WHO WE ARE We’re the financial partner you’ve always wanted on your team. We have a combined 60 years of experience helping entrepreneurs build and grow; we’ve lent over 6 billion dollars to fund working capital needs. Obstacles? Complications? You name it, we’ve seen it - and overcome it. We love forming long-term relationships with growing companies; we especially love getting to know you, your goals, and your needs. We’ll support your success as long as you need us. WHAT WE DO Do you need working capital to grow? Have outstanding invoices you'd love to get paid off today, not in 30 or 60 days? We factor accounts receivables and provide lines of credit for growing companies. We’ll be there to help you grow and scale; We’ll be there when you need advice or an introduction; and when there are problems, we strive to be your first call. We’ll always tell you the truth−good news and bad news−and share everything that informs our decision making. WHY WE DO IT We’re really good at it! We’ve grown thousands of companies, most of whom have worked with us for years. And we know what it takes. We’ve seen that successful businesses are built from a giving mindset, by courageous entrepreneurs who know their vulnerabilities, own their failures, and turn both into their biggest strengths. We've seen that the best measure of long-term success is in how a business treats its smallest partner. In giving, entrepreneurs foster trust and build relationships. When they dare to grow, we can provide the financial platform and trusted partnership they need to build the future that achieves their goals.
External link for Dare Capital
Austin, Texas 78731, US
We're in the home stretch of an election season that's truly one for the books. If you feel caught in some sort of upside down, you're certainly not alone. Link to newsletter in the comments.
We're in the home stretch of an election season that's truly one for the books. If you feel caught in some sort of upside down, you're certainly not alone. Link to newsletter in the comments.
If you're a hero committed to the journey, you know that getting things wrong is a natural part of the process. Along the way, we take risks, make our best guesses at how to fend off the potential danger that lies ahead, and may take a punch or two as we fumble through. 👊 We've had quite a bit of banter over the stock market and yes, there have been times we've gotten it wrong. However, we also know the stock market is just one piece of the puzzle. As Factors and AR professionals, our job is to get things right 99% of the time as we climb the mountain. ⛰️ We can't be wrong more than 1% of the time we're in business. We're making credit-related decisions that are largely based on the economy and less based on how the Mag 7 might be doing. We look under the hood and pay attention to the details of the environment, and the conditions in the economy are very different. Our mission is to understand these underlying details intimately so we can navigate our ship amidst any kind of waters. 🙌 While you may not always get things right, with the right processes and systems in place, you'll always come out on top. When you partner with Dare, you'll be equipped with all the tools you need for a successful journey ahead. 👇 Get in touch today. https://buff.ly/3rJbQlG #economy #markets #riskmanagement #herosjourney #factors #factoring #darecapital
If you're a hero committed to the journey, you know that getting things wrong is a natural part of the process. Along the way, we take risks, make our best guesses at how to fend off the potential danger that lies ahead, and may take a punch or two as we fumble through. 👊 We've had quite a bit of banter over the stock market and yes, there have been times we've gotten it wrong. However, we also know the stock market is just one piece of the puzzle. As Factors and AR professionals, our job is to get things right 99% of the time as we climb the mountain. ⛰️ We can't be wrong more than 1% of the time we're in business. We're making credit-related decisions that are largely based on the economy and less based on how the Mag 7 might be doing. We look under the hood and pay attention to the details of the environment, and the conditions in the economy are very different. Our mission is to understand these underlying details intimately so we can navigate our ship amidst any kind of waters. 🙌 While you may not always get things right, with the right processes and systems in place, you'll always come out on top. When you partner with Dare, you'll be equipped with all the tools you need for a successful journey ahead. 👇 Get in touch today. https://buff.ly/3rJbQlG #economy, #markets, #riskmanagement, #herosjourney, #factors, #factoring, #darecapital
The Fed's Rate Cut: A New Chapter in Our Ongoing Journey 🌟 The recent rate cut from the Fed has been anticipated for months, but let’s be clear: this is just another act in the ongoing drama of our economy. As markets ebb and flow, we, too, navigate the dance between the familiar and the novel. In our journey, we have a choice—to evolve with the changes or remain stagnant while the world moves on. Just like any hero, successfully completing one cycle only leads to the next adventure, equipped with new tools and insights gained along the way. Ultimately, it’s all about integration. While history may repeat itself, we can chart our own course by applying the lessons learned. At Dare, we’re dedicated to supporting entrepreneurs on this journey. Whether facing old challenges or new opportunities, we’re committed to helping you master both realms with clarity and the support you need to move forward. Let’s navigate this journey together—who’s ready to take the next step? 💪✨ #Entrepreneurship #Leadership #GrowthMindset
The Fed's Rate Cut: A New Chapter in Our Ongoing Journey 🌟 The recent rate cut from the Fed has been anticipated for months, but let’s be clear: this is just another act in the ongoing drama of our economy. As markets ebb and flow, we, too, navigate the dance between the familiar and the novel. In our journey, we have a choice—to evolve with the changes or remain stagnant while the world moves on. Just like any hero, successfully completing one cycle only leads to the next adventure, equipped with new tools and insights gained along the way. Ultimately, it’s all about integration. While history may repeat itself, we can chart our own course by applying the lessons learned. At Dare, we’re dedicated to supporting entrepreneurs on this journey. Whether facing old challenges or new opportunities, we’re committed to helping you master both realms with clarity and the support you need to move forward. Let’s navigate this journey together—who’s ready to take the next step? 💪✨ #Entrepreneurship #Leadership #GrowthMindset
Dare Business Capital Welcomes Brandy McCurdy-Lozano as SVP, Portfolio Manager About Dare Business Capital Dare Business Capital is a leading provider of factoring and financial services, offering customized funding solutions to businesses across a wide range of industries. By empowering clients with innovative financial strategies, Dare Capital helps businesses unlock growth and achieve long-term success.
