Freedom Path Wealth

Your external opportunities come when the world catches up to the internal work you have done. If you’re feeling undervalued, stay patient. Your time is coming.

The best financial advice I’ve ever received? You can never go broke from giving. Think about it... Nobody has ever given so much that they ended up homeless and with nothing to show for it. Here’s what I mean by that: You’ve got important people in your life - family, friends, colleagues. While everyone’s out there hustling, here’s the real question: Can you out-care everyone else? Scott MacGregor, said this on a coaching call last month, and it hit home. Hard work is great, but what if you shifted your focus to giving? Whether that’s time, support, or resources... But most importantly giving without expecting anything in return? The crazy thing? When you give freely, without an agenda, things naturally come back to you in ways you’d never expect. So take a look around. How can you give more to the people who matter? Not just money, but your time, your energy, your attention. You’ll be amazed at what happens when you out-care the competition. 💪

If you're in this business for the money, you're in the wrong business. Can you make amazing money as a financial advisor? You absolutely can, there's no denying that. But I've seen people get into this industry time and time again for the "unlimited earning potential." And guess what? They're the same people who barely ever last. IMPACT > INCOME You know why my clients pay me? Because of the value I bring to them. The day I stop bringing value is the day they should never pay me a dime again. It lights me on fire to see what I can bring in a 15 minute conversation to make their fee back. Just last week, I helped a client make a car-buying decision that saved him anywhere from $3,500-$10,000. We did it all in a 15 minute call. Pretty good ROI for him dontcha think? But here's the thing... It's ALWAYS about "what have you done for me lately?" So I'll need to continue to bring him value to keep him as a client. And if I do so, he'll keep paying me as his advisor. Duplicate that over my entire group of clientele. In turn, I make more money every year. At the core of it all: GIVING MORE VALUE THAN I CHARGE.

I’m so blessed to be a part of my clients’ lives. Just in the last week: Client 1: Client gets laid off. Starts a business. Gets a new job offer. Takes the job. Continuing the side hustle. More planning opportunities as he is now a business owner plus he has a steady income. Client 2: Has felt unappreciated in terms of what he is paid for his responsibility at work. New job offer comes in with a salary equal to his old OTE. PLUS upside that can likely double his income through sales. Client 3: Just a killer sales rep who’s unlocked a new role paying him 35% more than his last role. Client 4: Sold their rental property for a big gain & needs to reallocate/reinvest funds to align with their goals. Anyway… It just doesn’t get much better than seeing your clients win. I’m grateful to be apart of such important decisions in their lives. Now the fun part on how we manage this new money. 💪

You’re treating NFL Sunday like an investment strategy. It’s just about the worst financial decision you can make. I get it - throwing down a bet makes the game more exciting. But let’s be real, sports betting is a gamble, not a strategy for building wealth. You wouldn’t take your entire paycheck and drop it into a single stock you know nothing about, right? Yet, every Sunday, people treat their NFL bets like some secret formula for getting rich. Here’s the reality: Building wealth isn’t about quick wins. It’s about: → Consistent investing over time. → Diversifying your portfolio. → Understanding risk and reward. → Tax planning and long-term strategy. Putting your money to work in assets that grow and compound—that’s the real win. So enjoy the game. Bet responsibly if that’s your thing. But don’t confuse it with a plan for your financial future. Because your retirement should depend on more than a Hail Mary pass. 💪

Will you choose food or medicine? Right now, your retirement plan will force you to. Imagine this for a moment... You’ve worked hard your entire life, saving for that day when you could finally retire and enjoy the fruits of your labor. The dream of traveling, spending time with family, and finally relaxing after years of hustle seems just within reach. But then, something unexpected happens. As the years pass, the money you thought would last starts to dwindle. Medical bills pile up, prices go up, and your savings don’t stretch as far as you’d hoped. The reality of living on a fixed income begins to set in, and with it comes an impossible choice. Do you buy food this week or pay for the medicine that keeps you healthy? It’s a heartbreaking decision, but it’s a very real scenario for some. Imagine being in a position where you’re forced to choose between putting food on the table or getting the medicine you need to live. → No one plans for this kind of retirement. → We all hope that our savings will be enough. → That we’ll be able to live comfortably without ever facing such a choice. But the truth is, the unexpected can quickly become a harsh reality without proper planning. Running out of money in retirement isn’t something anyone wants to consider. But it’s a risk we must consider. It’s not just about having enough to get by; it’s about having enough to live well, to cover all the “what ifs” that life throws our way. Retirement planning is about building a future where you’re never forced to choose between your health and your basic needs. You want to ensure you have the resources to enjoy your retirement years without fear, stress, or impossible decisions. So, ask yourself: Will you be prepared?

