Twenty7tec

The UK mortgage market may not have had a moment in the spotlight this Autumn Budget, but that speaks to its resilience and adaptability. Mortgage advisors have consistently pivoted to meet changing demands and tax rules—even as other sectors seek government support. We’ll be closely monitoring any shifts in mortgage activity in the coming days as lenders respond to the latest budget announcements. Read more: https://loom.ly/4Edll3w #MortgageMarket #MortgageAdvisor #AutumnBudget

New Budget, New Pressures: With the SDLT increase for landlords and rising CGT rates, mortgage advisors are set to feel the ripple effects of tighter property investment. Fewer landlords could mean fewer starter homes in the rental market and reduced movement on the property ladder. Mortgage advisers, this is a key moment to guide clients on strategy amid a changing landscape. Learn more: https://loom.ly/4Edll3w #AutumnBudget #MortgageAdvisor #AutumnBudget

Around the budget I've been asked by numerous people how the market is looking. The high level overview is that the momentum that started to build from early August, has unfortunately been lost over the last 2 weeks. Search activity is now back in line with what we saw back in late July, which is around 10-15% down on the weekly averages we've witnessed since this point. In a lot of ways this trend isn't surprising, but it shows how quickly front end demand / activity can change based on sentiment and wider economic narrative. Hopefully now the budget is behind us we will see an uptick next week, but it feels like all eyes are now on the MPC meeting in November to drive some positivity once again. Twenty7tec

Big changes in the Buy-to-Let market are underway following this Autumn Budget. With SDLT rates for landlords increasing from 3% to 5%, and buy-to-let searches already down by 6% over the past two years, we’re likely to see even less activity in this segment. As the impact of these tax changes sets in, how will the market shift for those of us in mortgage advisory? Read more: https://loom.ly/4Edll3w

🎃✨ Happy Halloween, spooktacular souls! 🦇👻 Tonight, let the magic of the moonlight guide your way and the thrill of the unknown fill your spirit. Whether you're conjuring up costumes, trick-or-treating, or indulging in eerie delights, may your Halloween be wickedly fun and delightfully spooky! 🕷️🕸️ Share your costume creations, haunted house adventures, and all the thrills that make this night enchanting. 🌙🔮 #HappyHalloween #SpookySeason #CostumeMagic #TrickOrTreat #HalloweenFun 🧡👻

As the market evolves, it’s exciting to see lenders introduce products that not only help people get on the property ladder but also focus on sustainability. Mortgage advisers, staying informed on these innovations is key to delivering the best advice for your clients. Want to learn more? Join our next webinar on the 30th of October at 11 AM. 👉 https://loom.ly/NSeTKpk #autumnbudget #mortgageadviser

"One of the most pressing challenges facing the UK housing market is the “stuck ladder” situation. Many older homeowners cannot downsize because high Stamp Duty costs make moving financially prohibitive. This traps larger-family homes in the market, keeping them out of reach for growing families and affecting the chain for first-time buyers. To break this cycle, the Government needs to rethink its approach to taxation, particularly Stamp Duty." - The Intermediary Read more at: https://loom.ly/pIeJPn0

Preparing for pension tax relief changes? Cashflow planning is key to navigating these shifts, helping advisers provide tailored advice that safeguards their clients' retirement plans. At Twenty7tec, we offer powerful solutions to ensure you're equipped for any scenario the Autumn Budget may bring. Want to find out how? Book in for a chat today: https://loom.ly/qIsY2lY #autumnbudget #wealthadvisor

Helping older clients find their right step? Mortgage advisers, it’s time to focus on this often-overlooked group and provide them with the tailored guidance they need. Our solutions are designed to support you in advising clients through every stage of their property journey. Want to learn more? Join our next webinar on the 30th of October at 11 am! 👉 https://loom.ly/NSeTKpk #Mortgageadviser #autumnbudget

Advisers, are you ready to streamline your entire mortgage process? Velocity is changing the way mortgage advisers work—bringing together affordability checks, criteria searches, and seamless application submissions all in one platform. From delivering precise, tailored recommendations to simplifying the entire mortgage journey, Velocity is designed to save you time and boost accuracy. Want to see how Velocity can transform your advice process? Join our next webinar on the 30th of Oct at 11 a.m. 👉 https://lnkd.in/e5AUHhpr