We experienced further job loss in the last month to the tune of 438,000. 👉 Part time work continues to displace full time work, with 65,000 more multiple job holders recorded this past month as well. Gig workers also increased in August by 274,000. While some of these folks are achieving the digital nomad dream, far more are simply picking up gigs with Uber and DoorDash to make up for what their other one or more jobs don't pay. Additionally, we're experiencing what some have coined "The Great Replacement," referring to the influx of foreign-born workers. According to the August jobs report, American born workers lost over 1.3 million jobs, while foreign-born workers gained over 1.2 million jobs during the same period. 👀 Since the end of 2020, over 9 million immigrants have entered the country, 2.6 million of which came through legally. The jobs report can’t tell the difference between legal and illegal immigrants, leaving it up to us to assume how this plays into the latest official numbers. Want more market insights? 👇 Sign up for our twice-a-month newsletter. https://buff.ly/3YBtQO0 #darecapital #factoring #jobs #BLS #economy #recession #marketinsights
We experienced further job loss in the last month to the tune of 438,000. 👉 Part time work continues to displace full time work, with 65,000 more multiple job holders recorded this past month as well. Gig workers also increased in August by 274,000. While some of these folks are achieving the digital nomad dream, far more are simply picking up gigs with Uber and DoorDash to make up for what their other one or more jobs don't pay. Additionally, we're experiencing what some have coined "The Great Replacement," referring to the influx of foreign-born workers. According to the August jobs report, American born workers lost over 1.3 million jobs, while foreign-born workers gained over 1.2 million jobs during the same period. 👀 Since the end of 2020, over 9 million immigrants have entered the country, 2.6 million of which came through legally. The jobs report can’t tell the difference between legal and illegal immigrants, leaving it up to us to assume how this plays into the latest official numbers. Want more market insights? 👇 Sign up for our twice-a-month newsletter. https://buff.ly/3YBtQO0 #darecapital, #factoring, #jobs, #BLS, #economy, #recession #marketinsights
The Struggles of Small Businesses in Today’s Economy 💔 Despite what the charts may suggest about cooling inflation, the reality for small businesses is still challenging. Only 13% of small businesses plan to hire in the next three months—the lowest figure since 2020. This decline mirrors trends we saw back in 2008 and indicates a potentially weakening labor market. Small businesses might be small in name, but their impact is huge. They employ over 46% of the private sector, translating to around 61.7 million jobs. The recent rate cut likely won’t change hiring levels anytime soon. The bigger question is whether borrowing will pick up. Can American families take on more debt? Households earning over $100K may not be struggling as much, but even they are tightening their belts—about 25% reported cutting back on dining out. This group contributes about 60 cents of every dollar spent in restaurants! While mortgage rates have decreased by 1.6% from their peak, the rise in 10-year rates—upon which mortgage lending is based—suggests that the Fed’s cuts might not spur borrowing as intended. For us to see real growth, costs need to align with incomes. How can we support small businesses in this tough landscape? Let’s share ideas and solutions! 💬📉 #SmallBusiness #Economy #SupportLocal
The Struggles of Small Businesses in Today’s Economy 💔 Despite what the charts may suggest about cooling inflation, the reality for small businesses is still challenging. Only 13% of small businesses plan to hire in the next three months—the lowest figure since 2020. This decline mirrors trends we saw back in 2008 and indicates a potentially weakening labor market. Small businesses might be small in name, but their impact is huge. They employ over 46% of the private sector, translating to around 61.7 million jobs. The recent rate cut likely won’t change hiring levels anytime soon. The bigger question is whether borrowing will pick up. Can American families take on more debt? Households earning over $100K may not be struggling as much, but even they are tightening their belts—about 25% reported cutting back on dining out. This group contributes about 60 cents of every dollar spent in restaurants! While mortgage rates have decreased by 1.6% from their peak, the rise in 10-year rates—upon which mortgage lending is based—suggests that the Fed’s cuts might not spur borrowing as intended. For us to see real growth, costs need to align with incomes. How can we support small businesses in this tough landscape? Let’s share ideas and solutions! 💬📉 #SmallBusiness #Economy #SupportLocal
As we step into the final quarter of the year, brace yourselves—it's going to be a rollercoaster! From escalating global tensions to an election season that feels straight out of a movie, and markets acting like they’re on their own wild ride. Stocks are rising like the economy's untouched by turmoil, Bond prices falling as if geopolitical risks don’t exist, 🪙 Crypto is dipping, making us wonder if the hype has fizzled out. What’s next as we approach 2025? No one can say for sure but staying informed is the name of the game. Zoom in on the latest economic shifts, market waves, and discover how the heroes navigating this journey can seize opportunities amidst the chaos. Let’s dive in together and make sense of the madness. #MarketTrends #EconomicOutlook #Geopolitics #StockMarket #Crypto #BondMarket #Q4Insights #BusinessStrategy
