Concurrent Financial Planning

🔑 Are You Leaving 𝙔𝙤𝙪𝙧 Money on the Table? It’s Open Enrollment Time! This is your once-a-year chance to optimize your benefits and set yourself up for financial success. Don’t let it pass by without making the most of what’s available to you! 💼 Free Retirement Money? Yes, Please! Don't forget to max out your employer’s matching contributions to your retirement plan. 💊 HSAs & FSAs = Triple Tax Savings 💵 HSAs give you a tax break and help you grow your savings for medical expenses. FSAs let you pay for things like dependent care with pre-tax dollars. Win-win! 🩺 Choose the Right Medical Plan. Make sure you’re paying for the coverage you actually need without wasting money on unused benefits. 📑 Don’t Forget Beneficiaries! Keep your assets out of probate and in the hands of the people you choose – update your beneficiary info now! 🔒 Extra Life Insurance for Less? Your employer might offer low-cost life insurance. Take advantage and add an extra layer of financial security for your loved ones. Let's talk: have you reviewed your options today and make sure your choices align with your long-term goals? How are you planning for the future? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gmNMgUvu #OpenEnrollment #FinancialPlanning #WealthManagement #MoneyManagement #EmployerBenefits #GenX

🚨 New Podcast Episode Alert! 🚨 🌟 Did you know that over 40% of people regret not optimizing their open enrollment season for employee benefits? Don't be part of that statistic! Join me as I talk more about this on Life Money Balance podcast's newest episode, dropping tomorrow! Click here to subscribe: https://lnkd.in/gHpb5kT9 #FinancialAdvice #OpenEnrollment #MoneyManagement

💼📊 Elections may shake things up, but your financial plan shouldn’t! With 77% of wealthy investors preparing to make portfolio changes ahead of the election, it’s easy to get caught up in the noise. But here's the key: Stick to the plan, not the panic. Election seasons come and go, but a solid, long-term strategy will keep your portfolio strong through any political cycle. 🌱📈 The White House doesn’t dictate your financial future—your plan does. Stay focused, stay resilient. 🛡️ Read more here: https://lnkd.in/g5MAx-nf #FinancialPlanning #Election2024 #WealthManagement #StickToThePlan

When I heard the news that I'm being honored with the Distinguished Alumni Award from the Texas Tech University School of Financial Planning, it immediately took me down a yellow brick road of reflection and gratitude. I've had a 19 year relationship with the financial planning and services profession and a 22 year relationship with TTU PFP. This recognition highlights the incredible journey I’ve had—pushing boundaries in my career, serving my profession (service, audiences, clients, students) and standing up for the future of financial planning. From receiving awards to leading initiatives, it’s been a privilege to give back to the profession and support the next generation of planners and help households achieve the life they want through financial education and advice. Huge thanks to my Texas Tech family, Eiman and Laith, my family, friends, colleagues, and everyone who has supported me on this path! Especially, thank you, God, for your belessings, grace, and mercy. Onward and upward! 🚀 #TexasTechPFP #DistinguishedAlumni #FinancialFuture

Are you overwhelmed by financial advice? 🤯 You're not alone! With so many tips and sources out there, it can be tough to figure out what’s best for you. Here are 3 simple ways to cut through the noise and avoid common mistakes! 👇🏾 1️⃣ Mix Up Your Info Sources: Don’t rely on just Reddit or social media for financial advice. 🌐 Cross-check tips with trusted sources like Investopedia or NerdWallet, and follow verified financial pros for balanced insights. ✔️ 2️⃣ Get Personalized Advice for Big Decisions: General advice doesn’t always fit your unique financial situation. 💼 When it comes to big moves like retirement or tax planning, consult a certified financial advisor who can tailor advice to your needs. 📝 3️⃣ Balance Learning and Doing: Don’t get stuck in “info overload!” 📚 Learn, but make sure you’re taking steps toward your goals too. Sometimes, too much information leads to no action at all. 🚀 Let's talk: Have you taken action on any financial advice you’ve learned recently? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gJ5XWqgQ #FinancialPlanning #Reddit #FinancialAdvice #GenX

