Central Insurance Agency

ICYMI: Is your broker providing you with exceptional service in between policy renewals? Check out "The CIA Insider: Stop Waiting Days for Certificates of Insurance – You Deserve Better!" https://hubs.li/Q02Gc4WM0 to discover just one of the ways CIA goes above and beyond for their clients. #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #janitorialservices

Today marks the 71st anniversary of the Korean War Armistice signed in 1953. It was the culmination of months of negotiations between officials from the United States, North Korea, South Korea, China, the former Soviet Union and United Nations forces. #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #facilitiesmaintenance #NationalKoreanWarVeteransArmisticeDay

National Independent Retailer Month celebrates small business owners who have built their businesses from the ground up and encourages consumers to patronize these local merchants and vendors, thereby creating more sustainable cities, towns, and communities. At CIA, we proudly support small and specialty businesses with a commitment to help their insurance work as hard for their companies as they do. To find out more, visit https://hubs.li/Q02GbZ7_0 #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #facilitiesmaintenance #IndependentRetailMonth #SupportSmallBusiness

International Security Officers Day is is dedicated to recognizing and appreciating the efforts and contributions of security officers worldwide as they play a vital role in ensuring the safety and well-being of individuals, businesses, and public spaces. Thank you for all you do! #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #janitorialservices #InternationalSecurityOfficersDay

How well does your insurance broker know your business and how it operates? Is your policy in tune with your current business plan? Click here to learn more: https://hubs.li/Q02GbVTk0 #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #janitorialservices

At CIA, we believe that responsive customer service, coupled with industry expertise, is the backbone of a client-centric business. #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #janitorialservices

Is your insurance coverage keeping you from growing your business? Click here to find out more about how your insurance can actually help to make your business even more successful. https://hubs.li/Q02GbZ2l0 #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #janitorialservices

Is your broker providing you with exceptional service in between policy renewals? Check out "The CIA Insider: Stop Waiting Days for Certificates of Insurance – You Deserve Better!" https://hubs.li/Q02Gcd5s0 to discover just one of the ways CIA goes above and beyond for their clients. #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #janitorialservices

As you look to renew your general liability insurance this year, here are a few notable market trends and challenges to keep in mind:  Overall, general liability insurance rates are expected to continue increasing, although the pace has slowed compared to previous years. States like California and Florida, marked by high litigation rates and severe weather patterns, are likely to see more significant rate hikes.  A rise in litigation, often referred to as "social inflation," is resulting in higher claim costs and, consequently, higher insurance premiums. New York and Texas are particularly affected.  Severe weather events, including hurricanes, tornadoes, and wildfires, are significantly impacting general liability claims, particularly in states like Florida, California, and throughout the Midwest.  Persistent inflation has led to increased claim expenses and administrative costs for insurers. This trend may be more impactful in states with higher costs of living.  Active assailant incidents, cyber liability, and environmental risks are becoming more prominent concerns for businesses, particularly in urban areas. The demand for special coverage to address these risks is growing. What you can do to help mitigate the impact of these factors on your general liability coverage and rate: Work with an insurance broker who knows your specific industry, as well as your operations, inside and out. -George Gavaris, President and Owner, Central Insurance Agency For more information, go to https://hubs.li/Q02GbBq_0

Self Care month celebrates self-care practices and interventions and the difference it can make in our lives. Relax and reflect not only on your personal well-being, but that of your business as well. Reach out to your broker to review your insurance policy to ensure it is doing all it can to keep your business as healthy as possible. For information on a on our line-by-line policy review, visit https://hubs.li/Q02GbGmv0 #CIAInsures #NowYoureCovered #insurance #securityguard #securitysystems #firesuppression #homehealthcareagency #janitorialservices #SelfCareMonth