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The Failure to Prevent Fraud legislation will play a significant role in addressing a pressing issue—𝐟𝐫𝐚𝐮𝐝, which has become the most common crime in the UK. 📢 Here’s why it matters: 1️⃣ 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐚𝐛𝐢𝐥𝐢𝐭𝐲: The law holds large organisations liable for fraud by employees or agents that benefit them, ensuring unethical practices are addressed. 2️⃣ 𝐃𝐞𝐭𝐞𝐫𝐫𝐞𝐧𝐜𝐞: By mandating reasonable fraud prevention procedures, the law encourages stronger internal controls and a culture of integrity. 3️⃣ 𝐕𝐢𝐜𝐭𝐢𝐦 𝐏𝐫𝐨𝐭𝐞𝐜𝐭𝐢𝐨𝐧: It safeguards individuals and businesses from the financial and trust-related harms caused by fraud. 4️⃣ 𝐋𝐞𝐯𝐞𝐥 𝐏𝐥𝐚𝐲𝐢𝐧𝐠 𝐅𝐢𝐞𝐥𝐝: Honest businesses can compete fairly, knowing competitors cannot gain advantages through fraud. 5️⃣ 𝐂𝐨𝐫𝐩𝐨𝐫𝐚𝐭𝐞 𝐑𝐞𝐬𝐩𝐨𝐧𝐬𝐢𝐛𝐢𝐥𝐢𝐭𝐲: This legislation reinforces existing laws against bribery and tax evasion, signalling that unethical behaviour is unacceptable. This new offence represents an important step towards tackling fraud at its source and promoting a more transparent and ethical business environment. Learn more here ➡️ https://ow.ly/5LMi50VlvfX.

🎙️ In this week’s podcast, our host chats with Eliza Thompson from Themis about the alarming intersection of insider access and external fraud threats in payment scams. With 45% of respondents citing collusion as a significant risk, it’s time to tackle this issue head-on! Discover effective strategies for banks and businesses to mitigate fraud risks. Tune in now: ⏯️ Apple Podcast: https://ow.ly/E3Tn50VkHI5. ⏯️ Spotify: https://ow.ly/cVmc50VkHI6.

Tackling financial crimes like terrorist financing, money laundering, and organized crime is more challenging than ever for institutions. Resources are stretched thin, with 90-99% of transaction alerts being false positives. Join our experts as they dissect these challenges and share strategies to enhance compliance while meeting customer demand. 🎤 Siiri Grabbi, Sanctions/CTF Officer at Coop Pank AS 🎤 Ruud Grotens, Head of Solution Consulting, Fraud and Financial Crime at Bottomline 🎤 Léonard Werner, Senior Project Manager at Bottomline Sign up now 👇

Bottomline has been awarded 𝐁𝐞𝐬𝐭 𝐎𝐯𝐞𝐫𝐚𝐥𝐥 𝐅𝐢𝐧𝐭𝐞𝐜𝐡 𝐒𝐨𝐟𝐭𝐰𝐚𝐫𝐞 at the FinTech Breakthrough Awards! 🎉 This recognition highlights our commitment to innovation, excellence in customer experiences, and seamless integration across commercial banking and payments. Our Digital Banking Platform excels in helping financial institutions stand out in a competitive landscape by offering: ✅ A fully integrated commercial banking and payments platform ✅ Advanced API capabilities for enhanced flexibility and agility ✅ Embedded risk management, including comprehensive positive pay features and integrated payment fraud management ✅ Seamless integration with the Paymode Business Payments Network to create new revenue opportunities As always, we extend our gratitude to our customers for their trust in us and to our colleagues for their outstanding efforts.

We're excited to connect with industry leaders at the Association of Corporate Treasurers' Cash Management Conference in London today! 👋 Stop by and say hello to our team: Derek Heighway, Rebecca Herbert, and Grant Inch. 🧑🏫 Plus, don't miss Richard Ransom and Kevin Grant’s session at 12:30 PM (in room Affiliation 2&3) about mastering agility in our fast-paced world. They’ll be sharing some valuable insights on: 🔹 How to achieve real-time cash visibility 🔹 Centralised cash management strategies 🔹 Taking charge of your payment flows 🔹 Improving liquidity and forecasting accuracy Looking forward to seeing you!