Financial advice is taking a community approach, and platforms like Reddit are at the forefront. Trust and transparency are the two critical qualities in financial advice. But can you really find them on Reddit and similar platforms? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gJ5XWqgQ #FinancialPlanning #Reddit #FinancialAdvice #GenX

Did you know the act of self-sacrifice can sometimes do more harm than good? This week's episode is a masterclass in making hard choices for the right reasons. Looking back, what financial lessons did you learn from your parents that you are now passing on to your children? Share your story in the comments! Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gne-mnxG #GenX #Boomer #AdultChild #Retirement

Helping your kids is vital, but there's a fine line between support and enabling. Are you doing too much for your kids at the expense of their future independence? How do you balance supporting your kids and fostering their self-reliance? Share your thoughts in the comments below! Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gne-mnxG #GenX #Boomer #AdultChild #Retirement

💡 Family support isn't always easy, especially when it involves an adult child moving back home. Let's talk: what's the one thing you wish you'd known before letting your adult child move back? Learn more on the latest Life Money Balance podcast episode. Watch here 👉🏾 https://lnkd.in/gne-mnxG #GenX #Boomer #AdultChild #Retirement

💳 Do you feel like you are the 'Bank of Mom and Dad?' 𝐌𝐀𝐍𝐘 𝐩𝐚𝐫𝐞𝐧𝐭𝐬 𝐝𝐨! And they are expressing that they FEEL this episode in their pockets, financial plans, and hearts. The latest Life Money Balance® Podcast episode by Concurrent Financial Planning, "𝘈𝘳𝘦 𝘎𝘦𝘯 𝘟 𝘗𝘢𝘳𝘦𝘯𝘵𝘴 𝘙𝘶𝘪𝘯𝘪𝘯𝘨 𝘛𝘩𝘦𝘪𝘳 𝘙𝘦𝘵𝘪𝘳𝘦𝘮𝘦𝘯𝘵 𝘣𝘺 𝘚𝘶𝘱𝘱𝘰𝘳𝘵𝘪𝘯𝘨 𝘛𝘩𝘦𝘪𝘳 𝘈𝘥𝘶𝘭𝘵 𝘊𝘩𝘪𝘭𝘥𝘳𝘦𝘯," busted through the seams with ~3,000 𝐯𝐢𝐞𝐰𝐬 and ~100 𝐥𝐢𝐤𝐞𝐬, increasing our 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞𝐫𝐬 𝐛𝐲 275%! 📺 Check out the episode: https://lnkd.in/dJTngcwm Retirement preparedness is a line item in your finances with two components: 𝐰𝐞𝐚𝐥𝐭𝐡 𝐚𝐧𝐝 𝐰𝐞𝐥𝐥-𝐛𝐞𝐢𝐧𝐠. Check out these two statistics from a Savings dot com study. 💲 61% of adult children living with their parents don't contribute to household expenses. 💲 58% of parents agree they have sacrificed their financial security for the sake of their adult children. Parents struggle with the juggle of being sandwiched and how to prioritize their values best–including how to put their air masks on first. 𝘏𝘰𝘸 𝘢𝘳𝘦 𝘺𝘰𝘶 𝘩𝘢𝘯𝘥𝘭𝘪𝘯𝘨 𝘺𝘰𝘶𝘳 𝘢𝘥𝘶𝘭𝘵 𝘤𝘩𝘪𝘭𝘥's 𝘧𝘪𝘯𝘢𝘯𝘤𝘦𝘴? ✅ Don't miss out any longer! 𝐒𝐡𝐚𝐫𝐞 𝐚𝐧𝐝 𝐬𝐮𝐛𝐬𝐜𝐫𝐢𝐛𝐞 𝐭𝐨 𝐭𝐡𝐞 𝐋𝐌𝐁 𝐏𝐨𝐝𝐜𝐚𝐬𝐭, which captures the whole picture approach with money–𝘧𝘦𝘦𝘭𝘪𝘯𝘨𝘴 𝘢𝘯𝘥 𝘧𝘪𝘯𝘢𝘯𝘤𝘦𝘴!