Financial Guideposts

As you know, Medicare Open Enrollment is right around the corner, and you must have all the information you need to make the best choices for your healthcare coverage in retirement. 👉 That's why I’m excited to invite you to join me for a Medicare Q&A session next Thursday, September 12th at 8:30 AM. During this session, we’ll cover all things Medicare, including: 👉 Medicare Part A (Hospital Insurance) 👉Medicare Part B (Medical Insurance) 👉Medicare Part C (Medicare Advantage Plans) 👉Medicare Part D (Prescription Drug Coverage) Whether you're new to Medicare or just want a refresher, this session will provide valuable insights to help you make the right decisions for your healthcare needs. Here are the details: 📅 When: Thursday, September 12th ⏲ Time: 8:30 AM (Eastern Time) 📍 Where: Online via Zoom (link will be provided upon registration) Why Attend? Medicare is a must-have in retirement to cover medical expenses, but with so many choices, choosing the best plan is crucial. Don’t miss this opportunity to get your questions answered and gain confidence in your Medicare decisions! 👉 Sign Up Here:  https://lnkd.in/eVhG8TiP Looking forward to seeing you online!

Confused about Medicare options? You're not alone! Check out my latest blog where I break down: 🏥 Part A: Hospital Insurance 💊 Part B: Medical Insurance 🌟 Part C: Medicare Advantage 🧩 Part D: Prescription Drugs Discover how to maximize your coverage and make informed decisions for a healthier future. 🚀

Learn the top 5 things you must consider when enrolling into Medicare in 2024. #Medicare

IRMAA can be a costly hassle, but here's a blog to help you understand what it is and how to avoid it. #medicare

✅ Understanding your Social Security benefits is crucial to securing a comfortable retirement.   👍 Here are 10 quick tips to help you make informed decisions. 👉 Insolvency Explained: Social Security isn’t going broke, but benefits could be reduced by 2035 unless changes are made. 👉 Maximize Earnings: Your benefits are based on your highest 35 years of earnings. Filling gaps with part-time work can boost your future payments. 👉 Know Your FRA: Your Full Retirement Age (FRA) determines when you can receive full benefits. Filing earlier reduces your monthly benefit. 👉 Timing is Key: Delaying your claim increases your benefits, while claiming early reduces them. 👉 Working While Claiming: If you claim before FRA and keep working, your benefits may be temporarily reduced. 👉 Tax Considerations: A portion of your Social Security benefits may be taxed depending on your total income. 👉 Spousal Benefits: You may be eligible for benefits based on your spouse’s record. Timing matters for maximizing these. 👉 Divorce Benefits: You could still claim benefits based on your ex-spouse’s record if specific conditions are met. 👉 Non-Covered Pensions: Report any pensions from employers not covered by Social Security to avoid benefit reductions. 👉 Survivor Benefits: Delaying your spouse’s claim can maximize survivor benefits. ✅ Learn how to maximize your Social Security benefits by scheduling a call here: https://lnkd.in/gwiZ-zyv

Anyone with aging parents should read this! 👇 #lifeinsurance

Read our latest article to get these questions about life insurance answered: 1. Why Do I Need Life Insurance? 🤔 2. How Much Life Insurance Do I Need? 📏 3. What Type of Life Insurance Should I Get? 📝 4. What Happens If I Don’t Have Enough Coverage? 💸 5. Who Should Be Covered? 👨👩👧👦

Are you helping your parents navigate Social Security and Medicare? 🏥💰 We’ve just published a comprehensive guide to make this process easier for you! 🌟 From understanding benefit increases to practical steps for applying, our blog covers everything you need to know.

On this week's episode of "Jeff & John," we dive into the often overlooked but incredibly valuable Social Security Child Survivor Benefits. Learn how these benefits can provide crucial financial support for children after the loss of a parent, the eligibility criteria, and how to maximize the benefits for your family's future. ✅ Talk to John White Are you ready to get your financial house in order? Schedule a call with John White today! With over 30 years of experience helping families navigate the complexities of financial planning, John brings a wealth of knowledge and genuine care to every consultation. At Financial Guideposts, we are passionate about guiding you to where you need to be to ensure you and your family live your best, most stress-free life. Our mission is to keep your family financially protected, no matter what happens. Let us help you achieve peace of mind and financial security. Schedule your call with John White now and take the first step toward a brighter financial future. 👉 Schedule a call with John today to protect your family and get your financial house in order: https://lnkd.in/gwiZ-zyv

Do you know about this recent update from the Social Security Administration regarding your account access? This was just announced this week. 👉 What's changing? Soon, you'll no longer be able to sign in using your Social Security username and password. Instead, to access services like my Social Security, you'll need to create a Login.gov or ID.me account. 👉 Why the change? This change is designed to streamline your sign-in process and comply with federal authentication standards, ensuring secure access to our online services. ✅ If you already use Login.gov or ID.me - No action is required. 🖥 How to transition your account: 1. Go to the "Sign in" section at the top of our website. 2. Select "Sign in with Social Security Username." 3. After signing in, you'll be prompted to create a Login.gov account. Login.gov offers 24/7 customer support via phone and chat to assist you in setting up your account. 👉 What happens next? Once your Social Security username is linked to your new Login.gov account, you'll receive a confirmation and be directed to the service you intended to access. You can then use your new Login.gov account for all Social Security online services. Please note, your old Social Security username will no longer be available. 👉 For more details, you can refer to this helpful article that points out everything you need to know about this change: https://lnkd.in/e5jwTKBU ☎ If you have any questions about Social Security, please feel free to reach out to me: https://lnkd.in/etJCizpi #SocialSecurity #SSUpdate #LoginChange #AccountSecurity #FederalStandards #LoginGov #IDme #SecureAccess #OnlineServices #SSATransition #UserUpdate #IdentityVerification #DigitalSecurity #ImportantNotice #StayInformed #SocialSecurityNews #UserGuidance #AccountUpdate #TechChanges #SecurityUpdate