Freedom Holding Corp.

Freedom Holding Corp. (FRHC) has achieved a special milestone – 5 years since our IPO on the NASDAQ Capital Market! Since our debut on October 15, 2019, with an opening price of $14.42, we’ve soared to remarkable new heights. Fast forward to October 9, 2024, and our stock hit $99.77, driving our market cap to $6 billion🚀📈 In just five years, we’ve expanded our horizons, now proudly serving over 530,000 customers worldwide across the US, Europe, and Central Asia, giving investors access to 1M+ financial instruments. In Kazakhstan, where we are headquartered, we’ve built a complete digital financial ecosystem, providing convenient solutions in banking, insurance, investments, and telecommunications🌐 "Being a public company listed on Nasdaq is both a significant challenge and a great honour. It demands complete transparency, rigorous information management, and a next level of corporate governance from our entire team. To meet best global practices, we collaborate with top professionals in the field. It is a challenge, but it pays off and it is worth it," - says Timur Turlov, CEO of Freedom Holding Corp.📊 With our momentum continuing into 2025, we reported a 43% revenue surge in just the first quarter! Thank you to our clients, partners, and investors for being a part of this journey! We look forward to more growth and success✨ Read more on our website ⬇️ #FreedomHolding #Freedom24 #5YearsOnNasdaq #GlobalFinance #FinancialFreedom #InvestSmart #IPOAnniversary #CapitalMarkets

At our holding (FRHC), by bringing together talented individuals, we not only built a data warehouse but also established a center of excellence in Data Warehouse technologies, which has become a significant advantage for our companies. As a result, we partnered with SDU to launch an advanced course focused on Data Science and Data Engineering. The university leadership helped select the best students (and let me tell you, SDU is one of the top universities in the country) who are eager to gain practical knowledge. We’re committed to providing them with the expertise they need. I’m incredibly proud to kick off this important project, and I truly hope we can welcome these talented students to our team after they graduate. Thanks Timur Turlov for supporting! 🙏🏻

Недавно Freedom Bank запустил программу лояльности с беспрецедентно высокими кэшбэками – до 30% с транзакций и выше. Особенностью программы стало то, что накопленные суммы конвертируются в инвестиционную валюту Freedom. Ее курс привязан к стоимости акций Freedom Holding Corp. на бирже. Как, «не ломая привычки пользователя», формировать накопительно-инвестиционную модель поведения вместо «жизни взаймы». Почему банкам важно повышать финансовую грамотность населения, особенно молодежи. Что было самым сложным для продуктовых команд при запуске программы. И о ближайших планах развития супераппа Freedom – читайте в нашем интервью с членом совета директоров Freedom Bank Айдосом Жумагуловым. Айдос Жумагулов Freedom Holding Corp.

Last week the number of clients of our European brokerage exceeded 300 thousand! This is a noteworthy achievement for the company as it continues to validate the technological advancements we have made as well as the growing client confidence in our product offerings. In the grand scheme of things we are still a relatively small company in comparison to other European brokers, but we believe that our approach is the right one and that we are on a rapidly developing path to leadership. Growing in Europe is difficult: there is no low base effect in this market, there is strong competition, and there are the challenges of relatively conservative approaches and views. Even under these conditions we were able to deliver two important things to our clients: the convenience and reliability of the Freedom24 platform. It is available in both a web version and a mobile application, and it provides users with direct access to American, European and Asian stock exchanges. On the Freedom24 app, investors can trade more than a million financial instruments, including shares, options, exchange-traded funds, providing them greater access to the potential profits of trading. Our progress in Europe shows that as the Kazakhstani company, we can freely compete in any financial market by offering unique products and solutions. Our brokerage business in this market is just the beginning and it is our belief that in the not-too-distant future, we will be able to also offer retail banking, insurance services, and a variety of other products and services that we are ready to export. I’m happy to boast that we have a thing or two to show and teach our colleagues in other countries and we will do it with the help of our excellent European team of 400 people in representative offices such as Germany, France, Italy, Spain, the Netherlands, Belgium, Austria, Greece, Poland, Bulgaria and Cyprus. In the near term we also expect to add offices in Denmark and Lithuania to this growing list. In mid-October, we will organize a press tour for European journalists where we will openly talk about the business, answer questions and, maybe, even "open their eyes" to why Kazakhstani companies are so successful in building their digital ecosystems. We expect 25 media outlets from 16 countries, through which we want not only to convey information to our clients, but also to thank them for their trust and support.

