DiversiFi Capital LLC

In the world of tech, where innovation and forward-thinking are the norms, philanthropy has also taken a modern turn. Among the numerous ways to give back, Donor-Advised Funds (DAFs) have emerged as a powerful tool for charitable giving. But what makes DAFs particularly appealing for stock-based compensation professionals? Let's dive into it in this post. #donoradvisedfunds #charity #charitablegiving #DAF #equitycompensaion #financialplanning

Happy 9th DFi Anniversary to our incredible Co-Founder, Financial Advisor, and Chief Compliance Officer, Raymond Vo! 🎉 Raymond's unwavering passion for customer service, along with his deep expertise in intricate trading platform processes, ensures that we consistently deliver exceptional service and support to our clients. Beyond his role as a Financial Advisor, Raymond leads our company-wide Compliance efforts and uses his extensive knowledge of operational procedures to keep everything running smoothly. Thank you, Raymond, for your dedication, leadership, and constant support for both our team and clients. We are so grateful to have you! #leadership #anniversary #teambuilding #teamwork #teamwellness #anniversarypost

If you're involved in investing at all, you're probably familiar with the concept of "tax loss harvesting. " This strategy allows investors to minimize capital gains taxes by selling investments that have experienced a loss. But do you know about direct indexing and how it can enhance the benefits of tax loss harvesting? Visit our blog to learn more! #taxes #taxstrategy #taxlossharvesting #directindexing #financialplanning

For many employees of publicly traded companies, Restricted Stock Units (RSUs) represent a significant component of their compensation package. However, the moment of vesting brings not only the excitement of ownership but the uncertainty of tax implications. Sell-to-cover is an automatic mechanism used to address these tax implications, ensuring compliance without immediate out-of-pocket expenses. In this article, we clarify what sell-to-cover entails, the typical tax withholdings involved, and its impact on employees in California and beyond. Understanding these dynamics is crucial for anyone navigating the complexities of RSUs and their financial planning. #RSUs #RestrictedStock #RestrictedStockUnits #StockOptions #EquityCompensation #Selltocover #taxstrategy #financialplanning

Join us in wishing Lily Z. a 6th anniversary with DiversiFi! Since joining us in 2018, Lily has become an invaluable team member of DFi. She brings her passion for “Identifying & Prioritizing Goals” to every client interaction. She believes that discussing financial goals is more than just numbers—it's about understanding personal stories and building meaningful relationships. Lily enjoys helping clients and making a difference, big or small. Lily consistently champions employee well-being and volunteer activities, making a positive impact both within our company and the community. We are lucky to have her! #anniversary #financialplanning #equitycompensation #teambuilding

Registration is open! Join our Head of Advisory, Alfred Au, MS, CFP®, as a featured panelist in a webinar on Equity Comp Financial Planning for Private Company Employees on Wednesday, September 11, 2024, at 11:00 a.m. (PST). The webinar will be 100 minutes long and cover the fundamentals of private company stock grants and related strategies for financial and tax planning. Register now to secure your spot and access the recording, slides, and handouts even if you can't attend live. #equitycompensation #privatecompanystockgrants #RSU #IPO #financialplanning

🚨 Major Changes in Real Estate Commissions Are Here 🚨 The real estate industry is evolving, with new rules as of August 17, 2024, that are reshaping how agent commissions are structured nationwide. These changes are particularly impactful in high-cost markets like California, where commission rates have historically been higher. This shift aims to increase transparency and competition, but it also brings new complexities to the table. If you're buying or selling a home, it’s crucial to understand how these changes affect the process. In this guide, we break down what you need to know about these new rules and how to navigate this new landscape with confidence. 🏡 #RealEstate #HomeBuying #HomeSelling #RealEstateCommissions #MarketChanges #Transparency #FinancialPlanning #RealEstateInvesting

An Employee Stock Purchase Plan is a type of benefit offered by some companies that allow eligible employees to purchase company stock at a discounted price, often through payroll deductions. The purpose of an ESPP is to give employees a chance to participate in the company's financial success by allowing them to buy company shares at a lower price than the market value. Read more about ESPPs by clicking the link below. #EmployeeStockPurchasePlan #ESPP #StockOptions #EquityCompensation #EquityComp #investing #financialmanagement #BuildingWealth

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In April 2024, a massive data breach involving National Public Data allegedly exposed the Social Security numbers and other sensitive details of nearly every American. The hacker group USDoD claims to have released 2.7 billion records, potentially fueling widespread identity theft and fraud. Scroll through the document below to learn how to protect yourself. Download the PDF or view in Accessibility Mode to click the links to resources. #socialsecurityleak #protectyourself #dataleak #phishingscam #creditfreeze #scamawareness #fraudprotection #identitytheft #databreach #creditcardfraud #cybersecurity