ACCESSbank, Omaha Nebraska

Did you know criminals can erase regular ink? Keep your money secured like your seatbelt on a plane — use permanent gel pens that lock in your details. #PracticeSafeChecks Learn more ways to make sure your money lands safely at PracticeSafeChecks.com.

Are you a solopreneur or freelancer? You might not think a business bank account is right for you. But that’s not so! Even one-person operations can benefit from a dedicated business banking account. Here’s how: -Create ease at tax time. Pull your banking statements for the year to see cash inflow and outflow that’s separate from your personal transactions. -Show that you’re legit. A dedicated business bank account signals to prospects and clients that you’re serious about what you do, and it helps legitimize your claims to business tax deductions. -Collect data for bookkeeping. Many banks (like us!) make it easy for you to download account data that’s compatible with major accounting software. Say goodbye to manual entry! #Solopreneur #Entrepreneur #SmallBusinessOwner #SolopreneurTips #EntrepreneurLife

It’s fall, y’all. If this is your first autumn as a homeowner, there are some things you need to know. Here are a few tips to help prepare your home to weather the winter months. And if you’re ready to find your first home for the holidays, reach out to our team to learn about your mortgage options. #HomeMaintenanceTips #Omaha #Nebraska #Fall

Did you know criminals can erase regular ink? Keep your money secured like your seatbelt on a plane — use permanent gel pens that lock in your details. #PracticeSafeChecks Learn more ways to make sure your money lands safely at PracticeSafeChecks.com.

We want all prospective homeowners to go into their first meeting with a mortgage expert feeling empowered. That’s why we want to share some foundational home financing knowledge. Are you familiar with the differences between fixed-rate and adjustable-rate mortgages? Fixed-rate mortgages: -Maintain the same interest rate of the life of the loan -Typically come in 10, 15, 20, of 30-year terms -Allow you to refinance at any time -Offer stability—you always know what your monthly payment will be Adjustable-rate mortgages (sometimes ARMs, or variable rate mortgages): -Start with a fixed rate for a certain introductory period, then adjust in response to the rate at which lenders can borrow on the credit markets -Typically have a total 30-year term, beginning with either a five, seven, or 10 year introductory period -After the rate adjustments begin, they usually happen every six or 12 months -Offer the potential for cost savings—the introductory period typically comes with a lower interest rate than fixed-rate mortgages; however, once rate adjustments begin, they can move either up or down So what’s the best type of mortgage? There’s no one answer to this question! It depends on your individual financial situation. Come in to speak with our team, and together we'll find the right mortgage solution for you. #Mortgage101 #FirstTimeHomebuyer #Omaha #Nebraska https://lnkd.in/gAhNkzjy

We Came, We Saw, We Answered! Big shoutout to our team for placing 2nd in trivia at the Corporate Games! 🥈 We went head-to-head, flexing our brainpower and showing off some serious teamwork. From random facts to rapid-fire rounds, we proved that we're not only great at banking but also at bringing the "A-game" in any competition.

If a stranger handed you a package and said, "Trust me, just open it," you'd be wary, right? Opening an unexpected text and clicking on a link should feel just as suspicious. #BanksNeverAskThat. See if you can spot other scams by taking this quiz: https://aba.social/3lpYQz4

October is Cybersecurity Awareness Month. We've talked about how individuals can protect themselves online. But what about business owners? If you’re a Business Banking customer, we want to introduce you to Positive Pay, one of our services that helps reduce the risk of financial fraud by monitoring your ACH and/or check transactions for signs of fraud. Positive Pay integrates seamlessly into your Business Banking accounts and serves as an ever-vigilant set of eyes, watching for unusual or unauthorized activity. Want to learn more? Follow the link below or reach out to our Treasury Team. #CybersecurityAwarenessMonth #StaySafeOnline #FraudPrevention https://lnkd.in/gWUU--NC

So you need to finance a real estate-related project, but a mortgage isn’t the right fit for your goal? You’ve come to the right place! Let’s explore the other real estate loans that can help you achieve your goals. -Home equity loan: These loans allow you to borrow against the equity of your home, and provide you with a lump sum you can use to finance any large expenses. -Home equity line of credit: Lines of credit work a bit like credit cards—you can borrow up to a set amount, repay that amount, and then tap the line of credit again, if needed. As with home equity loans, HELOCs are secured by your home. -Bridge loan: Helpful for families moving between two homes, bridge loans allow you to use the equity of your current home to buy or build a new one. -Lot loan: Ready to build the home of your dreams? Use a lot loan to finance the purchase of the land. -Residential construction loans: Whether you’re building from scratch or gut renovating a charming old diamond in the rough, a construction loan can help you through the process. Whether you’re a homebuyer, a home builder, or a homeowner, the ACCESSbank team can help you find the right loan to suit your needs. Let’s chat. #LoanOptions #Omaha #Nebraska https://lnkd.in/gPQa_aaJ

Imagine this: The ice cream man "needs" your bank password to run your card. Sounds absurd, right? If it seems off in real life, it's just as weird over a phone call, text or email. #BanksNeverAskThat. Learn how to give scammers the cold shoulder: https://aba.social/3lpYQz4