Concurrent Financial Planning

Did you know that having building a better balance between saving & investing and spending, now, can help your relationship with confident spending in retirement? Financial well-being in retirement isn’t just about having security that funds your whole retirement —it's also about intentional spending to fund your well-earned aspirational retirement life! By committing to a sound long-term plan, you could have more wiggle room for you current lifestyle and retirement than you think. What's your plan for making sure your money lasts through retirement? Give us your tips below! Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gg5YbujF #FinancialPlanning #WealthManagement #MoneyManagement #Retirement #GenX

Ever wonder what people regret most about their finances? It's not just about what they spent—it's about time, freedom, and lost opportunities—AND caring and funding the whole self—current and future. 👉🏾 "I Wish I Hadn’t Worked So Hard!" Balancing work and life is key. Automate your savings and set goals so you can enjoy life now. ✅️ 𝘋𝘰𝘯'𝘵 𝘴𝘢𝘤𝘳𝘪𝘧𝘪𝘤𝘦 𝐒𝐎 𝘮𝘶𝘤𝘩 𝘰𝘧 𝘵𝘩𝘦 𝘱𝘳𝘦𝘴𝘦𝘯𝘵, 𝘸𝘰𝘳𝘳𝘪𝘯𝘨 𝐒𝐎 𝘮𝘶𝘤𝘩 𝘢𝘣𝘰𝘶𝘵 𝘵𝘩𝘦 𝘧𝘶𝘵𝘶𝘳𝘦. 𝐋𝐢𝐟𝐞𝐬𝐭𝐚𝐠𝐞 𝐯𝐢𝐭𝐚𝐥𝐢𝐭𝐲 𝘮𝘢𝘵𝘵𝘦𝘳𝘴! 👉🏾 "I Wish I Had the Courage to Speak Up!" Not asking for more? That’s a money mistake. Speak up about salary, benefits, and investing! 👉🏾 "I Wish I Had More Time Balance!" Time is money—literally. Create passive income streams so you can spend more time on what matters. 👉🏾 "I Wish I Hadn’t Given So Much to My Company!" Don’t let your job take all your energy. Invest wisely, diversify, and don’t rely only on your paycheck. 👉🏾 "I Wish I Had Managed My Money Better!" Budgeting and saving = financial peace. Start today to avoid regret tomorrow. ✅️ "𝘐 𝘸𝘪𝘴𝘩 𝘐'𝘥 𝘦𝘢𝘳𝘯𝘦𝘥 𝐋𝐄𝐒𝐒 𝘮𝘰𝘯𝘦𝘺!" 𝘪𝘴 𝘢 statement 𝘺𝘰𝘶 𝐖𝐎𝐍'𝐓 𝘩𝘦𝘢𝘳 𝘱𝘦𝘰𝘱𝘭𝘦 𝘴𝘢𝘺. 𝘗𝘦𝘰𝘱𝘭𝘦 𝐃𝐎𝐍'𝐓 𝘳𝘦𝘨𝘳𝘦𝘵 𝘮𝘢𝘬𝘪𝘯𝘨 𝘮𝘰𝘯𝘦𝘺 𝘢𝘴 𝘢 𝘭𝘪𝘧𝘦𝘤𝘺𝘤𝘭𝘦 𝘳𝘦𝘴𝘰𝘶𝘳𝘤𝘦. 𝘛𝘩𝘦𝘺 𝘳𝘦𝘨𝘳𝘦𝘵 𝘯𝘰𝘵 𝘨𝘰𝘪𝘯𝘨 𝘢𝘣𝘰𝘶𝘵 𝘪𝘵 𝘥𝘪𝘧𝘧𝘦𝘳𝘦𝘯𝘵𝘭𝘺! 💡 Take a moment—are you managing your money effectively, or are you constantly stressed about finances? What changes can you make to improve your budgeting and savings habits? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gg5YbujF #FinancialPlanning #WealthManagement #MoneyManagement #Retirement #GenX

💸 Ever felt torn between enjoying life now and saving for the future? 🍃 Balance is key in life, especially when it comes to finances. In fact, holistic financial planning can allow you to do both! Let's talk: What questions do you have about balancing your lifestyle today with your retirement security? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gg5YbujF #FinancialPlanning #WealthManagement #MoneyManagement #Retirement #GenX

