Viewpoint Accountants

📢 We’re excited to announce the acquisition of Cavendish Accountancy by Viewpoint Accountants! This strategic move brings together two incredible teams with one mission: to help you achieve your personal and business ambitions. With new expertise and broader services now available, we’re ready to offer even more value to Cavendish’s loyal clients while maintaining the trusted relationships they’ve built over the years. Whether you’re an existing client or a new one, let’s work together to make your business thrive in today’s ever-changing environment. Reach out to us today to learn more. Call 01245 258689 or email info@viewpointaccountants.co.uk #BusinessGrowth #Acquisition #ViewpointAccountants #SMEs #ClientFirst #ChelmsfordAccountants

🌟 Around 45% of UK businesses are now leveraging cloud-based accounting solutions! 🌥️ At #ViewpointAccountants, we’re committed to harnessing #technology to enhance your financial processes and keep you ahead of the competition. 📈💼 Ready to take your business to the next level? Let's simplify your accounting and boost your efficiency! 💪✨ 📞 01245 258689 #CloudAccounting #UKBusiness #FinancialFreedom #SMEs #TechSavvy #BusinessGrowth #AccountingMadeEasy

Starting a business is a big step, and having the right support makes all the difference. 💼 Viewpoint Accountants are here to guide you from day one, with a friendly and professional approach that sets your business up for success. Whether you’re just starting or need an accounting team who truly cares, Viewpoint delivers on every front. 🌟 📞 01245 258689 #BusinessSupport #ViewpointAccountants #AccountancyExperts #EssexAccountants #BusienssJourney #DayOne

✨ Good Food, Great Company! 🍽 The #Viewpoint teams at Tiptree and Chelmsford enjoyed a delightful lunch at #TheSix Bells in Boreham! 🍽️✨ Great conversations and even better company made for a perfect day. Here’s to strong teamwork and lasting connections! 🤝 #TeamLunch #Collaboration #Tiptree #Chelmsford ##ViewpointAccountants #EssexAccountants #Essex #SocialEvent #WorkEvent

💼 Can You Do #TaxPlanning on Your Own? 💼 While some basic tax planning can be managed independently, navigating the complexities of tax laws is no easy task! They change frequently and can significantly impact your financial situation. At #ViewpointAccountants, we specialise in simplifying this process for you. Our expert team will help ensure you’re making the best decisions tailored to your needs! ✨ Ready to take the stress out of tax planning? Contact us for guidance! 📞 01245 258689 #Accounting #Viewpoint #FinancialAdvice #TaxExperts #BusinessFinance #ProfessionalHelp #NavigateTaxLaws

There's talk of potentially aligning #CapitalGainsTax (CGT) rates with income tax, reminiscent of Gordan Brown’s era. With Rachel Reeves being a fan of Gordan’s policies, we might just see a revival of taper relief! 💼 One would hope that Business Asset Disposal Relief (BADR) stays in play to boost entrepreneurship and growth! 🚀 Could we even see the return of Business Asset Taper, which would bring the effective CGT rate down to 10% after a decade? 🤔 Keep your ears open for potential changes like tighter restrictions on private residence relief and updates to hold-over relief for trusts. And in a bold move, the removal of the CGT free uplift at probate value could mean beneficiaries inherit at the deceased’s CGT base cost instead. 🏠⚖️ Get in touch with #ViewpointAccountants today: 📱 01245 258689 #Entrepreneurship #TaxUpdates #BusinessGrowth #RachelReeves #GordonBrown #FinancialNews #StayInformed

💰 Normally, changes to #CapitalGainsTax (CGT) kicks in on April 6th, but past years have shown mid-year changes can happen! 📆 This has led many taxpayers to consider selling assets sooner to benefit from current rates. Remember, the disposal date for CGT is the date of the unconditional exchange of contracts, and there may be new laws to prevent any attempts to rush sales. ⏳ 🕒 There's still time to sell listed investments before October 30th, but keep in mind that selling other assets like businesses or properties usually takes longer unless you have a buyer ready to go! 💼🏡 Take action now to make the most of this opportunity! Get in touch with #ViewpointAccountants today: 📱 01245 258689 #TaxTips #CGT #FinancialPlanning #InvestSmart #SellNow #Tax #TaxStrategy #CapitalGains #TaxPlanning

💰 With the potential capital gains tax increase set for October 30, 2024, now might be the perfect time to realise gains on your investments! 📈 By selling before the change, you could take advantage of the current rates and then consider repurchasing after the adjustment to maintain your portfolio balance. Here's a crucial tip: if you buy the same shares back within 30 days of selling, the gains may be cancelled out! For example, selling 1,000 shares of A plc for £4.50 could show a £2,500 capital gain, potentially tax-free if you haven’t used your £3,000 CGT annual exemption. However, if you buy those shares back shortly after for £4.45, you could face a £50 capital loss instead! 😱 Thinking about strategies? Consider having your spouse repurchase the shares (known as “bed and spousing”) or buying them back in an ISA or pension fund. 👫💼 Get in touch with #ViewpointAccountants today: 📱 01245 258689 #InvestmentTips #CapitalGainsTax #FinancialPlanning #SmartInvesting #WealthManagement #TaxSavings

📈 Big changes to pension tax relief could be on the horizon in the upcoming #UKbudget! 💰 These adjustments might generate more tax revenue than potential changes to Capital Gains Tax (CGT) and Inheritance Tax (IHT) combined. Just a few months ago, on April 6th, 2023, we saw the removal of the lifetime allowance charge and an increase in the annual pension allowance to £60,000. Here are some key pension changes to keep an eye on: 👀 ⚖️ Limiting tax relief for individuals to basic rate or a 30% flat rate ❌ Further limiting (or abolishing) the 25% tax-free lump sum 📉 Freezing or reducing the £1,073,100 lump sum and death benefit allowance 🏠 Making undrawn pension funds subject to inheritance tax 🔒 Limiting employer pension contributions via salary sacrifice Remember, #PensionChanges usually take effect on April 6th each year, but mid-year changes have happened before! ⏰ Now is the time to get your pension planning in order just in case. Get in touch with #ViewpointAccountants today: 📱 01245 258689 #PensionPlanning #TaxRelief #Finance #Budget2024 #StayInformed #Tax #RetirementSavings #TaxPlanning

💰 Under current pension rules, you can withdraw up to 25% of your #PensionSavings tax-free! 🏦 However, the Finance Act 2023 has set a limit of £268,275 for tax-free withdrawals unless you’ve applied for protection at a higher amount. Rumour has it that this tax-free limit may soon drop to £100,000. This news has already led to significant withdrawals from pension funds in recent weeks. ⚠️ Remember, there are strict anti-avoidance rules! If you withdraw more than £7,500 and then contribute more than 30% of that amount back into your pension within a year, your withdrawal could be classified as an unauthorised payment, incurring a 40% tax! Stay informed and plan wisely! 📊 Get in touch with #ViewpointAccountants today: 📱 01245 258689 #PensionPlanning #FinancialLiteracy #TaxFreeWithdrawals #Finance2023 #PensionUpdates #Pension