I'm Paige, proud owner of Cole Financial Group, dedicated to protecting families and securing financial futures. Our agency helps clients with: life insurance, mortgage protection, children’s life, final expense, retirement income options, infinite banking and debt free solutions The agency is made up of remote sales agents across the country who are able to work and sell in any state (regardless of where in the US they live) No license or sales experience is necessary (although it helps) -- some agents start out barely knowing what insurance is, the company trains you in everything you need to know 🛡️You can strictly be an agent and make sales. You’ll earn commission (average starting at $800/sale) and can sell to leads that you find on your own, OR you can buy leads who have expressed interest through our system. 🚀OR you can choose to build an agency, too. You’ll still be an agent yourself, plus earn overrides for getting new agents plugged into the system. Meaning more opportunities to scale your income. Agents build a full-time career OR work it as a part-time side hustle We get paid direct from the insurance carriers, who compensate us for protecting families with products that fit their needs 💰The average part time agent makes between $2,000 and $5000+ per month, average sale is $800 commission (starts at 80% and can go up to 130%) Plus additional opportunities if you grow your agency If you’ve wanted to grow a remote business on your own terms, becoming an insurance agent (and potentially starting your own agency) might be the right fit for you. Here’s why I love this business opportunity: ❌ No relying on friends or family for sales ❌ No cold calling ❌No franchise fees ❌ No “in person” requirements ✨Create your own schedule, have complete control over your finances, and the option to grow your own agency alongside sales✨ This opportunity is NOT for you if you: ❌ Are looking for a W2 employee job ❌ Are looking for an hourly wage or salary ❌ Have no interest in personal development ❌ Are not a self starter If you want to start a business that comes with proven systems and processes to follow for success, please submit your application today: https://lnkd.in/gCD28RgY
About us
Insurance provides protection for families. When we’re grieving loved ones, the last thing we want to do is worry about finances. Our work helps make sure people are prepared and provided for.
- Website
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https://www.colefinancial.co/
External link for Cole Financial Group
- Industry
- Insurance Agencies and Brokerages
- Company size
- 2-10 employees
- Type
- Self-Employed
- Founded
- 2024
Employees at Cole Financial Group
Updates
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Such a great post on life insurance options!
Which one would benefit your family? Let us know in the comments 😎 An insurance rider is optional coverage or feature you can add to your life insurance policy. 👉 Sometimes they are included at no additional cost. 👉 Sometimes they are an additional charge 👉 They can vary from policy to policy and carrier to carrier. Here are eight of the most common riders: ⓿❶ Guaranteed Insurability Allows insured to purchase additional coverage regardless of your current health condition. ⓿❷ Accidental Death Pays out additional amount of death benefit if the insured dies as the result of an accident. ⓿❸ Waiver of Premium Future premiums are waived if the insured becomes permanently disabled or loses their income as the result of injury or illness. ⓿❹ Family Income Benefit Pays a monthly 'income' to the beneficiary in addition to the lump sum death benefit, ⓿❺ Accelerated Death Benefit If insured is diagnosed with a terminal illness, they can receive a percentage of the death benefit while living. ⓿❻ Child Term Provides a death benefit for the child of the insured. ⓿❼ Long Term Care Pays monthly if the insured has to stay at a nursing home or receive home care. ⓿❽ Return of Premium At the end of the term policy, the insured will receive a portion or all of the premiums paid back if they have not passed away. Depending on you and your family's needs, you may or may not benefit from a rider, but adding one on is usually a minimal cost and can add great benefit if utilized! 🔥
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Life Insurance: The easiest way to protect your family. While we want everyone to have the biggest policies possible, it isn’t always realistic. Whether you can afford a $30k policy or a $1m policy, any life insurance is better than none. "But what is $30k going to do for my family?" It could.... 👉 Pay for your funeral expenses 👉 Allow for your loved ones to take time off of work to grieve 👉 Pay the mortgage for X months 👉 Fund a wild party in your honor Don’t let finances stop you from protecting your family when you’re gone. Comment of DM us 'protect' for a no obligation quote!
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The truth behind the myths… ⓿❶ Getting insured while you are young and healthy is much easier and costs less ⓿❷ Anyone whose death would have an impact on those around them would benefit from having life insurance 🅞❸ There are policy options to fit every budget ⓿❹ Coverage from work is often contingent upon you working there and much lower than what you may need ⓿❺ There are many different policy types and each have their own benefits ⓿❻ Life insurance is something you have to qualify for - determining factors can include your age, health, and occupation ⓿❼ There are coverage options for every body ⓿❽ Savings accounts are great, but can be quickly depleted for many reasons, including ongoing medical bills ⓿❾ We work with 30+ 'A Rated' carriers that offer simplified issue policies meaning no medical exams required Interested in seeing what coverage options look like for you & your family? Shoot us a DM 💬
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Term vs Whole Life Insurance, which is right for you?🤔 Before deciding that, it’s important to know the different between these two types of policies: ⏱️ Term Insurance is set for a specific period of time. Typically, 10, 20, or 30 years 🪦 Whole Life Insurance typically lasts your ‘ahem’ whole life, and they grow cash value. This, at its core, is the main difference between these two types of policies. Who is each policy good for? ⏱️ Term policies are ideal for those who want a large amount of coverage, but don’t have a lot of extra spending money. 🪦 Whole life policies are ideal for those who have extra income and long term financial goals. Still not sure which is best for you? Comment or DM us 'protect' and we’d be happy to pull some options for you.
