FintechOS

SME lending is at a turning point - how can banks keep up? Slow onboarding, manual approvals, and rigid lending models are pushing SMEs toward digital-first challengers. But what can traditional banks do to stay competitive? Join Mark Dearman (FintechOS), Conrad Ford (Allica Bank), and Adam Tarpey (Metro Bank (UK)) for a MoneyLIVE webinar on 17 March at 11 am GMT as they explore: 🔹 Top priorities for modernizing SME lending 🔹 How incumbent banks can keep pace with innovation 🔹 Streamlining SME onboarding with new technology 🔹 Personalizing products and pricing for businesses 🔹 How AI and automation can unlock faster credit decisioning If SME lending is on your radar, this is a conversation you won’t want to miss. Register here: https://lnkd.in/dZzmuRi5 #MLSUMMIT25 #Banking #Payments #FinancialServices #Innovation

Exciting news! FintechOS has been shortlisted in two categories - Banking Tech of the Year AND InsurTech of the year - at the UK FinTech Awards 2025! 🎉 We’re proud to be recognized among the industry’s best for driving innovation in financial services. Looking forward to the awards ceremony on April 24, 2025! Congrats to all the finalists! #UKFinTechAwards #BankingTech #FintechInnovation

Insurtech Insights Europe 2025 is just one week away! Are you attending? Meet our team at Booth B23 to talk about how insurers can move faster, personalize experiences, and launch new products - without the headache of replacing core systems. 📢 Don’t miss Scott Thomson on Day 2! He’ll be speaking on the panel “Metrics that Matter: Measuring and Communicating Innovation Success” - a must-see discussion on tracking and proving the impact of innovation in insurance. If you’re going, we’d love to connect! Stop by Booth B23 or drop us a message. See you next week at The O2 in London! #ITI2025 #ITIEurope2025 #InsurtechInsights #Insurtech #InsuranceInnovation

For years, insurance has been reactive, compensating customers only after something goes wrong. But expectations have changed. Today’s customers want real-time coverage, proactive risk prevention, and embedded protection that fits seamlessly into their lives. In his latest Finextra article, our CEO Teo Blidarus explores the rise of life-centric insurance - where insurers go beyond standard policies to provide behavior-based pricing, personalized coverage, and digital-first experiences. 📌 From telematics-driven auto policies to health insurers rewarding wellness habits, the industry is transforming. The question is: who will adapt fast enough? Read the full article here: https://lnkd.in/d4PwXwx7 #Insurance #Fintech #DigitalTransformation #Innovation

AI is moving fast - are banks keeping up? 85% of AI pilots fail. That’s a big problem, especially when AI has the potential to add $1 trillion to the global banking industry every year. So why are so many financial institutions struggling to make AI work? And what does it take to actually see results? The answer lies in Agentic AI. Unlike basic automation, it’s capable of handling entire workflows - like loan approvals and compliance - cutting processing times by 80% and making operations more efficient. Banks that embrace this shift will thrive. Those that hesitate? They risk getting left behind. Our latest blog - based on Mark Dearman's conversation with Ben Thomas (Covecta) and Michael Anyfantakis (Vigilant AI²) on the FintechOS Evolv Podcast - dives into AI’s rapid evolution and how financial institutions can turn AI hype into real impact. 👉 Read it here: https://lnkd.in/drgUVpsu #Banking #Innovation #AI #FinancialServices #EvolvPodcast #Evolv

UK fintech remains a global powerhouse - but the game is changing. With fintech funding cooling in 2024, investors are shifting focus. AI is now the big draw, reshaping how capital flows into regtech, BaaS, insurtech, and beyond. 💡 “AI’s rise creates new fintech opportunities,” says FintechOS CEO Teo Blidarus in Tech Funding News . While traditional fintech investment slows, AI-driven innovation is reigniting investor interest and fueling the next wave of growth. 👉 Read more on why the UK’s fintech sector remains a leader: https://lnkd.in/dm4FndkA #Fintech #AIinFinance #UKFintech #TechFunding

That’s a wrap on MoneyLIVE Summit 2025! Two days of great discussions, new connections, and a whole lot of energy! From conversations at our booth to Mark Dearman's panel on SME lending, one thing is clear - banks are prioritizing speed, automation, and personalization to stay ahead. A huge thank you to everyone who stopped by to chat with us at the FintechOS booth! If we didn’t get a chance to connect, you can learn more about our platform (link below) or drop us a message. 👉 https://lnkd.in/g8C2tF-y #MLSUMMIT25 #Banking #Lending #FinancialServices

SME lending needs to move faster. Banks that can’t keep up risk losing business to digital-first challengers. At MoneyLIVE Summit 2025, Mark Dearman joined industry leaders to discuss how banks can digitize SME onboarding & lending to cut time-to-money from weeks to days, use AI & automation for instant credit decisioning, personalize products & pricing to better serve SMEs, and much more. Here are some of the highlights from the discussion: 1.⁠ ⁠Institutions must digitalize or risk becoming obsolete in the SME lending sector. 2.⁠ ⁠SME owners have personally experienced seamless onboarding from neobanks, increasing expectations from banks serving SMEs. 3.⁠ ⁠Digitization has enabled instant decisioning for SME lending and dramatically reduced costs for lenders. 4.⁠ ⁠Lenders are more successful implementing generative AI with purpose-built platforms. 5.⁠ ⁠During digital transformations, ensure policies are built for the technology, and not the other way round. Key takeaway? The future of SME banking belongs to those who can innovate at speed. Couldn’t make the session? Let’s chat - find us at Booth 19 tomorrow or drop us a message! #MLSUMMIT25 #Banking #Lending #FinancialServices

We’re at MoneyLIVE Summit 2025 today and tomorrow! The event is off to a great start - the team is fully caffeinated and ready for two days of conversations about the future of banking and lending. Come say hi - you'll find us at Booth 19! And don’t forget - Mark Dearman is speaking later today on the panel “Need for Speed: The Future of SME Lending.” Don't miss this discussion on how banks can digitize SME lending, speed up time-to-money, and stay ahead in a competitive market. See you around! 👋 #MLSUMMIT25 #Banking #Lending #FinancialServices

MoneyLIVE Summit 2025 kicks off on Monday! Are you joining? Meet our team at Booth 19 to see how banks and lenders are using FintechOS to launch new products, digitize SME lending, and enhance customer experiences at speed, without replacing core systems. 📢 Don’t miss Mark Dearman's panel on Day 1, “Need for Speed: The Future of SME Lending,” where he’ll discuss how banks can digitize SME onboarding and lending, cut time-to-money from weeks to days, and stay ahead in a digital-first world. Let's connect! Stop by Booth 19 or drop us a message! See you in London! #MLSUMMIT25 #Banking #Payments #FinancialServices #Innovation