🔑 Are You Leaving 𝙔𝙤𝙪𝙧 Money on the Table? It’s Open Enrollment Time! This is your once-a-year chance to optimize your benefits and set yourself up for financial success. Don’t let it pass by without making the most of what’s available to you! 💼 Free Retirement Money? Yes, Please! Don't forget to max out your employer’s matching contributions to your retirement plan. 💊 HSAs & FSAs = Triple Tax Savings 💵 HSAs give you a tax break and help you grow your savings for medical expenses. FSAs let you pay for things like dependent care with pre-tax dollars. Win-win! 🩺 Choose the Right Medical Plan. Make sure you’re paying for the coverage you actually need without wasting money on unused benefits. 📑 Don’t Forget Beneficiaries! Keep your assets out of probate and in the hands of the people you choose – update your beneficiary info now! 🔒 Extra Life Insurance for Less? Your employer might offer low-cost life insurance. Take advantage and add an extra layer of financial security for your loved ones. Let's talk: have you reviewed your options today and make sure your choices align with your long-term goals? How are you planning for the future? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gmNMgUvu #OpenEnrollment #FinancialPlanning #WealthManagement #MoneyManagement #EmployerBenefits #GenX

🚨 New Podcast Episode Alert! 🚨 🌟 Did you know that over 40% of people regret not optimizing their open enrollment season for employee benefits? Don't be part of that statistic! Join me as I talk more about this on Life Money Balance podcast's newest episode, dropping tomorrow! Click here to subscribe: https://lnkd.in/gHpb5kT9 #FinancialAdvice #OpenEnrollment #MoneyManagement

💼📊 Elections may shake things up, but your financial plan shouldn’t! With 77% of wealthy investors preparing to make portfolio changes ahead of the election, it’s easy to get caught up in the noise. But here's the key: Stick to the plan, not the panic. Election seasons come and go, but a solid, long-term strategy will keep your portfolio strong through any political cycle. 🌱📈 The White House doesn’t dictate your financial future—your plan does. Stay focused, stay resilient. 🛡️ Read more here: https://lnkd.in/g5MAx-nf #FinancialPlanning #Election2024 #WealthManagement #StickToThePlan

When I heard the news that I'm being honored with the Distinguished Alumni Award from the Texas Tech University School of Financial Planning, it immediately took me down a yellow brick road of reflection and gratitude. I've had a 19 year relationship with the financial planning and services profession and a 22 year relationship with TTU PFP. This recognition highlights the incredible journey I’ve had—pushing boundaries in my career, serving my profession (service, audiences, clients, students) and standing up for the future of financial planning. From receiving awards to leading initiatives, it’s been a privilege to give back to the profession and support the next generation of planners and help households achieve the life they want through financial education and advice. Huge thanks to my Texas Tech family, Eiman and Laith, my family, friends, colleagues, and everyone who has supported me on this path! Especially, thank you, God, for your belessings, grace, and mercy. Onward and upward! 🚀 #TexasTechPFP #DistinguishedAlumni #FinancialFuture

Are you overwhelmed by financial advice? 🤯 You're not alone! With so many tips and sources out there, it can be tough to figure out what’s best for you. Here are 3 simple ways to cut through the noise and avoid common mistakes! 👇🏾 1️⃣ Mix Up Your Info Sources: Don’t rely on just Reddit or social media for financial advice. 🌐 Cross-check tips with trusted sources like Investopedia or NerdWallet, and follow verified financial pros for balanced insights. ✔️ 2️⃣ Get Personalized Advice for Big Decisions: General advice doesn’t always fit your unique financial situation. 💼 When it comes to big moves like retirement or tax planning, consult a certified financial advisor who can tailor advice to your needs. 📝 3️⃣ Balance Learning and Doing: Don’t get stuck in “info overload!” 📚 Learn, but make sure you’re taking steps toward your goals too. Sometimes, too much information leads to no action at all. 🚀 Let's talk: Have you taken action on any financial advice you’ve learned recently? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gJ5XWqgQ #FinancialPlanning #Reddit #FinancialAdvice #GenX

Financial advice is taking a community approach, and platforms like Reddit are at the forefront. Trust and transparency are the two critical qualities in financial advice. But can you really find them on Reddit and similar platforms? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gJ5XWqgQ #FinancialPlanning #Reddit #FinancialAdvice #GenX

Did you know the act of self-sacrifice can sometimes do more harm than good? This week's episode is a masterclass in making hard choices for the right reasons. Looking back, what financial lessons did you learn from your parents that you are now passing on to your children? Share your story in the comments! Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gne-mnxG #GenX #Boomer #AdultChild #Retirement