Fish and Associates

Our first quarter event for 2022 was a tour of the Hospitality HUB to coincide with our month-long blanket donation drive.  The Hospitality Hub has been working to end homelessness in Memphis since 2007. Their new Hub Campus, which will provide expanded services, a day plaza and a women’s shelter, will be opening July 2022 at 590 Washington Ave. This women’s shelter will be the region’s first barrier-free trauma-informed emergency shelter for women. The building fills a gap in services that’s been in our city for over 20 years. Right now, 37% of the homeless population are women, while only 6% of the shelter beds are for women. While on our tour, we learned that the HUB will provide various amenities such as a hair and nail salon. play room for the children, multiple outdoor areas for exercising and recreational purposes, along with a meditation room. We are excited to continue our advocacy of this impactful facility! #event Securities offered through Kestra Investment Services, LLC (Kestra IS), member FINRA/SIPC. Investment advisory services offered through Kestra Advisory Services, LLC (Kestra AS), an affiliate of Kestra IS. Fish and Associates is not affiliated with Kestra IS or Kestra AS. Kestra IS and Kestra AS do not provide tax or legal advice. Investor Disclosures : https://lnkd.in/dtwvHfT

Can you guess 5 big financial mistakes Gen Z appears to be making? As this generation steps into financial independence, some trends are emerging that highlight potential blind spots in building wealth. As financial professionals, it’s our job to stay aware of these habits. We thought sharing these insights might be of interest: 💼 Skipping the budget Small expenses, such as coffee runs, food deliveries, ridesharing, and streaming subscriptions, add up quickly! 🎲 Taking on debt without a clear strategy Balancing student loans and credit card debt can be challenging without a solid approach. 💫 Missing out on employer match contributions Employer matching is essentially free money—a valuable opportunity that some are leaving on the table. 📱 Leaning heavily on social media for financial guidance Not every “finfluencer” has sound or personalized insights, and financial strategies aren’t always one-size-fits-all. 🚫 Playing it too safely While avoiding investments can seem like the best approach, that may be a risk in itself. Without a financial strategy, they may miss out on long-term growth opportunities. These mistakes offer a glimpse into the financial challenges facing the next generation. What are your thoughts? We are always interested in hearing different perspectives! #GenZMoney #FinancialTips #MoneyMoves

Life’s a balancing act, but you don’t have to juggle it alone. With our expertise, we’ll help you plan for the future while enjoying the present. At Fish & Associates, we’ll guide you through the world of investing, ensuring your money works as hard as you do. https://lnkd.in/eqGxQKNC #InvestmentBasics #FishAndAssociates #financialplanning #futureplanning

💬 Did you know that the Social Security death benefit has remained at $255 since 1954 despite increases in funeral costs over the decades? However, the Social Security Survivor Benefits Equity Act proposes raising the one-time payment to $2,900 starting in 2025, with annual inflation adjustments thereafter. The bill is currently under consideration in Congress and may be considered again at a later date. One important reminder: Eligible spouses or children must apply to receive this benefit—it isn’t automatic. If you have questions about Social Security benefits or preparing for unexpected expenses, let’s connect. #SocialSecurity #Benefits #Legislation #RetirementStrategy

Today marks 79 years since the liberation of Auschwitz-Birkenau—a day that reminds us of humanity's capacity for both unimaginable darkness and remarkable resilience. We honor the memory of six million Jewish lives and countless others lost in the Holocaust. The survivors' stories compel us to speak out against antisemitism and all forms of hatred. Their testimony isn't just history—it's a call to action that resonates with renewed urgency today. "Never again" is not just a phrase—it's a commitment we must actively uphold every day through education, vigilance, and unwavering solidarity with those who face hatred. Honor their memories by building a world worthy of their legacy. 🕯️ #WeRemember #HolocaustRemembranceDay

You’ve got the drive, the vision, and the ambition—now let’s fine-tune your financial strategy to match. With Fish & Associates, you’ll feel confident every step of the way. Call us today at 901-767-0668 to schedule your initial consultation! 📞 https://lnkd.in/eqGxQKNC #InvestmentBasics #FishAndAssociates #financialplanning #futureplanning

Your iPhone's Notes app might store more sensitive information than you realize. While your device's standard lock provides basic protection, additional security measures are worth considering. Apple now offers multiple layers of protection for your Notes, including password protection, biometric authentication, and Advanced Data Protection for iCloud. These features help ensure your sensitive information remains private and encrypted. Remember: What you store digitally deserves the same level of protection as what you keep in your safe at home. Taking a few extra steps today can prevent unwanted access tomorrow. 🔐 #Cybersecurity #DigitalSafety #DataProtection #TechTips

At Fish & Associates, we don’t just focus on your finances. We take the time to get to know you and really understand what makes you who you are. From there, we’ll help you design a financial plan that takes all your dreams, passions, and interests into account, allowing you to live your life with a plan that fits you. https://lnkd.in/eqGxQKNC #InvestmentBasics #FishAndAssociates #financialplanning #futureplanning

🚨 Major changes ahead for non-compete agreements—but the impact may be more nuanced than it seems. The Federal Trade Commission (FTC) has pushed for abolishing non-competes, but there’s an important detail: the role of states. Here’s what to know: ▪️While the FTC’s proposal is broad, state laws and enforcement remain crucial. Even if finalized, states may challenge or interpret the rule differently, adding complexity. ▪️High earners with existing non-competes could see new career opportunities—or ongoing restrictions—depending on state responses. ▪️Executives must rethink strategies to protect trade secrets, client relationships, and competitive advantages without relying on non-competes. It’s not a simple “ban and done.” Federal and state dynamics will shape the outcome, making a proactive strategy essential. What can you do now? ▪️Review existing agreements and explore alternatives, like non-disclosure agreements or non-solicitation clauses, to safeguard your interests. ▪️Stay informed and engage with legal and human resource teams to prepare for potential shifts in how your agreements are governed. ▪️This update is not a replacement for real-life guidance. Consult a legal professional before making any changes. What do you think about non-competes and the FTC's actions? #BusinessNews #Employment #Innovation #Entrepreneurship

You may know how much money you have in the bank or the size of your portfolio, but do you know your Return on Life? Our ROL Index Test identifies areas where you can use your money to improve your life and make progress. Visit https://lnkd.in/etBcQQ-8 to take the test today! #InvestmentBasics #FishAndAssociates #financialplanning #futureplanning