Chattanooga Neighborhood Enterprise

Chattanooga needed more middle-scale infill housing, and we delivered. Why is this so important? - To accommodate growth. As Chattanooga's population expands, middle-scale housing—like duplexes, cottages, and small apartment complexes—helps meet demand without the sprawl. This type of housing maximizes our city’s potential while preserving its character. - Keep affordability a priority. We are no stranger to rising housing costs in Chattanooga. These increases make it difficult for middle-income earners to find affordable dwelling options. Infill developments can offer more cost-effective alternatives to single-family homes, providing affordable options in established neighborhoods -- for both tenants and homebuyers. - Infill housing creates more diverse options – catering to different family sizes and lifestyles, from young professionals to retirees. The best part? We keep walkability and proximity to city centers in mind. After all, our mission is to create more inclusive, accessible housing with an enhanced quality of life for all Chattanoogans. Interested in learning more? Visit our website to nerd out: https://lnkd.in/eFjnQ4Hq Check out some of our housing developments below!

We are honored to be recognized by ULI with the Jack Kemp Excellence in Affordable and Workforce Housing Award—a national award granted for creativity in expanding housing opportunities. This award fuels our commitment to building sustainable communities and creating accessible homes in Chattanooga. 👏 For the latest updates on our upcoming housing developments, be sure to follow us 😊 If you're curious to learn more about our Missing Middle Housing portfolio, check out our site for a comprehensive overview! https://lnkd.in/eFjnQ4Hq

Last night, we held a Tienda Tour where local residents from the Highland Park, Oak Grove, and Ridgedale neighborhoods gathered to explore their local grocery options. It was inspiring to see community members come together to learn about the resources available to them. In light of ongoing discussions about food scarcity, events like these are crucial. They not only raise awareness about local food access but also empower residents to make informed choices for themselves and their families. Together, we can work towards building a more sustainable and equitable food system in our neighborhoods! Thank you to all of our participants for showing up to support our local grocers! Big thanks to our Community Engagement department leaders for organizing this event and being amazing tour guides! 😁 👏

We understand that financial struggles are a reality for many here in Tennessee, and choosing a payday loan may feel like a necessity when options are limited. By signing up for our loan program, you’re giving your team a chance to tackle life’s financial stressors without spiraling into high-interest debt. It’s more than just a loan; it’s a way to show them you care about their well-being beyond the job. Offering this benefit isn’t just good for them; it’s good for your organization, too. A little support goes a long way in building loyalty and creating a more focused, motivated team. Let’s work together to make a positive difference for the people who help drive your success every day. Here are some specs on our Small Dollar Loan: - Loans available from $400-$1,000 - 18% fixed interest rate - No credit history needed - No collateral needed - 12-month repayment, with no prepayment penalties - Free financial education and counseling Reach out to our Business Development Specialist, Michael Walker, for more information on how to sign up! mwalker@cneinc.org www.clcsoutheasttn.org

Did you know? We're bringing more affordable housing to Highland Park! We are thrilled to announce that our latest project at 2003 Bailey Ave. is underway and making great progress! This development will feature two 10-plexes and one 12-plex, each designed to offer comfortable, affordable rental options to meet the needs of our growing community. This project is another reflection of our strong commitment to expanding access to housing for everyone in Chattanooga. As we bring this vision to life, we can't wait to see the positive impact it will have on residents. In the upcoming weeks, we will be sharing specific updates regarding the construction of our new development -- so stay tuned!

Special edition of DPA Friday: What a treat to have represented Chattanooga Neighborhood Enterprise at the 40th annual OFN conference in L.A. this past week. Great opportunity to learn and share strategies for #affordablehousing with other #CDFI leaders. Thanks Opportunity Finance Network for putting on a great event! #OFN40 #homeownership

Urban design is more than just aesthetics -- it's about creating spaces where people thrive. Thoughtful, inclusive design fosters not only a sense of belonging, but also promotes healthy physical well-being and social connection. Why is thoughtful design so important? Well-designed public spaces encourage active lifestyles, provide opportunities for social interaction, and helps build stronger communities! Features like clean walkable streets, green spaces, parks, and accessible amenities directly impact the quality of life in our neighborhoods. But here's the key: A well-designed space doesn't just happen in isolation. Community engagement is essential to creating urban environments that work. For everyone. When residents are involved in the design process, the space reflects the community's unique needs, aspirations, and culture. This sense of ownership translates into responsibility -- people are more likely to maintain and care for the spaces they helped shape. CNE invests in communities, with a recent focus on the Oak Grove and Ridgedale neighborhoods. Our community engagement staff work alongside residents to strengthen leadership skills, enabling them to take an active role in improving their neighborhood. Our Community Engagement department organizes events such as: - Illuminate Oak Grove, an initiative where residents walked through their neighborhood to address needed streetlight poles, with the goal to reduce crime and cultivating neighborhood safety. - Dumpster Day in Ridgedale. A day-long event that provides residents a chance to manage waste within their community. These initiatives ensure that public spaces remain vibrant, welcoming, and sustainable for future generation. So whether it's planning a new park, organizing neighborhood events, or creating shared community hubs -- good design + community engagement = healthier, stronger communities. Everyone deserves to feel pride in their neighborhood! 👏 ✨ 🤩

DPA Friday! $50,000 down payment assistance with a $10k closing cost grant? No payments due until title transfer? That's the power of ENTERPRISE! Chattanooga Neighborhood Enterprise Have a great weekend! #affordablehousing #homeownership #chattanooga #downpaymentassistance #dpa

Agents: think your deal is DOA? Think again! This week we put two families in ZERO cash to close deals with $50,000 down payment assistance loans and closing cost grants of $4812 and $7156, respectively. Don’t give up on that aspiring homeowner – Chattanooga Neighborhood Enterprise is here to help you close more deals and put more families in affordable homes! #CNE #DPA #affordablehousing #chattanooga #homeownership

Here we are for another DPA Friday! Thanks to all those who reached out with DMs. Unfortunately, the programs I’m working with are specific to TN. However, I’m happy to help connect mortgage professionals in other states to CDFIs in their area and walk you through how to establish a win/win partnership for your homebuyers and agents that, unlike some other DPA options, won’t adversely impact your bottom line. #DPA #downpaymentassistance #afordablehousing #cdfi #bottomline #homeownership Chattanooga Neighborhood Enterprise