers, insurance companies and other financial institutions are delighted about it and are keen to push the FCA further in the same direction. But, as Andy Agathangelou, Gina Miller and Alan Miller explain in the latest episode of The Investing Show from Timeline, the secondary objective does compromise the FCA's primary consumer protection role. You have ten days to respond to respond to the FCA's call for input on the future of financial regulation in the UK.. Please don't waste this opportunity to have your say. 👉 https://shorturl.at/dXSp8 #Investing #FCA #FinancialRegulation #ConsumerProtection

Outcome bias is a huge problem in the investment arena, where distinguishing luck from skill is almost impossible. In Video 3 of this ten-part series, we explore just how dangerous it is, and what you as an investor can do about it. 👉 https://shorturl.at/Za5Q6 #Investing #Behaviour #Psychology 

There are so many ways for young investors to lose money — chasing the latest “hot” theme, trading individual stocks, dabbling in cryptocurrencies, or falling for investment scams. All they need to do is to pick a simple, low-cost fund, set up a monthly direct debit and JUST GET STARTED. In the latest episode of The Investing Show from Timeline, James Gillespie and Laurentius van den Worm, CFA van den Worm tell you everything you need to know. Watch here 👉 https://shorturl.at/vruYk #FinancialLiteracy #Investing #Money #PersonalFinance

Here’s a fascinating and inspiring interview with Mark Roe FPFS, the latest addition to the team at rockwealth “It can be very expensive having principles,” says Mark. “But you have to be true to yourself, and I’m very happy where I’ve finally ended up.” #FinancialAdvice #FinancialPlanning https://ow.ly/xFSE50RqP5s

The accumulation phase of investing has its challenges, but decumulation is much more risky. Having specialist advice when you retire can make the difference between a successful outcome and a disastrous one. >>> https://ow.ly/BqgY50Riesl #Investing #Decumulation #RetirementPlanning rockwealth

The “rush to prescribe” among medical professionals is a well-known phenomenon. Giving patients what they WANT is very much easier than providing what they really NEED. But research shows that investment professionals often do the same, pandering to investors’ desire for a “quick fix”. For the consumer, it almost invariably ends in disappointment. >>> https://ow.ly/krVR50R8BPQ rockwealth #Investing #BehaviouralScience #Health #Finance

All that matters in equity investing, we’re often told, is the price you buy at and the price you sell at. But it patently isn’t true. Dividends are an important component of the total return from investing in stocks. And it’s time that indices like the Dow Jones and FTSE 100 acknowledged it. #Stocks #Investing #Markets #DJIA #FTSE Mark T. Hebner Index Funds Advisors Inc https://ow.ly/n8GV50QYy3q