The Mortgage Lender (TML)

The Mortgage Lender (TML)

Financial Services

Glasgow, Scotland 9,025 followers

Real Life Lending

About us

What do we do? Well, the clue’s in the name – we love to lend. We recognise people don’t fit into neat boxes. We live and breath for the complex and are creating models for lending, that through respect and collaboration, are designed for real people. Real Life Lending is at the heart of our brand, and in the DNA of everything we do. Simply put it means we aim to find solutions to help those that might not fit the standard criteria offered by high street lenders. If you’re a mortgage intermediary and have a question or a case to discuss, contact us on: 0344 257 0418. The Mortgage Lender Limited is authorised and regulated by the Financial Conduct Authority (Financial Services Firm Reference Number 707058). Our Buy to Let mortgages are not regulated by the Financial Conduct Authority. Registered in England & Wales as company number 9280057.

Industry
Financial Services
Company size
201-500 employees
Headquarters
Glasgow, Scotland
Type
Privately Held
Founded
2015
Specialties
Real Life Lending, Buy-to-Let Mortgages, Residential Mortgages, Self-Employed, Contractor, Portfolio Landlords, and HMO's

Locations

Employees at The Mortgage Lender (TML)

Updates

  • 𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. Our new research shows that one quarter of workers with non-traditional incomes have never applied for a mortgage, due to fear of rejection. Of the 2,000 non-traditional workers we surveyed, 10% found the process too daunting, 10% didn’t know how to apply and 8% didn’t know who to speak to about arranging a mortgage. It’s time to help give homebuyers the clarity and confidence they need. Together we can guide potential clients by providing insights and solutions they need to achieve their home ownership goals. Check out the full research here. https://bit.ly/4fnFZxh

  • 𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆 Looking for large loan borrowing solutions? We recently helped a self-employed director of a security company borrow £230k more to enable them to remortgage and complete a transfer of equity. Using pre-tax profits and assessing his income by looking at his most recent year's figures, we provided a 75% LTV mortgage for the property and completed the case in just one month! Read more in our case study here: https://bit.ly/4gPkabB

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  • 𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. We recently quizzed a broad spectrum of solopreneurs, from contractors to company directors, and found that high street lenders may still favour traditional incomes over non-PAYE, when it comes to approving a mortgage. Of those surveyed, 45% of non-PAYE workers faced rejections, 63% of contractors had their applications declined and 30% of non-PAYE professions were deemed ‘unsteady’. Unconventional incomes needn’t mean unreliability. Especially when you have specialist support on board. To help your self-employed clients feel self-assured, check out the full research here: https://bit.ly/3NlclwI

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  • 𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. Giving you 5-star service all the way! It's another example of how our team really pulls together to get things sorted for you.

  • 𝗡𝗼𝘁 𝗳𝗼𝗿 𝗰𝘂𝘀𝘁𝗼𝗺𝗲𝗿 𝘂𝘀𝗲. 𝗙𝗼𝗿 𝗽𝗿𝗼𝗳𝗲𝘀𝘀𝗶𝗼𝗻𝗮𝗹 𝗶𝗻𝘁𝗲𝗿𝗺𝗲𝗱𝗶𝗮𝗿𝘆 𝘂𝘀𝗲 𝗼𝗻𝗹𝘆. There’s optimism in the air for landlords. We’ve been chatting to landlords across the country and it turns out most are feeling upbeat about the future. In fact, a good number are even planning to expand their portfolios this year. Read more about this in our article, here: https://bit.ly/3MERynv 

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