Hit ‘see more’ for the answer... 🔹 🔹 🔹 👉 $384.8 billion. The embedded finance market is rapidly growing, and for good reason. It allows businesses to manage their finances directly within ERP or CRM systems, eliminating the need for separate banking portals. Here are ten ways embedded finance enhances daily workflows: 1️⃣ 𝐂𝐚𝐬𝐡 𝐅𝐥𝐨𝐰 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Provides real-time cash flow insights for better decision-making. 2️⃣ 𝐈𝐧𝐯𝐨𝐢𝐜𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠: Offers advances on unpaid invoices through invoicing platforms, boosting working capital. 3️⃣ 𝐈𝐧𝐭𝐞𝐠𝐫𝐚𝐭𝐞𝐝 𝐏𝐚𝐲𝐦𝐞𝐧𝐭𝐬: Facilitates seamless B2B transactions without third-party gateways. 4️⃣ 𝐄𝐱𝐩𝐞𝐧𝐬𝐞 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Automates reconciliation by linking bank accounts with expense tracking tools. 5️⃣ 𝐒𝐮𝐩𝐩𝐥𝐲 𝐂𝐡𝐚𝐢𝐧 𝐅𝐢𝐧𝐚𝐧𝐜𝐢𝐧𝐠: Enables early payment discounts and financing options to improve supplier relationships. 6️⃣ 𝐏𝐚𝐲𝐫𝐨𝐥𝐥 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬: Automates salary disbursements for timely and compliant payroll. 7️⃣ 𝐓𝐫𝐚𝐝𝐞 𝐅𝐢𝐧𝐚𝐧𝐜𝐞 𝐀𝐮𝐭𝐨𝐦𝐚𝐭𝐢𝐨𝐧: Streamlines cross-border transactions and real-time currency conversion. 8️⃣ 𝐅𝐨𝐫𝐞𝐢𝐠𝐧 𝐄𝐱𝐜𝐡𝐚𝐧𝐠𝐞 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭: Integrates FX tools for instant currency conversions in international payments. 9️⃣ 𝐀𝐜𝐜𝐨𝐮𝐧𝐭𝐬 𝐏𝐚𝐲𝐚𝐛𝐥𝐞 𝐀𝐮𝐭𝐨𝐦𝐚𝐭𝐢𝐨𝐧: Automates bill payments linked to bank accounts to reduce vendor management time. 🔟 𝐋𝐨𝐚𝐧 𝐔𝐧𝐝𝐞𝐫𝐰𝐫𝐢𝐭𝐢𝐧𝐠: Simplifies financing with instant credit approvals based on real-time data. Learn more about embedded finance in our 2025 Commercial Banking Market Outlook Report. Download it here ➡️ https://ow.ly/eFoA50UWUoq.

Bottomline has been honored with THREE Gold Stevie® Awards! 🎉 🏅 𝐏𝐚𝐲𝐦𝐨𝐝𝐞 𝐌𝐞𝐦𝐛𝐞𝐫 𝐒𝐞𝐫𝐯𝐢𝐜𝐞𝐬: 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐂𝐞𝐧𝐭𝐞𝐫 𝐨𝐟 𝐭𝐡𝐞 𝐘𝐞𝐚𝐫 (Financial Services) 🏅 𝐋𝐞𝐠𝐚𝐥 𝐒𝐩𝐞𝐧𝐝 𝐌𝐚𝐧𝐚𝐠𝐞𝐦𝐞𝐧𝐭 𝐒𝐮𝐩𝐩𝐨𝐫𝐭: 𝐂𝐨𝐧𝐭𝐚𝐜𝐭 𝐂𝐞𝐧𝐭𝐞𝐫 𝐨𝐟 𝐭𝐡𝐞 𝐘𝐞𝐚𝐫 (Business Services) 🏅 𝐁𝐨𝐭𝐭𝐨𝐦𝐥𝐢𝐧𝐞: 𝐂𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐒𝐞𝐫𝐯𝐢𝐜𝐞 𝐃𝐞𝐩𝐚𝐫𝐭𝐦𝐞𝐧𝐭 𝐨𝐟 𝐭𝐡𝐞 𝐘𝐞𝐚𝐫 (Financial Services) Our commitment to delivering real value and innovative solutions for our customers is what drives us every day. Thank you for being part of our journey!

Don't miss out on this webinar hosted by our friends at JAGGAER! Bottomline's Jeff Feuerstein will be joining Kristian O'Meara as they delve into the transformative power of embedded payments in P2P platforms. Discover how integrating payments can streamline your processes, enhance cash flow visibility, and strengthen vendor relationships. Secure your spot now to elevate your joint procurement and payment strategies. 👇

Effective cash management in B2B is crucial for financial stability and growth. We had the privilege of discussing the latest trends and best practices with industry expert Ernie Humphrey from Treasury Webinars. Discover insights that can transform your approach to cash management. Read more here ➡️ https://ow.ly/pajN50VhVF8.

🌸 To all our colleagues, customers, and partners, we wish you a joyful and colorful Holi! At Bottomline, we celebrate the values of togetherness and diversity that Holi represents. As the Festival of Colors brightens our world, let us embrace the beauty that comes from different perspectives and cultures, today and every day. Here’s a glimpse of our vibrant office celebrations in Bengaluru.