The Rock FMC

Want a comfortable retirement? You might need to start planning earlier and be more flexible than you thought. New reports show that many Britons are worried about not having enough money for retirement. But there's good news too - working part-time in your 60s could add a lot to your pension pot. From smart ways to boost your savings to warnings about retirement shortfalls, our autumn round-up covers the latest retirement news that matters to you. Is it time to refresh your retirement plan? Read on to learn how you can prepare for a retirement where you can thrive, not just count pennies. https://lnkd.in/e_EtfWtb

What advice would you give your younger self? 51% of people would tell themselves to start saving earlier, and 33% say they’d worry less about what others think! 💡 👉 Swipe through to learn more 📖 Click here to read the full blog :https://bit.ly/3XVkiPp 💬 What’s your biggest financial advice for your younger self? Share below! #FinancialPlanning #SavingsTips #RetirementGoals #PlanForTheFuture #InvestInYourself

For professionals in your 30s and 40s Research has found that people in their 30s and 40s could be slipping through the net when it comes to protection cover. As our lives evolve with marriages, children, and home purchases, our protection needs change too. 👉 Click here to read our blog of the week to discover the tip to ensure you’re sufficiently insured : 👉

We are excited to see our Adviser Kwasi Asare Obuor-Asimpih in the final edition of the Top Rated Financial Advisers, distributed in The Telegraph. All thanks to the wonderful reviews from our clients. We want to thank everyone who took the time to share their feedback. Well done Kwasi Asare Obuor-Asimpih his team, Narian Lincoln for their great work!

Getting a foot onto the property ladder has always presented challenges. Research suggests FTBs could currently be experiencing the most expensive conditions in 70 years. -Who are affected: those who are buying alone, have lower incomes or cannot access help from the Bank of Mum and Dad. -Average age of first-time buyers now 36 years: from 32 in 2004. -over the last year, 49% of prospective FTBs have postponed their plans. Just over half (53%) said high house prices were the main reason for delaying, while 41% cited rising mortgage costs. -But there's still a path to homeownership: 38% of those who have become homeowners in the last five years said they had to compromise. For example, 40% purchased a home that needed some renovation and 34% moved to a different location. Explore more here : bit.ly/3ZfXPh6

Research has found that some landlords are improving the energy performance of their properties even though it is no longer a potential legal requirement.  Find out why 👇

Considering a new build? Don't miss these essential tips. Are you looking to buy a new build home? With more protections for buyers than ever before, it's important to know what to look out for. In our latest blog we're covering: ->The codes of conduct that developers must follow ->What the guidelines mean for you as a buyer ->Spotting and getting snags fixed ->The complaints process if things go wrong Click below to learn more and make your new build purchase a breeze. #NewBuildHomes #PropertyBuying #HomeOwnership #BuyerProtection #HomeBuyerAdvice

Money worries? You're not alone. Did you know that 81% of the UK's wealthiest people are stressed about their finances? That's right - even the rich lose sleep over money. Let's talk about feeling good about your finances, no matter how much you have. We'll look at: ->The importance of financial wellbeing   -> Finding your purpose -> How we can help you Unlocking the real value of your wealth Click the link below to learn more. Found this helpful? Share with friends and family who might benefit. Follow us for more practical financial tips that can truly improve your life.

Earned a well-deserved bonus? Congratulations! But before you celebrate, consider this: Tax and National Insurance could take a hefty bite out of your reward. In fact, you might end up with less than you expect, especially if your bonus pushes you into a higher tax bracket. What if there was a smarter way to handle your bonus? Discover the strategy that's helping professionals keep more of their hard-earned money. Learn how you could potentially turn a good bonus into a great long-term investment. Click below to learn more. https://lnkd.in/dscSt4e7

Surprising trends in equity release! Guess what homeowners are doing with their unlocked cash? (Hint: It's not just paying off debts!) Discover the unexpected ways people are using equity release and what it means for the market in 2024. Click the link to read more and find out if equity release could be right for you! #EquityRelease #PropertyWealth #FinancialPlanning