Employee Benefit Research Institute

In This Week's EBRInsights: Just Released — Results From the 2024 Workplace Wellness Survey. Reflecting a survey of 1,505 American full-time and part-time workers ages 21-64, the fifth annual Workplace Wellness Survey examined worker attitudes toward employment-based benefits in the workplace as well as a broad spectrum of financial wellbeing, mental health, and work/life balance issues. This year's survey found a downward trend in concern about mental well-being, but half of respondents were still at least moderately concerned about their household's financial well-being. Workers were also more likely to report being prepared to handle an emergency $500 expense than they were in 2023. This Week’s Wealth Benefits Research Issue Brief — Trends in American Families’ Financial Asset Accumulations. Financial asset accumulation, specifically accumulation in retirement plans, is a primary focus of retirement preparedness analysis. The past 30 years have seen significant shifts in the financial asset landscape regarding both the amount of total financial assets held and the distribution of these assets among the different types of financial assets, particularly due to the increased prevalence of defined contribution plans. This week’s Issue Brief, using the Federal Reserve’s Survey of Consumer Finances, examines the trends from 1992–2022 in not only how much financial assets American families have accumulated, but also how the financial assets are distributed among the various sources of these assets. This study focuses on families in the middle 60 percent of net worths. Employee Benefit Research Institute

Inside the latest edition of EBRInsights - This Week’s Fast Fact — Life Expectancy vs. Healthy Life Expectancy. Employee Benefit Research Institute

From This Week’s NPR Marketplace - Will employers opt to help workers pay down student loans? Life is full of trade-offs, and renewed attention to paying back those student loans could take from your ability to save for retirement. However, there's a way U.S. companies could help employees pay down student loan debt the way they can help you save for retirement. But will your employer go for it? See link to view news article - https://lnkd.in/e4eGGC86 #EBRI #NPR #JPMorgan #studentloans #employers #benefits #craigcopeland #news #marketplace #debt #personalfinance Employee Benefit Research Institute NPR J.P. Morgan JPMorganChase

This Week’s News From Business First of Buffalo - Western New York’s aging workforce: 'an opportunity, not a disaster'. It's no secret that the aging of the Baby Boomer generation is having a significant impact on the nation's economy. https://lnkd.in/eBeteXXm #EBRI #laborforce #craigcopeland #newyork #news #business #babyboomer #buffalo Employee Benefit Research Institute Buffalo Business First

New EBRInsights edition is here! This Week’s Issue Brief — Trends in Access to Employment-Based Health Benefits: Stability After 50 Years of ERISA. Employee Benefit Research Institute Paul Fronstin

Did you miss yesterday’s HR Dive’s “How To Build an Open Enrollment Strategy for 2025 and Beyond” webcast and panel discussion regarding “To Keep or Cut? The Year Ahead in Open Enrollment Planning” featuring EBRI’s Paul Fronstin? Just click the following link to review yesterday’s webcast and any of the panel discussions - https://lnkd.in/erC9ca7A #EBRI #webcast #healthcare #openenrollment #paulfronstin #HRDive #insurance #employee Paul Fronstin HR Dive Employee Benefit Research Institute

Join us on Thursday, December 5, 2024. Save the date! More information to come. Visit https://lnkd.in/efYF4wZm. #EBRI #policyforum #news #retirement #wealth #research #health #DC Employee Benefit Research Institute

From This Week’s New York Times and Rethinking65 - How States Are Enticing Employers to Help Their Workers Save for College. Most low- and moderate-income parents would enroll in a 529 plan if an employer matched contributions, a survey has found. https://lnkd.in/ddK-eXTa #NYT #Rethinking65 #research #studentloan #news #craigcopeland #employers #savings #college Employee Benefit Research Institute The New York Times Rethinking65 Ann Carrns

How Financial Wellness Helps Boost Retirement Readiness. Fostering employees' overall financial well-being helps boost retirement readiness. In a recent symposium sponsored by EBRI, experts offered their insights on that broader effort. https://lnkd.in/dVPaXDeA #napa #EBRI #financialwellness #craigcopeland #news #benefits #employer #employee #savings #plan Employee Benefit Research Institute National Association of Plan Advisors

The latest edition of EBRInsights is here! This Week’s Fast Fact — Debt Among the Oldest Families. New Replay From the EBRI 2024 Financial Wellbeing Symposium — Fireside Chat With Suze Orman.