Facing cash flow challenges due to market shifts, how will you steer your financial ship?

Na minha experiência, sempre procurei dividir o fluxo de caixa em: fluxo de caixa operacional, fluxo de caixa de investimento e fluxo de caixa de financiamento. Isso ajuda o gestor financeiro a identificar aonde estão os gaps de déficit e onde deve priorizar a dedicação de energia para resolução dos problemas. Quanto maior a previsão do fluxo de caixa, mesmo em períodos sazonais, mais fácil fica a tomada de decisão nos diversos setores. Seja alguma decisão estratégica, operacional ou até mesmo financeira. Portanto, é de extrema importância que o fluxo de caixa seja cuidado como se fosse o coração da empresa que libera e segura pulsos de execuções.

Running the cash flow reports regularly is very key here. Don’t let the “bad, stressful” report results deter you from running the reports. Information is power!

The first piece of information an entrepreneur would need with his morning coffee is a cash flow forecast, and that's what becomes a routine. It's great that an entrepreneur has such tools or consultant to be able to do this. 1. A program that allows you to review this information while having a coffee; 2. Covers everything we need… 3. A program that can be understood by an entrepreneur Despite great business, every company sooner or later experiences a cash crunch. A "cash flow cushion" will help you in such times. Unfortunately, I know very few entrepreneurs who actually follow this principle.

La clave es realizar previsiones financieras precisas y realistas. Estas previsiones deben basarse en un análisis exhaustivo de las tendencias históricas, las condiciones actuales del mercado y los factores internos que pueden afectar el flujo de efectivo. Es importante tener en cuenta variables como los cambios en la demanda del cliente, las fluctuaciones de los precios de los insumos y las posibles interrupciones en la cadena de suministro. Además, estas previsiones no deben ser estáticas. Deben revisarse y ajustarse regularmente para reflejar las condiciones cambiantes del mercado. La adaptabilidad es crucial en este proceso.

Pour naviguer à travers les problèmes de trésorerie dus aux changements de marché, voici quelques stratégies clés : 1- Analyse financière approfondie 2- Prévisions de trésorerie 3- Gestion efficace des créances 4- Réduction des coûts 5- Communication transparente 6- Surveillance continue

Contrôle des coûts : Identifiez et réduisez les coûts non essentiels. Cela pourrait inclure la renégociation des contrats avec les fournisseurs, l'optimisation des processus internes pour une efficacité accrue, ou même la consolidation des opérations pour économiser sur les dépenses générales.

This is the defensive portion when you are monitoring cash flow. My clients have been served well when they begin to make this plan immediately as opposed to when cash is extremely tight. In small business - typically the lowest hanging fruit is to perform a deep dive of your tech stack and see what tools can be cut or subscriptions doubled up. Recently we did this drill with a professional service company. They focused on cutting tech/subscriptions, then made a layoff plan for 5 employees when bank balances would hit certain levels. The most important thing here is to be proactive and create a plan and then stick to it. Cash flow issues suck and often times tough decisions may be necessary.

O controle de custos é um processo de gestão que visa monitorar e controlar os gastos fixos e variáveis de uma instituição. Uma estratégia pensada para reduzir gastos e aumentar a lucratividade de uma instituição.

Taking into account the fact that activities are those that cause costs in the company and are necessary for the production of products and services that the company markets. Quite quickly, it can happen that by inappropriately allocating general costs, the company overvalues and just makes its product impossible to market. The key thing is the optimal costs, because if we only pursue the lowest price, we quickly run into problems.

Clients whose need changes due to market shifts may still need your services, less of one thing and more of something else.Each has a cost so measure the impact of the market shift. Consider whether the market change will be short lived or have a longer time horizon. Keep your lines of credit available for use, and look at other sources of finance that may cater to the new lines of business. If income will be less, you can calculate the potential savings on income tax expense. You may also have tax credits available for new purchases as you shift into a new market.