Connecticut Insurance Exchange

Life insurance isn’t just a smart choice. It’s a crucial step in securing your family’s financial stability and peace of mind. Unfortunately, 52% of Americans avoid life insurance because they think it's too expensive. What’s more, 82% significantly overestimate its cost, often guessing three times higher than the actual figures. Let’s look at the real numbers: As of April 2024, the average cost for a healthy 40-year-old purchasing a 20-year, $500,000 term life insurance policy is about $26 per month ($312 per year). However, a 30-year-old woman might pay approximately $205 per year for the same policy, while a 30-year-old man might pay around $352 per year. Understanding these variations underscores the importance of getting a personalized quote that fits your unique needs and budget. Don’t let myths deter you from this vital protection. Contact our team today for an accurate, personalized life insurance quote. We’re here to help you find an affordable plan that delivers the security your family deserves.

Did you know that car seats can reduce the risk of fatal injury by 71% for infants and 54% for toddlers? September 15-21 is Child Passenger Safety Week — and as many of you may know, one of the best ways to keep kids safe in the car is by choosing the right car seat. That’s why our team put together a quick guide for you to reference or share. Swipe through the graphics to see the different types of car seats and their uses. If you have questions about your coverage, don’t hesitate to reach out. That’s what our team is here for!

September is National Pet Insurance Month 🐩 And, truly, our team cannot think of a better way to show our furry friends love than by making sure they are covered with pet insurance. Pets are cherished members of our families, and just like us, they can face unexpected health issues. Pet insurance offers several key benefits: 🐾 Financial Protection: Veterinary care can be expensive. With pet insurance, you're covered for accidents, illnesses, and routine care, which means you won't have to make difficult decisions based on cost. 🐾 Peace of Mind: Knowing that you have coverage in place allows you to focus on your pet’s recovery without worrying about the financial burden. 🐾 Comprehensive Coverage Options: Policies can be tailored to fit your pet’s needs, covering everything from emergency care to preventive measures such as vaccinations and annual checkups. According to recent studies, the annual cost of pet insurance averages $720 for dogs and $384 for cats, which translates to roughly $46 per month. This investment can save you thousands in potential veterinary bills and ensure that your pet receives the best care possible. If you’re interested in learning more or would like to get a quote, reach out anytime!

Back-to-school season is here! As you stock up on school supplies, don’t forget about key children’s health moves. Swipe through for some tips to ensure your little scholars start the year healthy and happy ↩️ Here’s to a fantastic and healthy school year ahead! 🎉

As we mark National Traffic Safety Month this August, we decided to take this opportunity to highlight some commonly disregarded traffic laws. Swipe for more info ➡️ And remember, ignoring these laws could have significant consequences for your safety and legal standing on the road, not to mention severe impacts on other drivers or pedestrians. This month and all year round, let's commit to taking responsibility for our actions on the road and prioritizing safety for all. Share this post as a helpful reminder to your network!

In the time it takes you to hum the “happy birthday” song twice, a fire department will respond to a new call somewhere in the United States. And in just over a minute, there will be a total of three such calls, according to the National Fire Protection Association. Given the frequency of fires and the unique risks presented in the summer months, we’re sharing a timely reminder of safety best practices. Swipe through to learn more ➡️ Do you have any other fire safety tips to add to the list? We would love to hear – add them in the comments below!

Did you know that nearly 82% of American adults plan to travel in 2024? With the roads getting busier, it's essential to stay vigilant, especially considering that more than 30% of all fatal crashes occur between June and August. To ensure you and your loved ones enjoy a safe journey, swipe through for some critical safety tips to remember before you embark on your summer adventures. Feel free to share this post with friends and family planning their summer getaways. Your vigilance can make all the difference. As always, we're here for any questions or help you might need as summer unfolds.

🏠 2024 Mid-Year Homeowners Insurance Update 🏠 As we move through 2024, we want you to be informed about trends in homeowners insurance that could impact us all. Swipe for an overview of three key trends ➡️ If you have questions or concerns about how these trends might affect you, do not hesitate to reach out. Your peace of mind is our priority as we navigate the changing landscape of homeowners insurance in 2024.

This July 4, we are wishing each of you a day filled with celebration of this important holiday and reflection on the many freedoms we enjoy as Americans. Please note: our office will be closed in observance of the holiday on Thursday and Friday July 5th. If you need claims assistance, please contact your carrier directly. They are listed here at https://lnkd.in/eghQuC9n. For a true emergency, call or text us at 860 690-1967. Happy Independence Day to you and yours!

Summer brings its own set of maintenance needs. To help out the homeowners in our network, we’re sharing three such maintenance steps to take amid the summer weather. Have industry questions or need our experts’ assistance this summer? Don’t hesitate to reach out by phone or email – we would be happy to help.