Exhale

Financial wellness isn’t just a perk, it’s a necessity. At Exhale, we provide our community’s hardest workers with financial tools that help them breathe easier. This year to date, the average My Pay transaction amount is $88: enough to fill a fridge with groceries or cover expenses that can’t wait until payday. Whether it’s once a month or a few times a week, give your employees the flexibility to access their earned wages on their own terms. Life is unpredictable—their finances shouldn’t be. #EarnedWageAccess #FinancialWellness #EmployeeSupport

Another reason why modern benefits apps are rapidly accounting for a bigger piece of the employee benefits pie: faster, "do it from anywhere" onboarding. We're proud to partner with Finch to take the admin work out of user onboarding. By granting access to payroll, employers using Exhale can get set up with just a couple of clicks, allowing participating employees to get access to financial benefits right away. 🤝

🎉 Exhale is now on Instagram! 🎉 Give us a follow & stay tuned for financial wellness insights, product updates, and more at instagram.com/exhale.fi:

ICYMI: Earned Wage Access has been in the news, and fintech leaders across the board are chiming in. Here's our take: Exhale’s My Pay Perk is an EWA product, and is fee-free for employees when sponsored by employers. With it, our goal is to provide real financial relief to those living paycheck to paycheck. When done transparently and affordably, EWA is a powerful tool to help employees take control of their finances. As the industry changes and our own products evolve, we’re committed to putting transparency and consumer safety first. As Alex Johnson writes, “EWA — the employer-sponsored and integrated type”…”unlocks data that makes bank accounts more useful. It literally puts more money in customers’ accounts, with no credit risk.” https://lnkd.in/g7PQJE7x

At Exhale, we’re paying close attention to the challenges renters face today. As renters’ needs change with the economy, our team is continually looking for new ways to streamline paying for monthly expenses. Check out our latest blog post to learn how our existing tools can help cover monthly expenses in between paydays, and what's coming down the pipe. 👀

👷♀️🧑🍳👩💼 Happy Labor Day to everyone in our Exhale community! From the essential workers on the frontlines to those innovating behind the scenes, today is for everyone who puts in the time, effort, and dedication to make our communities better. We see you, and we’ve got your back with benefits that work as hard as you do. 💪

📈 Rising healthcare costs = financial strain for both employees and employers. With health insurance premiums increasing for both parties, how can employers help offset the burden for employees while staying on budget? Financial wellness benefits 🙋 can complement traditional benefits without breaking the bank. Exhale’s Perks, including early access to earned wages and interest-free emergency advances, give employees an extra safety net for medical bills and debt. And flexible pricing plans ensure employers only pay for employees who are using the platform. The benefits landscape is changing. Now more than ever, there are affordable, scalable options for employers who want to offer meaningful and competitive benefits to their workforce. #healthcarecosts #workplacebenefits #flexiblepricing #financialwellness

We’ve hit an exciting milestone at Exhale—since 2022, we’ve proudly processed over $25 million in transactions. That includes My Pay issued, advances loaned and repaid, and emergency savings built. But it’s not just about numbers. Here’s what we’re most proud of: 🤝 Your trust. We owe this growth in activity to the individuals and organizations that have chosen Exhale as their partner in financial wellness. We’re honored to be the trusted partner for each and every Exhale user. 🔒 Security first. We’re committed to keeping our customers’ money and data safe with bank-grade security. Our partnerships with regulated financial institutions ensure every transaction is handled with care. 🚀 Continued movement, thanks to you. We more than doubled our transactional activity from 2023 to 2024, and are on track to continue the trend in 2025 and beyond. Onward and upward! #financialwellness #fintech #milestone

Things we love to see: Our friends at Great Clips are helping students and parents everywhere get back to school in style. ✂️📚 As the school year ramps up, make sure your staff is ready for the season, too. Whether it’s school supplies for the kids, paying back student loans, or taking courses for continued education, Exhale’s financial benefits can help hardworking employees cover what they need. Great Clips Back to School ➡️ https://lnkd.in/gNhzxJ9x Learn more about Exhale ➡️ exhalefi.com

🚨 Industry news: The Consumer Financial Protection Bureau recently proposed a new rule around paycheck advance products like earned wage access (EWA), with the goal of prioritizing consumer safety and making fees more transparent in this quickly evolving market. My Pay is an EWA product, and we support this proposed rule. We built Exhale because we were frustrated at the hidden fees imposed by traditional lenders and existing EWA providers. Too often, hardworking employees accept the terms of these short term loans, without realizing that they’re paying back more than they took out. We believe that financial wellness should be accessible to as many people as possible, with no hidden fees. When sponsored by employers, Exhale’s Perks (including My Pay) are completely fee-free to employees. As the industry changes (and as our own products evolve), we’re committed to putting transparency and consumer safety first. #earnedwageaccess #ewa #financialwellness