Dave

2024 was a record-breaking year for Dave as Jason and Kyle shared! 🚀 We closed out Q4 with our strongest performance yet—driven by incredible member growth, AI-powered innovation, and world-class execution by our team. 📈 $101M in revenue (+38% YoY) 💰 $33M in Adjusted EBITDA (+234% YoY) ⚡️ ExtraCash Volume up 44% YoY to $1.5B 📉 28-Day Delinquency improved 24% YoY With this momentum, we’re excited to build an even better member experience in 2025. Huge thanks to our team for making it happen! 💚 Check out the Q4 and full-year 2024 results: https://lnkd.in/gQ_FSq9n

With today being the last day of Black History Month, we’re proud to celebrate the voices and contributions of our Black professionals not just in February, but every day. Meet Chris Albert, our Corporate Counsel, who helps manage Dave’s strategic partnerships and vendor relationships. His passion for fintech is rooted in our mission, "Dave’s member centric mission of building products that level the financial playing field really stood out to me as a compelling 'why' for the work I do." For Chris, Black History Month is more than a time of reflection—it’s a catalyst for continued education and progress. And when it comes to inspiring the next generation, his advice is clear: "authenticity is an asset." Let’s continue celebrating and uplifting Black voices beyond February.

Meet Al Kadiri, Director of DevX and Infrastructure Engineering at Dave! 🚀 Growing up, Al had a passion for numbers, which led him to pursue finance certifications in college, following in his dad’s footsteps. Now, in fintech, he combines his love for technology with his fascination for finance. At Dave, he leads our SRE and DevX teams, ensuring a strong foundation for Dave’s infrastructure. For Al, representation in the workplace is about broadening perspectives and shrinking blind spots. He honors Black History Month by reflecting on past sacrifices and paying it forward. He hopes to inspire the next generation of Black professionals by, “catching them early, working with organizations that support college-age aspiring engineers, and mentoring young Black students by guiding them through what they need to know and learn to land their first opportunities.” His advice? “Be patient. Learn as much as you can early, and everything will flow naturally.” And his go-to mantra? “DO IT NOW!” Thanks for all you do, Al! 😀

Looking back at these memories from last year’s holiday party, we’re reminded of the power of connection. As a virtual-first company with team members across the country and roots in Los Angeles, we’ve seen how resilience, support, and gratitude make us stronger together. Through every challenge, we’ve come together as a team, lifting each other up. As we move toward 2025, we are thankful for the unwavering support and the community we’ve built—no matter where we are. 💚 #TeamDave #BetterTogether 

Proud to be recognized as one of the Best Places to Work by Built In! Shoutout to our amazing team for creating such a supportive and inspiring workplace. This honor is all because of you! 💚 #BPTW2025 #2025BuiltInBest Check out the full list: https://lnkd.in/g9Wz7xu5

Congratulations to the following Daves who were recognized in the last quarter of the year for exemplifying Dave's company values, Saro Shanlian, Giancarlo Escobar, Daniel Loera, Timothy Unger, CPA, and Danielle Lange. You’ve shown what it means to be member centric, helpful, persistent, transparent, and better together. A big shoutout to Jimmy Muga for receiving our Committed Leader Award! Your dedication, leadership, and unwavering support for your team make you a true role model for the business. 

We are thrilled to welcome Kevin Frisch as Dave’s new Chief Marketing Officer. In this capacity, Kevin will lead all facets of Dave's marketing strategy, including brand, content, product marketing, acquisition, cross-sell, retention, and overall go-to-market. Welcome, Kevin! https://lnkd.in/gMxuSu6A

Excited to share that Dave has exceeded our growth and profitability expectations in Q3, building on our momentum from the first half of 2024. We reported record Q3 revenue growth, up 41% YoY to $93 million, marking our fourth consecutive quarter of accelerating growth. We also generated $25 million in Adjusted EBITDA in Q3, which is up $27 million YoY and represents a 27% margin. Here are some additional highlights: 📈 CAC: $15, improved 14% YoY while new member acquisition increased 4% 👥 Monthly Transacting Members: 2.4 million, up 23% YoY 💵 ExtraCash originations: up 46% YoY to $1.4 billion while our 28-Day Delinquency Rate improved 64bps or 26% to 1.8% With improved margins, strong marketing efficiency, and continued discipline on our fixed cost case, we're set to finish the year stronger than ever. We raised our full year 2024 Revenue and Adjusted EBITDA guidance to $340–$343 million and $71–$74 million, respectively. Finally, given the scale and strong member growth we’ve achieved, we are thrilled to announce that we entered into a non-binding Letter of Intent (LOI) to form a strategic partnership with one of the most highly respected bank partners to sponsor our credit and banking products. This new bank partner will further diversify our key commercial relationships in support of Dave’s mission of leveling the financial playing field for everyday Americans. Listen to the call: https://lnkd.in/gdZpN-cM View our full Third Quarter 2024 Earnings Presentation: https://lnkd.in/gQ_FSq9n

Proud to see our Founder and CEO, Jason Wilk, on the stage at TechCrunch Disrupt 2024 discussing the challenges and successes of scaling Dave over the years, our commitment to supporting our members, and the future of neobanks. Watch the full session here: https://lnkd.in/ggQAF-v7

Proud to celebrate Stephanie Dieppa Garcia's journey at Dave as Latinx & Hispanic Heritage Month comes to a close. She started six years ago as a customer service agent, worked her way up to QA engineer, and was recently promoted to software engineer, building the same tools she once used. Her story is an inspiration of growth and determination! As a proud Puerto Rican, Stephanie shares, "Growing up in a culture that values close-knit relationships taught me the importance of meaningful connections. It motivates me to foster a positive and supportive work environment." Her advice to young Latinx professionals? Celebrate your culture and share your traditions – they spark conversations and build inclusivity. Thanks for all that you do Stephanie!