Launch of the Freedom ecosystem loyalty program

Freedom Holding Corp. has invested over $100 million in startups, among which are companies that are not necessarily associated or related to our business, but have great social significance, making the lives of the Kazakhstanis better and safer. Freedom not only invests capital into these projects, but also brings its expertise, technological solutions, and help in digitizing processes as much as possible. One such case is Med365.kz (Med365 LLP | Chingiz Kulakhmetov ). This is a completely Kazakhstani solution aimed at automating medical checks for personnel engaged in work associated with increased danger, machines, or vehicle fleet driving as an example. The process is done using a specialized multi-device system that collects and delivers user data which in turn is processed by artificial intelligence and signals doctors about a person's health issues. The automated medical exam is completed in one minute, improving worker safety, reducing workplace injuries, and saving time and money for employers. Getting the most out of our health care system depends a great deal on the quality of health monitoring and diagnosis and so products and solutions such as the ones offered by Med365.kz are of benefit to everyone in the country. We are eager to share this kind of experience and other innovative solutions from our business and IT products, so when an opportunity arose to sign a memorandum on cooperation with the Ministry of Health, we immediately agreed. Our team can and wants to help to implement digital technologies to improve health care access, quality, and the transparency of medical services, including in some of our most remote villages. As a further example, we plan to jointly develop a digital system for the safe storage and transportation of vaccines and other medicines where things like temperature control are important. These kinds of solutions will allow for real time monitoring, minimizing the risk of quality-loss at all stages, from production to a patient. Investing, innovating, partnering, and bettering the communities we live and operate in…it’s all part of the Freedom Holding Corp. way.

As President & CEO of Freedom Capital Markets and Chairman of ITS (International Trading System), I had the privilege of attending the inaugural Kazakhstan Economic Freedom Conference in Astana on September 17-18, 2024. This high-level event, themed "The International Financial System in a New World," brought together global financial leaders and policymakers to discuss key shifts in global finance and Kazakhstan's emerging role in the international economic landscape. During a thought-provoking panel, I joined distinguished leaders, including Renat Bekturov, CFA (Governor of AIFC (Astana International Financial Centre), Sergey Lukyanov (Freedom Finance), Marius Dan (Franklin Templeton), Ayuna Nechaeva (LSEG (London Stock Exchange Group) and Dr. Zhao Yang (CICC). Together, we explored the vital roles institutional and retail investors play in shaping Kazakhstan's stock market and delved into significant developments such as the 2023 IPO of Hidroelectrica in Romania. Special thanks to Freedom Holding Corp. and Renat Bekturov, CFA, for organizing the event. #KazakhstanEconomicFreedom #GlobalFinance #EmergingMarkets #CapitalMarkets #Kazakhstan #FinancialLeadership #MonetaryPolicy #StockMarket #FreedomCapitalMarkets #InternationalFinance #EconomicFreedom

On September 3rd, at the Asia-Pacific Ministerial Conference on Digital Inclusion and Transformation, I presented Freedom Holding Corp.’s line-up of digital products and the ESG projects that we have been actively engaged in. While digital transformation in each Asia-Pacific country has unique driving forces and the digital landscape in each region is very different, our mission is to build an inclusive digital society that takes into account the needs of these kinds of highly diverse environments. Our ultimate goal is the creation of a society where everyone, regardless of their place of residence, gender, age or any other characteristic, feels like a full member and has access to the benefits of that society, including digital ones. At Freedom, we have witnessed first-hand how digital transformation has become a tool for improving the quality of people's lives, and we do this by making our regional operations more inclusive. These processes occur directly through our product offerings and through our intense focus on social responsibility and our promotion of the ESG agenda. We really want to make Kazakhstan a better place and we know that no one will do it for us and, at the end of the day, no one can do it better than us. The President of Kazakhstan, Kassym-Jomart Tokayev, spoke about this yesterday in his Address to the Nation, and I completely agree: we can, and need, to be part of making the whole region better. Thanks to the open minded posture and the progressive nature of the Kazakh government in recent years, Freedom Holding Corp. has developed a world-class comprehensive ecosystem based on unique digital solutions. Our universe includes three dozen companies operating in a variety of areas from securities trading and banking to online services for selling airline tickets and home delivery of groceries. Through our bank, we are the first organization to launch digital mortgage and car loan programs, and through our insurance companies we are the first to introduce the online registration of vehicular accidents, streamlining the insurance claims and benefits process significantly. These, in conjunction with many other products and services, are available digitally through the Freedom Holding Corp. universe. Our whole story has come together as a result of our customer engagement. Their feedback drives us to constantly and rapidly improve their “Freedom” experience through the digitalization and optimization of our internal processes and the delivery of products that they want and need. Concurrently, we continue to be active in progressing our ESG efforts which impacts our society at large. Over the past year alone we have implemented 70 projects by deploying over KZT 32 billion in areas such education, youth sports, and ecological infrastructure development. Continue reading in comments...

Freedom Holding Corp. celebrates 5 years of publicity. Currently, FRHC includes 34 companies operating in 22 countries around the world. Read more: https://lnkd.in/eViAXDyK