DiversiFi Capital LLC

Are you maxing out your regular 401(k) and Backdoor Roth IRA contributions but still have extra savings you'd like to invest? The Mega Backdoor Roth might be the solution you're looking for. This retirement strategy allows you to contribute significantly more to your 401(k) than the standard limits. In this post, we’ll dive into what the Mega Backdoor Roth is, how it works, what to consider before investing, potential tax benefits, and the next steps if you are interested in contributing. #megabackdoor #megabackdoorroth #rothira #backdoorrothira #retirementplanning #financialplanning #financialliteracy #taxplanning #finance

Open enrollment is here! Navigate your benefit options confidently with our guide to the top 6 things you need to know about your benefits. View or download this doc now to help you make informed choices about your coverage. #OpenEnrollment #BenefitsGuide #EmployeeBenefits #HealthCoverage #FinancialPlanning #InsuranceTips #GetInformed #EnrollmentSeason

Happy Halloween from all of us at DiversiFi Capital! We hope you have a safe, fun, and spooky evening! 🎃 #halloween #finance #pumpkinpainting #teambuilding #teamfun

Employee Stock Purchase Plans (ESPPs) are a common benefit offered by tech companies, designed to boost employee ownership and engagement. Click and/or download this pros and cons guide to help you make informed decisions. #Employeestockpurchaseplan #ESPP #EquityCompensation #FinancialPlanning

When deciding how to finance a home, choosing between an Adjustable-Rate Mortgage (ARM) and a Fixed-Rate Mortgage is crucial. Each option offers distinct benefits and drawbacks, depending on your financial goals and the length of time you plan to stay in your home. In this post, we’ll explore the pros and cons of each mortgage type to help you make an informed decision. #mortgage #mortgagerates #mortgagetypes #adjustableratemortgage #fixedratemortgage #homebuying

Investing is a powerful tool to grow your wealth over time and set yourself up for future financial success. However, it also tends to be complex—especially when looking to diversify your portfolio. In this post, we cover 10 tips to keep in mind when starting your investment journey. #topinvestingtips #investing #investingtips #financialplanning #wealthmanagment

In our last poll, equity compensation was chosen as the top topic of interest. Please choose the type of equity compensation you are most interested in learning about. If your choice is not on the list, please comment it. #equitycompensation #stockbasedcompensation #RSUs #RestrictedStockUnits #ESPPs #EmployeeStockPurchasePlans #NSOs #NonQualifiedStockOptions #IncentiveStockOptions #StockOptions #Finance #FinancialPlanning #FinancialLiteracy

Insurance premiums can feel unpredictable, but with the right strategies, you can take control. We’ve compiled a quick guide with 8 actionable tips to help you better manage your auto and home insurance costs. Download this guide and keep it as a reference. #Insurance #WealthProtection #AutoInsurance #HomeInsurance #FinancialPlanning

Insurance plays a vital role in protecting your wealth and assets. Auto and home insurance policies safeguard you from various risks and liabilities, but have you ever wondered why rates fluctuate? In this post, we break down the key factors that impact your premiums and more. 💡 Stay informed and make sure your coverage aligns with your financial plan. #Insurance #WealthProtection #AutoInsurance #HomeInsurance #FinancialPlanning

Did you know that you can contribute to a Roth IRA—even if your income exceeds the IRS limits? A Backdoor Roth IRA allows individuals to contribute to a Traditional IRA and then convert those funds to a Roth IRA, making it an excellent strategy for high earners. Learn more about this strategy in this blog post. #RetirementPlanning #RothIRA #BackdoorRothIRA #WealthManagement #FinancialPlanning