How can you avoid phone scams?

Firstly, never share personal information, such as social security numbers or financial details, over the phone unless you initiated the call to a trusted number. Scammers often impersonate legitimate organizations to extract sensitive information. For instance, if someone calls claiming to be from your bank, hang up and call the number on your bank’s official website. Secondly, be skeptical of callers demanding immediate action or payment, especially via gift cards or wire transfers, a common red flag for scams. If a call seems suspicious, hang up. Remember, legitimate entities will have official channels of communication and won’t pressure you to make quick decisions over the phone. Like this advice? Show your support with a like!

I will tell you the best way to recognize scammers. Nowadays, scammers pretend to be calling you from various organizations such as banks, companies, etc. But One thing that they will always do wrong is to make Grammatical and spelling mistakes. Always talk to them carefully and you will get to know they are not genuine. Also read their messages, You will 99% find grammatical mistakes in their messages. Because Authentic Entities do not make mistakes like that. If we take an example of any renowned bank, lets say HDFC, Do you think their messages or emails will have any grammatical mistakes? No but a spammer will surely make a mistake

Para evitar golpes por telefone, esteja sempre alerta e questione qualquer pedido de informação pessoal ou financeira. Não confie cegamente em números desconhecidos, mesmo que aleguem representar empresas ou instituições conhecidas. Sempre verifique a identidade do chamador, procurando os contatos oficiais da empresa mencionada e ligando diretamente para confirmar qualquer solicitação. Jamais forneça dados pessoais ou faça pagamentos sem ter certeza da legitimidade da chamada. Lembre-se: instituições respeitáveis nunca pedirão informações sensíveis por telefone sem um contexto prévio claro.

Não só no âmbito corporativo, mas na vida pessoal, é muito comum golpes via telefone. Com a LGPD (lei brasileira de proteção de dados), ficou mais deliciado a utilização de dados de PF (Pessoa física), muita atenção ao recebe uma ligação e solicitar confirmação de dados, pagamentos por link ou depósitos/pix, sempre que existir uma dúvida, entre em contado com a sua instituição…

First, never give out personal or financial information over the phone unless you initiated the call and trust the recipient. Be cautious of unsolicited calls, especially those demanding immediate action or offering too-good-to-be-true deals. Verify the identity of callers by asking for their name, company, and contact information, then independently confirm their legitimacy through official channels. Additionally, be wary of caller ID spoofing, where scammers manipulate the caller ID to appear as a trusted entity. Hang up on robocalls or automated messages requesting sensitive information. Consider registering your phone number on the National Do Not Call Registry to reduce the number of telemarketing calls you receive.

There is a plenty websites already where you can check the people's comments on different phone numbers or overall data (as mentioned in the article) Do not be lazy and check the number before agreeing or doing something - this one minute of checking can save you thousands of dollars.

verifying the source of the call is essential for safeguarding against phone scams. Utilizing tools like reverse phone lookup services and contacting organizations directly through official channels can help confirm the legitimacy of the caller. Researching offers online and consulting reputable resources such as the FTC, BBB, or CFPB can provide valuable insights into common scams and reporting procedures. Taking these steps empowers individuals to protect themselves from falling victim to fraudulent schemes.

Empecemos con que cualquiera puede ser víctima de las estafas telefónicas y no siempre están ligadas a una empresa reconocida. ¡Verifica incluso a tus contactos! Si la persona que llama o escribe lo hace de un teléfono distinto al habitual, duda. No olvides mencionar temas o palabras clave que sólo conoce esa persona, así te asegurarás de que es la persona con la que supones hablar; en el caso de las empresas: ¿por qué el banco te pediría tus códigos de seguridad? Si el banco llama, mejor cuelga y marca directamente los números de contacto.

Before sharing any information, confirm the identity of the caller. Ask for official contact details, cross-check them independently, and avoid relying solely on caller ID, as scammers can manipulate this information. Don't hesitate to assert your safety concerns with the caller; if it's legitimate, they will understand.

Protect your personal data, and other financial data. If anyone asks you a question over phone and if you feel suspicious never answer the question instead, ask to them another question to verify is that a correct with original authorization. Recently my credit card was lost and I contacted the bank through a toll free service. They asked my name and address. Before they started asking another questions, I asked them "could you please check what was the last transaction?" And "could you please check what amount is due in my credit card account?" He answered these 2 questions correctly.

safeguarding personal and financial information is paramount in preventing phone scams. Refraining from sharing sensitive information over the phone unless initiating the call and verifying the identity of the recipient is crucial. Avoiding following instructions from unknown callers, especially those prompting actions like pressing keys or visiting websites, helps mitigate risks. Additionally, being wary of demands for immediate payments or unusual payment methods like gift cards or cryptocurrencies is essential, as legitimate organizations typically don't use these methods. By adhering to these practices, individuals can significantly reduce the risk of falling victim to scams and protect their identity, finances, and data.

En ocasiones no tenemos conciencia de la cantidad de información que le entregamos al internet. Si acaso nuestra información se compromete o divulga sin nuestro conocimiento, nuestra única defensa será estar atentos a las preguntas que emita el interlocutor. ¿El banco necesita confirmar los números de seguridad de tu tarjeta? ¿Por qué debería hacer un pago para recibir un premio? ¿Mi familiar me llama de esa forma y me pide dinero en cantidades que sabe que no tengo?

Be cautious about sharing sensitive details over the phone, especially if the call is unexpected. Legitimate organizations typically don't ask for personal information, such as passwords or financial data, over a call.

Proteja suas informações: evite fornecer seus dados por telefone sem necessidade e sem um motivo plausível. Se solicitarem muitas informações, peça para enviarem um e-mail e analise se segue o mesmo padrão e itinerário. Se preferir, vá diretamente a uma loja física.

utilizing call blocking features and registering with the National Do Not Call Registry are effective strategies for minimizing exposure to phone scams. Apps like Nomorobo, Hiya, and RoboKiller provide additional layers of protection by blocking specific numbers and filtering out spam calls. Reporting unwanted calls to relevant authorities such as the FTC, FCC, or state attorney general not only helps protect oneself but also contributes to the prevention of scams for others. These proactive measures play a significant role in reducing the prevalence of phone scams and enhancing overall security.

Os aparelhos celulares possuem a funcionalidade de bloquear números que o usuário não deseja receber ligações, utilizar essa função pode ser uma maneira mais ágil de solucionar ligações indesejados, que ocorrem apenas para aplicar operações fraudulentas.

Utilize your phone's blocking features for numbers that persistently bother you. While this might seem basic, it's an effective step to reduce exposure to potential scams.

Stay informed about common scams and share this knowledge with friends and family. Simple awareness can go a long way in preventing scams, and educating others creates a safer community.

To avoid phone scams, stay informed about current trends by following reliable sources like FTC, FCC, CFPB, or BBB alerts. Share knowledge with others, register for Do Not Call Registry, use call blocking apps, protect personal info, report scams, and learn from any past experiences to increase awareness and prevention efforts.

One additional insight to consider is that scammers often prey on emotions such as fear, urgency, or excitement to manipulate their targets. By staying calm and rational during unexpected calls and carefully assessing the situation, individuals can better discern fraudulent attempts. Remember, it's okay to hang up and take a moment to verify the legitimacy of the call before taking any action.