As we step into the final quarter of the year, brace yourselves—it's going to be a rollercoaster! From escalating global tensions to an election season that feels straight out of a movie, and markets acting like they’re on their own wild ride. Stocks are rising like the economy's untouched by turmoil, Bond prices falling as if geopolitical risks don’t exist, 🪙 Crypto is dipping, making us wonder if the hype has fizzled out. What’s next as we approach 2025? No one can say for sure but staying informed is the name of the game. Zoom in on the latest economic shifts, market waves, and discover how the heroes navigating this journey can seize opportunities amidst the chaos. Let’s dive in together and make sense of the madness. #MarketTrends #EconomicOutlook #Geopolitics #StockMarket #Crypto #BondMarket #Q4Insights #BusinessStrategy
Recession indicators continue to flash red while we wait for the official call from the media and the powers that be. 🚨 This month, we've got our eye on several indicators, including the labor market and the consumer personal savings rate. Right now, the consumer personal savings rate sits at 2.9%, a significant drop from last year's rate of 4.5%. On a recent segment of CNBC's Fast Money, David Rosenberg expanded on why this is another alarm bell. Consumer disposable income grew 1% over the last year, but real consumer spending is running at 3%. The difference between the two points towards the relentless decline in the personal savings rate. 📉 Powell's concern that there's too much slack being built up in the jobs market may be why he plans on cutting rates. However, unemployment is going up, making us wonder if the Fed is behind the curve. #debt #consumerspending #savingsrate #Fed #unemployment #recession
Recession indicators continue to flash red while we wait for the official call from the media and the powers that be. 🚨 This month, we've got our eye on several indicators, including the labor market and the consumer personal savings rate. Right now, the consumer personal savings rate sits at 2.9%, a significant drop from last year's rate of 4.5%. On a recent segment of CNBC's Fast Money, David Rosenberg expanded on why this is another alarm bell. Consumer disposable income grew 1% over the last year, but real consumer spending is running at 3%. The difference between the two points towards the relentless decline in the personal savings rate. 📉 Powell's concern that there's too much slack being built up in the jobs market may be why he plans on cutting rates. However, unemployment is going up, making us wonder if the Fed is behind the curve. #debt, #consumerspending, #savingsrate, #Fed, #unemployment, #recession
Are We Really Seeing a “Soft Landing”? 🚨 Lately, the term "soft landing" has been thrown around so much that it’s tempting to believe it’s already here. But let’s take a closer look. Economists have historically leaned towards optimistic projections—even during downturns. Consider the lead-up to the crashes of 1990, 2001, and 2007. "Soft landing" was the buzzword, yet the reality was quite different. Since 1980, the Fed has managed just one true soft landing—in the mid-1990s—when we experienced an unusually stable yield curve. Fast forward to today, and we just witnessed a positive yield curve after an astonishing 565 days of inversion. Historically, this shift often signals the onset of a recession. To add more context, only 17% of rate cut cycles have ended gently. Some argue whether rate cuts are bullish or bearish, while others differentiate between emergency cuts and normalizing measures. But perhaps the most critical perspective is to focus on the economy itself, rather than just the cuts or projections. What’s your take? Are we on the brink of a soft landing, or should we brace for turbulence ahead? Let’s discuss! 💬📈
Are We Really Seeing a “Soft Landing”? 🚨 Lately, the term "soft landing" has been thrown around so much that it’s tempting to believe it’s already here. But let’s take a closer look. Economists have historically leaned towards optimistic projections—even during downturns. Consider the lead-up to the crashes of 1990, 2001, and 2007. "Soft landing" was the buzzword, yet the reality was quite different. Since 1980, the Fed has managed just one true soft landing—in the mid-1990s—when we experienced an unusually stable yield curve. Fast forward to today, and we just witnessed a positive yield curve after an astonishing 565 days of inversion. Historically, this shift often signals the onset of a recession. To add more context, only 17% of rate cut cycles have ended gently. Some argue whether rate cuts are bullish or bearish, while others differentiate between emergency cuts and normalizing measures. But perhaps the most critical perspective is to focus on the economy itself, rather than just the cuts or projections. What’s your take? Are we on the brink of a soft landing, or should we brace for turbulence ahead? Let’s discuss! 💬📈