Caravus

October is #BreastCancerAwarenessMonth. Throughout the month, let’s continue to raise awareness, share knowledge, and offer support to those who need it! It may be the most prevalent cancer in the world, but breast cancer survival rates are high if detected early. Talk with your doctor about your risk factors – including family history – to determine when you should begin mammogram screenings. For more information about breast cancer detection, risk factors, tips and more, visit: https://lnkd.in/d9rtANdR

Our advocacy team recently saved a member over $1,300 by negotiating an additional payment from their insurance carrier. Read the full story here: https://lnkd.in/geUNivUr

Picking the right benefits consultant can feel tricky, but asking the right questions makes all the difference. J.J. Flotken breaks down the top four questions you need to ask to ensure you're getting the most out of your benefits consultant. Check it out! ⬇️

A message from CEO J.J. Flotken about our upcoming move!

Reaching Medicare eligibility doesn't always mean it's time to sign up. If you're 65 and still working, knowing your options is key. The chart below helps determine which path is right for you. Have more questions about navigating Medicare and the plan your employer provides? Read more here: https://lnkd.in/gGBJPsvD

The 2024 report shows a 7% increase in employer health care premiums, mirroring last year’s rise. For family coverage, the annual cost has reached $25,000. As healthcare costs continue to surge, businesses must rethink benefit strategies to support their workforce while managing expenses. Learn more about these trends and how they impact employers and employees here: Article Link #HealthcareCosts #EmployerBenefits #HealthInsurance https://lnkd.in/g_V-uM5t

This week’s benefits term is Medicare Part D.

A client and their employee saved thousands on healthcare costs through the KISx Card program. Learn more: https://lnkd.in/gn3EHKzt #ClientSuccess #HealthcareInnovation

Ever wonder where your healthcare dollars are going? 💸 Your deductible is the amount you pay for covered services before your insurance kicks in, like doctor visits or lab tests. Once you meet your out-of-pocket maximum, your insurance covers 100% of all eligible expenses for the rest of the year.

Reminder! The annual Medicare Part D disclosure & model notice deadline for employers offering group health insurance with a prescription drug plan is October 15th! For more information on the disclosure form and how to distribute model notices, check out our blog: https://lnkd.in/ggT_airk