Trusted Mortgage & Protection Advisors

Hoping to secure your first mortgage? 👀 Losing sleep trying to figure out exactly how they work? Let us help👇 Here’s a hypothetical mortgage breakdown to help you understand the process: 👉 The scenario Let’s say a first-time buyer is looking to buy a property worth £300,000. They’ve managed to save a deposit of £60,000 (20% of the property’s value). 👉 The mortgage This means their total mortgage amount is £240,000. They’ll be borrowing this over a term of 25 years, with an interest rate of 5% (variable). 👉 The monthly repayment Using a mortgage calculator, we can estimate their monthly repayments. For a 25-year mortgage, with a 5% interest rate on a £240,000 loan, the approximate monthly repayment would sit around £1,369. This consists of both an ‘interest’ and ‘principal’ payment. Interest: The initial portion of the payment goes towards covering the interest on the loan they’ve taken out. Principal: The remaining part of the payment reduces the principal amount of the loan. Over time, the proportion of interest paid each month will decrease, and the principal repayment will increase, leading to a gradual reduction in their outstanding loan balance. Want more support? Get in touch with us for a no-obligation chat and advice on your next steps: https://lnkd.in/esZvXftp ✂---------------------------------------  Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage. #MortgageAdvice #Property #HomeBuying #MortgageTips

How much will your monthly mortgage repayments be? Our free mortgage repayment calculator can help you work it out ⤵️ If you’re currently saving for a deposit for a mortgage but aren’t sure if you have enough or how much your monthly repayments would be, we’ve got you covered! All you need to do is enter a few details (including the price of the property, the mortgage term, your deposit, and the interest rate), and we’ll calculate your monthly repayments. Find out how much your repayments could be: https://lnkd.in/e66EH6ut ✂---------------------------------------  Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage. #Mortgage #Property #MortgageAdviceUK #HomeBuying

Can you afford a mortgage? 🏡 The first step is to start saving for a deposit. Sounds simple, doesn’t it? 🤔 At least, it does until you start trying to save! Saving for a deposit can seem impossible, but the good news is it’s not, and we’re here to help you get on the property ladder. Swipe through to discover our top tips for saving for a deposit 👉 ✂---------------------------------------  Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage. #MortgageBroker #MortgageAdvice #Property #HomeBuying

Trusted MPA wouldn’t be the same without David... David co-founded Trusted MPA with George in 2023. And since then, he’s been a driving force behind our dedicated team and success! 🤩 It all started when David and George decided to embark on a mission to provide a platform for clients so they could receive a top-notch experience. David also insisted on not only shaping the lives of our customers but also our advisors; by ensuring they get the support they need to deliver good customer outcomes and are able to achieve their professional goals.  David is a family man, so when he’s not in the office, you can often find him on a camping adventure in the Lake District or creating memories with his wife and two daughters. 👉 Favourite series: Line of Duty 👉 Favourite cuisine: Italian 👉 Dave would want Martin Compston to play him in a film. Meet the rest of the team and learn more about us here: https://lnkd.in/eQfjQ9ZS ✂---------------------------------------  Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage.   #MeetTheTeam #DreamTeam #InsuranceBroker #MortgageBroker

Hello, is it a mortgage broker you’re looking for? 👋 I can see it in your eyes. I see it in your smile... A home is all you’ve ever wanted 🏡 If that’s the case, we’re here to help you! Contact us now to find the best mortgage deal for you and get your dream home: 📞 01709 464 455  📧 info@trustedmpa.co.uk   ✂---------------------------------------  Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage.   #MortgageAdvice #HomeBuying #MortgageLender #HomeOwners  

Not ready to buy a home or your first home? That’s okay! But you still might benefit from speaking to a mortgage advisor! Swipe through to discover how speaking to a mortgage advisor can help you (even if you aren’t ready to buy) 👉 ✂--------------------------------------- Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage. #MortgageAdvice #Mortgage #MortgageTips101 #HomeBuying

🥬 Lettuce talk about your mortgage! 🥬 Remember when a lettuce outlasted the Prime Minister during 2022’s Autumn Budget? 😅 We all know what happened to mortgage rates back then! 📈 We’re hoping things will be a little different this time around, but if your deal is up in the next 6 months, now’s the time to take a look at what’s out there, just incase. 🔔 Drop George a message or call the Trusted MPA office for a free mortgage audit that’s always fresh and reliable — no wilting here! 👊☺️ 📱 07985 529 392 📞 01709 464 455 📧 info@trustedmpa.co.uk ✂————————————— Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage. #MortgageAdvice #AutumnBudget #LettuceTalk #Remortgage #TrustedMPA #Homeowners #HomeImprovements #Mortgages

What’s your favourite Christmas film? 🎄📽️ Can you tell what ours is? We’ve slightly adjusted one of the movie’s main quotes 😂 But we felt this was more appropriate... If you ask us about mortgages today, we could help you be in your first home by Christmas (tucked up in a blanket, with some mulled wine and watching your favourite Christmas films!) Get in touch with us now to ensure you get your dream home before Christmas: https://lnkd.in/esZvXftp ✂--------------------------------------- Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage. #Christmas #ChristmasFilm #HomeBuying #Mortgages

Do you enjoy getting cashback with your purchases? 💷 Who doesn’t like to be rewarded for buying something? What you might not know is that you can get cashback mortgages!  With a cashback mortgage, the lender will give you a lump sum of cash for taking out the mortgage. Some mortgage lenders offer cashback of £200. However, you can find deals where mortgage lenders offer up to £1,000! Cashback mortgages are designed for first-time buyers to help them cover some of the costs involved (such as buying new furniture for your pad!). Most cashback mortgages give you the money either when your application is approved or after your first repayment. But are they worth it? 👇 One of the obvious advantages of cashback mortgages is that they offer you a cash incentive when your money is tight (a lump sum of up to £1,000 is nothing to be sniffed at!). Another pro of this type of mortgage is that the lender might also pay some of the costs involved with buying a home, such as survey fees or stamp duty. However, cashback mortgages can come with higher rates (which might mean you pay more overall). Cashback might not be the best thing for you ⬇️ Hold up, we’re not crazy! Many lenders out there offer a range of incentives, such as free valuations or free legal costs, so before you jump at the opportunity of getting ‘free’ cash, ask yourself if it is the most useful offer for you and your circumstances. The best way to determine if you’re getting the best mortgage deal is to speak to us. We can help you discover the best mortgage deals and incentives, so give us a call or drop us an email now: 📞 01709 464 455 📧 info@trustedmpa.co.uk ✂--------------------------------------- Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage. #MortgageAdvice #MortgageLender #HomeBuying #MortgageTips

It’s World Mental Health Day 💚🎗 At Trusted MPA, we take mental health very seriously. And, trust us, we know how stressful it is to buy a home, so we always take the stress out of it wherever possible! One of the easiest ways to reduce your stress while buying your home is to simply get in touch with us! We’re only ever a phone call away, and no question is too big or small. Let us help you take the stress out of home ownership by saving this number in your phone and calling us whenever you need us: 📞 01709 464 455 ✂--------------------------------------- Trusted Mortgage & Protection Advisors Ltd is authorised by the FCA (FRN: 995607). We are an Appointed Representative of TMG Direct Ltd, also authorised by the FCA (FRN: 786245). There may be a fee for mortgage advice. Your property may be repossessed if you do not keep up repayments on your mortgage. #WorldMentalHealthDay #UKMortgages #MortgageAdvice #HomeBuying