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Let us explain.... ✅ Get locked in while you're young - your policy will increase in price with each birthday ✅ Talking to a professional will guarantee you are getting the coverage that YOU need ✅ Do the math & make sure your loved ones are covered ✅ Having a large policy amount is great, but not if it makes you 'policy poor' ✅ Adding a rider is a great way to get a ‘boost’ to your policy ❌ Work policies are not yours to keep if you leave the company so use them as a supplement to have ❌ You are one diagnosis away from becoming hard to insure/only insurable with HIGH premiums - lock in those low rates today ❌ Being honest with your agent up front allows us to match you with the right carrier ❌ We don't want you to be 'policy poor', but making sure you have adequate coverage is important ❌ Ask all the questions before signing so you know what you are getting We know this is a lot of information. Comment or DM 'protect' and let us help you find the best policy for your needs.
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Who is the right fit for a career as an insurance agent? 👉🏼Could this be for you? First, here’s the breakdown of what our agents do: 🛡️We help clients with life insurance, mortgage protection, children’s life, final expense, retirement income options, and debt free solutions. We’re in the business of helping people and protecting families, which makes this a great option for helpers and healers who are looking for a more step-by-step business design. 1️⃣ What would make you a good fit: 🔹You’ve always wanted to start an online or remote business, or you have started one, but haven’t found the right fit 🔹You run a coaching business but want something more straightforward and less feelings-based 🔹You want a business where social media is optional (the income opportunity is possible with or without a social media presence!) 🔹You enjoy personal, professional, and leadership development 2️⃣What if you currently know nothing about insurance? No biggie. While experience in sales and insurance might give you a head start, our company has trainings in place that can take you from having no idea what insurance even is straight to becoming a top producer (aka “seller”) 3️⃣So how do you know if it’s a good fit for you? You’re entrepreneurial at heart. You’re not looking for a W2 employee job and you get excited about working for commission You like sales, but you have no interest in cold-calling or bugging your friends and family as a business strategy (you get to contact leads who have REACHED OUT with interest!) You want remote work with step-by-step processes to success ✨You decide how your business runs✨ You can do it either part-time or full-time. You can choose to work as a producer only, and make your full income through sales (average sales are $800 commissions) OR you can work as a producer AND grow your own agency and build a team of agents, too. Interested? We are hiring! 📣Submit your application today: https://lnkd.in/gCD28RgY
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There are two ways to run your insurance business: 💰Producer (sales) 🚀Agency Owner (recruiter) Here’s what these options look like: 1️⃣💰Producer A producer is an insurance agent who is making sales. This is the main requirement of the business -- to be dialing (making calls to people who requested information), and working to sell insurance policies (you’ll be independently contracted with 2 dozen of the top insurance companies in the world) Selling life insurance is selling safety and peace of mind to people, to protect them from financial burdens in the case of tragedy. 💼How producing works: While some sales experience gives you a leg up, it’s not a requirement at all for success. What’s great about this opportunity is the support you have in sales straight from our team. There are free trainings, and calls to join to make your dials with a group of agents for accountability. Plus opportunities to listen directly to more experienced agents make their sales calls, and have yours listened to for feedback! 📞Who you’ll sell too: The BEST part about this business? You don’t have to beg your family or friends for sales or to introduce you to leads Social media is COMPLETELY optional because you don’t need to find your own leads unless you want to You have the option to purchase lists of leads directly, and all of them will be people who have directly requested information. 2️⃣✨Agency owner: This is the part of the business that is optional. If you want to lead and train a team (and have the opportunity for additional income on top of your own commission), then you can choose to build up an agency of your own! You’ll still be a Producer, and you’ll be signing on other producers to your team. You’ll have the support of your mentor (me) and our entire bigger team, so you won’t be in charge of your agents all on your own. 👉🏼There are so many options of things to sell in the online space, and what I’ve learned through all of my years of experience is that it’s important to be selling something that matters, and changes lives. Which is why I’ve been so excited about this insurance agency. The financial opportunities are abundant (AMAZING commission structure) and life insurance is important, and meaningful, and provides families relief in their most vulnerable moments. 🛡Are you considering a career switch, or wanting to add on another stream of income? If you are interested, comment or DM me “agent” and I will send you all of the information on becoming an agent so you can start producing, and potentially grow an agency of your own!