The Mortgage Lender (TML)

𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. Our new research shows that one quarter of workers with non-traditional incomes have never applied for a mortgage, due to fear of rejection. Of the 2,000 non-traditional workers we surveyed, 10% found the process too daunting, 10% didn’t know how to apply and 8% didn’t know who to speak to about arranging a mortgage. It’s time to help give homebuyers the clarity and confidence they need. Together we can guide potential clients by providing insights and solutions they need to achieve their home ownership goals. Check out the full research here. https://bit.ly/4fnFZxh

Not for customer use. For professional intermediary use only. Charlie and Michael sit down to chat about how we evaluate affordability to suit tricky client circumstances.

A big round of applause to our superstar Kaylee Foley for winning BDM of the Year at the Financial Reporter Women's Recognition Awards! 👏 Well done - what an incredible achievement we are all so proud of you! 🏆 Congratulations to all the winners 🎉 #WRA24

𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆 Looking for large loan borrowing solutions? We recently helped a self-employed director of a security company borrow £230k more to enable them to remortgage and complete a transfer of equity. Using pre-tax profits and assessing his income by looking at his most recent year's figures, we provided a 75% LTV mortgage for the property and completed the case in just one month! Read more in our case study here: https://bit.ly/4gPkabB

𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. From today, Friday 11th October, we have reduced rates on a number of Residential products. Take a look at our product guide. https://lnkd.in/ebTbyrF8

Celebrating World Mental Health Day 🌎 We’d like to give a shout-out to our amazing Mental Health First Aiders and their dedication to offering support and fostering a mentally healthy workplace 💚 #WorldMentalHealthDay #MentalHealthAwareness #WorkplaceWellbeing #mentalhealthmatters

𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. We recently quizzed a broad spectrum of solopreneurs, from contractors to company directors, and found that high street lenders may still favour traditional incomes over non-PAYE, when it comes to approving a mortgage. Of those surveyed, 45% of non-PAYE workers faced rejections, 63% of contractors had their applications declined and 30% of non-PAYE professions were deemed ‘unsteady’. Unconventional incomes needn’t mean unreliability. Especially when you have specialist support on board. To help your self-employed clients feel self-assured, check out the full research here: https://bit.ly/3NlclwI

𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. Giving you 5-star service all the way! It's another example of how our team really pulls together to get things sorted for you.

𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. There’s optimism in the air for landlords. We’ve been chatting to landlords across the country and it turns out most are feeling upbeat about the future. In fact, a good number are even planning to expand their portfolios this year. Read more about this in our article, here: https://bit.ly/3MERynv 

We're delighted to be finalists in two categories at #MIMA24 🎉Best Marketing – Specialist Lending 🎉Best Digital Innovation Congratulations to all the finalists 👏 Cara Donnelly Fraser MacDougall Toni Neilson Natalie Brocklehurst Neil Carruthers Gillian Hope Financial Reporter