Curinos

Last month, we continued our commitment to gender equality by launching our Women in Leadership Program, designed to empower and uplift female colleagues at every level of the organization. This initiative is all about helping our talented female colleagues find their voice, develop their leadership style and build a strong personal brand. We kicked off the program in style, bringing together our first cohorts at the NYC office to connect, collaborate and start building a powerful support network. Here’s to elevating each other and shaping the future of leadership!

As 2024 draws to a close, our experts have defined what they believe are the most consequential factors for banking performance in 2025. Join them on Dec. 3 as for a conversational, forward-looking webinar on: - The direction of rates - Changing consumer behavior - Personalization and accelerating AI - Regulatory changes and possible restructuring Learn more and register here: https://hubs.li/Q02XwR200 Have a question you’d like answered during the webinar? Comment below or enter it here: https://hubs.li/Q02XxcnW0

As expected, the Fed Funds rate has been cut another 25 bp. The reduction, to a range of 4.5% to 4.75%, reflects the bank’s belief that sustained progress has been made toward a long-term goal of 2% inflation. This is despite a modest monthly uptick in the October CPE print, that were likely influenced by short-term idiosyncratic factors. But mortgage rates, driven by a steepening yield curve, have moved in the opposite direction since the last FOMC meeting. Read more from Curinos experts Peter Serene, Ravi Subbaraya, Margarita Vacanti, Korrynn (Baltzersen) Loesch, Richard Martin and Ken Flaherty: https://hubs.li/Q02XqLvx0

IN ONE WEEK: Curinos and Adrenaline are partnering to deliver the data and insights essential to financial institutions looking to take their retail strategy to the next level. If you don’t register, here’s what you’ll miss: - Proprietary Curinos data and insights on the key drivers of physical branch success - The unique network challenges (and potential solutions) faced by community, regional and other small financial institutions - Successful branch archetypes and investment prioritization - An open Q&A session with @Andrew Hovet and @Ben Hopper Learn more and register today: https://hubs.li/Q02VfrBH0

Our experts are coming together for a deep-dive on what’re likely to be the four most consequential and influential factors on banking performance in 2025: 1. The direction of rates 2. Changing customer behavior 3. Personalization and accelerating AI 4. Regulatory changes and possible restructuring Join us on December 3rd for a forward-looking, give-and-take webinar where Curinos experts will unpack these four dynamics in a conversational format and offer their data-driven perspectives on what you expect and how to prepare. Register https://lnkd.in/eCCg3tZm

High-rate CD attrition may be signaling what’s to come. Maturing CDs at 5.00%+ are rolling into significantly lower rates, and for bankers the question becomes how many of those high-rate CDs will stick. According to Curinos’ September Retail Deposit Analyzer, attrition is up, in contrast to maturing CDs at lower rates. Will these higher-rate CDs be a harbinger for the rest of the CD book? Read more from Curinos director Andrew Jiang: https://hubs.li/Q02X6xHx0 #CDrates #CDacquisition #CDrenewals #CDretention #CDattrition #Curinos #certificatesofdeposit #interestrates #CDgrowth #CDpricing #retailbanking

In a just-released podcast with IBS Intelligence, Curinos director Kurt Vogt Gwerder breaks down the 2024 Great Britain Shopper Survey. Listen for a detailed overview of the key findings from the survey, including why customers are switching their primary accounts, how the "Big 7" banks have maintained a majority share of primary switchers and a growing trend of increased market fragmentation: https://hubs.li/Q02W_Rxf0

In Curinos senior analyst Ebrahim Daji's recent feature for FinTech Futures, he details how mobile banking has become the primary banking channel for small and medium-sized enterprises (SMEs) in the UK. Read more about rising mobile banking expectations, trending features and expanding functionalities — plus more proprietary Curinos data and insights — right here: https://hubs.ly/Q02W_fXh0

Community banks, regional credit unions and other smaller financial institutions face many unique challenges in keeping up with national banks, fintechs and digital-only competitors. But with the right data, they have a distinct advantage: their physical branch network. Join Curinos and Adrenaline next Thursday, November 14th, for an in-depth discussion on market and submarket prioritization and essential data for network optimization. We’ll also discuss: - The strategies institutions are using to win today - How branch optimization frees up operating expenses for other important areas - Practical, actionable recommendations for driving customer growth through retail Learn more and register: https://lnkd.in/g8b5CVA5

ICYMI: Last week. we announced that our data, analytics and performance measurement capabilities will be available through Bankrate, the #1 deposit account research resource in the U.S. Through the combination of our analytical data and Bankrate’s large consumer reach and marketing capabilities, financial institutions will now be able to gain access to a larger consumer audience as they grow their deposits far more efficiently. Learn more: https://hubs.li/Q02WPzfK0