I feel like I just advanced my career 2 decades. When you get in rooms like I was in the past 2 days, you can't help but rise to the level of the people around you. I was in Hoboken, NJ, for Currence's Amplify conference. A few of the amazing keynotes I sat in on: David Mozeika Rene F. Rodriguez Garrett Gunderson Tom Wall Vince D'Addona The names speak for themselves. My top 5 lessons learned: → To have true influence, you must become the trusted source to fill in the gaps in reality that exist in the narratives you live within. → If you want to transform something in your life, you put it on the calendar and tell all your people. → Many people tip the government because they have historians as financial professionals, not strategists. → Many people want money without the path to grow themselves to be prepared to handle that money. And my favorite... → There is financial gravity from death, disability, lawsuit, taxation, inflation, market fluctuation, and interest rate changes, which stops the velocity of money… So if you had hedged against all of these, wouldn’t that mean you had actually increased the velocity of money? This was one of the best conferences I've attended as a financial advisor. But my favorite part was grabbing dinner with Dave and Rene last night. It was almost 2 hours of business genius being passed around. To both of you guys, I'm so appreciative for your time and now friendship. Time to take action. 👊

A big income does not equal wealth. I know that sounds crazy, but let me explain. You can bring in a $500k paycheck, but if your money’s going right back out the door—on expenses, taxes, and debt—you’re not building wealth. You’re just living big for the moment. True wealth isn’t about how much you earn It’s about how much you keep. Better yet, it’s about how you grow it. → Are you saving and investing strategically? → Are your assets tax-efficient and working for you long-term? → Do you have a plan that goes beyond just making more? Wealth is built by what you do with your money, not just by how much you make. It’s the person who understands cash flow, taxes, investments, and risk management that probably ends up wealthy. Not just the person with the highest salary. Take a look at your income, but more importantly, take a look at your PLAN. Are you just making money, or are you building wealth for your future? Because income alone won’t get you there. 💪

Who you marry can be the best or worst financial decision you make. A team can do more than an individual. But a house divided can do as much harm as anything. I’ve been with Mattia for over 10 years. We aren’t perfect, but we’ve found a groove: → Personally → Financially → Professionally Here’s how we thrive together: 1. We’re on the same page for our future vision. From day one, we’ve made it a priority to talk about money—our goals, our spending habits, and how we’re investing in our future. We don’t always agree, but we’ve built a foundation of trust and transparency. 2. We have a game plan. Whether it’s spending on travel, investing in real estate, or making other investments, we know where our money is going. No guesswork. No last-minute surprises. 3. We play to our strengths. I handle the long-term financial strategy, and she keeps us on track day-to-day. It’s like having two quarterbacks on the same team—you just need to know when to hand off the ball. 4. We support each other’s dreams. Whether it’s starting a business or pursuing a passion, we’ve got each other’s back. We make decisions that align with our shared vision and values. Remember: Your relationship can either help you thrive financially or hold you back. So, are you and your partner working together on your financial goals? Or are you pushing and pulling in different directions? Because when you’re aligned, there’s nothing you can’t accomplish. If I’ve learned anything from Mattia, it’s that 2 is better than 1. 💪

5 years ago I missed what would be the only game of my football career. We would lose that game and it would end up being the last game I could have suited up for. Shoulder surgery and the pandemic in 2020 shutout the door on my football dreams. I look back to my pregame speech to my defense and am reminded of a crucial lesson for life: No matter what your situation is… There are people who would kill to be in the same position you are right now. It doesn’t matter what odds are against you. It doesn’t matter why you can’t do something. All that matters is what you make of the moment. And guess what? Life still won’t be fair. But all you can do is roll with the punches and be your best moving forward. As I look back on what felt like a horrible event in my life (career-ending shoulder surgery)… It’s funny how it’s led to amazing things in my life. Like becoming a financial planner, working with and impacting amazing people. Just remember my friend: Whatever your circumstances are, you can focus on the darkness or you can look for the light. PS - Today I’m going to homecoming at my alma mater King’s College. Can’t wait to see some of the familiar faces in this huddle with me here!