GreenEdge Associates LLP

Jitesh Verma is #hiring. Know anyone who might be interested?

Noise cancellation. As 90’s kids in India, we had our Walkmans for listening to music and feature of noise cancellation was not available back then. Nowadays, feature of noise cancellation is a fantastic one which is used for reducing unwanted background noise. However as per me, this feature should be extensively used for Personal, Professional and Investing purposes as well and not just while listening to music. 💡 Idea is simple- there are a lot of voices around oneself, specially negative, which pull you down. Stay focused on your goals - whatever it is - personal or professional. Similarly in Investing, stay away from short term noises and stay invested for long. 🇮🇳 India is a SOLID long term story. Seek help of a professional and prepare a roadmap for achieving your financial goals. Use Noise cancellation to stay away from all such persons/news/information who create negativity and try to pull you down. Stay Hopeful ! Be nice to others !! Happy Investing. #wealthmanagement #sip #personalfinance #investing GreenEdge Associates LLP Jitesh Verma

Why did I not create such Wealth? In my personal opinion, if one is missing investing in Equities now, this question is bound to cross one's mind in 5 years from now. Increase your allocation towards Equities - of course under "right guidance" And change the above mentioned question to following statement - “Thank God I started investing in Equities in mid 2024 !!” GreenEdge Associates LLP Jitesh Verma #wealthtech #sip #personalfinance #wealthmanagement

Should you continue your SIPs? Absolutely Yes !! The money deployed through SIPs during times when markets are down - will give very good returns in future. And this is not just talk - multiple data sets are available in public domain, which have proven this phenomenon in the past. As they say - Insaan ho ya Market, dono nain jana upar hi hai 😊 Talk to an expert in order to build a resilient and strong performing portfolio !! GreenEdge Associates LLP Jitesh Verma

As per some data sets released today for FY’24 - > Fiscal deficit at 5.63% vs estimate of 5.8% - FANTASTIC news as expenditure by government was lower than planned and better revenue generated than expected ! > GDP growth is at 8.2% - again FANTASTIC news as India remains fastest growing economy of the world !! We are very lucky to be witnessing this during our life time - some solid storytelling for our future generations. GreenEdge Associates LLP Jitesh Verma

Total market capitalisation of all stocks listed on BSE surpassed $5 Trillion briefly yesterday. Only four countries are ahead of India in this feat - US, China, Japan and Hong Kong. And I am sure in next 5-10 years India has the potential to be in top 3. How can you make the best out of it - Just keep focus on SIPs. And as I always say about SIPs - Start it Top it Review it Forget it. Happy Investing !! GreenEdge Associates LLP Jitesh Verma

Who is your personal CFO? I broadly do not agree with the concept that only corporations/family offices should have CFOs. In current times, individuals also need a CFO. ⭐️ Why? So that there is one individual (Personal CFO) who can talk about, strategise and has experience on following important money matters - 1️⃣ Investments 2️⃣ Tax planning 3️⃣ Financial goals 4️⃣ Insurance needs 5️⃣ Asset allocation 6️⃣ Risk Mitigation 7️⃣ Legacy Planning 8️⃣ Designing personal cash flow 9️⃣ Structuring personal Balance sheet 📝 Thus, he should be able to fulfill the need of complete financial guidance tailored to individual circumstances, goals and complexities. And yes, you read it right - Even individuals should have Cash flow and Balance sheet AND both these documents should be updated every year. Stay Invested Stay Calm Be Hopeful 🗣️ Discuss with me if you have been on the hunt for a Personal CFO CA Rohit Arora GreenEdge Associates LLP Jitesh Verma #wealthmanagement #personalfinance #investing #sip

No gyaan, sirf kaam ki baat - May series. Remember during first week of Jan, we took a vow to move one big financial rock every month? Accordingly, here's the plan for May '24 - Before investing - understand and compare returns from other asset classes before putting your money. 1️⃣ So, take an INFORMED call 2️⃣ COMPARE risks and returns of other avenues before investing 3️⃣ Be aware of the OPPORTUNITY cost if you are choosing one investment over another. 📌 As the NSE ad goes - Soch kar, Samajh kar, Invest kar !! So to summarise, the monthly actions planned so far in 2024 as are follows - Jan - Start your SIPs and in case already running, top them up. Feb - For tax saving, invest in either NPS or ELSS schemes (Start SIP in these schemes if you decide to go with Old tax regime). March - Please provide/update your nominee details across all investments which you hold. April - Buy insurance but only right type and of right amount. May - Take informed call before investing. Watch this space for financial rock to be moved in June'24. Stay Invested Stay Calm Be Hopeful 🗣️ Discuss with your personal CFO about the achievement of your financial goals CA Rohit Arora #wealthmanagement #sip #personalfinance #investing GreenEdge Associates LLP Jitesh Verma

My First Mutual Fund investment was in July 2006. It was a large cap fund - growth plan. NAV of the scheme back then was 88.154 Today, NAV of that same scheme is 1020 🫡 That's WHOPPING 11.6 times growth in 18 years. I however was bit impatient and took out money within 9 months of starting SIP. At that point of time I was too naive to understand that - 1. Equity Investing is a long term wealth creation tool. 2. Even a small contribution every month can accumulate to a large corpus. 3. Top up should be set up while starting SIP as it ensures investment discipline. 4. Compounding was termed as 8th wonder of the world by Albert Einstein. 5. Most important is to get the portfolio reviewed periodically, with an expert. Now, some numbers wrt above mentioned scheme -  1. One Lumpsum investment of 10 lacs would have grown to INR 1.2 Crore in 18 years. 2. Continued SIP of 10k per month (without Top up) would have grown to INR 91.78 lacs (invested amount - INR 21.6 lacs considered for full 18 years) 3. ⭐️ Above SIP with yearly increment of 2,000 would have grown to INR 2.04 Crore (invested amount - INR 58.32 lacs considered for full 18 years). 📝 Please read point no. 3 once again. Since middle class people like us cannot invest large sums at one go, therefore SIPs are best suited for us. This was my first Investment story. It would be great to hear your first investment story as well. Stay Invested Stay Calm Be Hopeful DM me to check the scheme name ! 🗣️ Discuss with your personal CFO about the achievement of your Financial goals CA Rohit Arora #wealthmanagement #wealthtech #personalcfo #personalfinance #investing GreenEdge Associates LLP Jitesh Verma

Are you invested in Equity markets in any form? Whether it is NPS, Mutual Funds or Direct stocks... 📝 Please note that it is the nature of markets to be volatile (they experience ups and downs both). Ultimately the markets will go up, however some downs are inbuilt in their nature itself. ‼️ So, do not get too excited during Bull markets (bull phase means upwards trend) and do not turn blind to the risks. Similarly, do not miss on opportunities during the Bear phase (bear phase means downwards phase or correction phase) and only see risks. 💭 Think about this - the downside in your investments during the bear/correction phase is only notional, as you are not taking out the money. This is what Shri Ram said to Lakshman once - "No one can change the direction of the wind, but one can adjust the sails to reach the destination." 🗣️ Discuss with me about simplifying the achievement of your Financial goals >> CA Rohit Arora #wealthmanagement #personalfinance #investing #financialplanning #sip GreenEdge Associates LLP Jitesh Verma