Hammond Iles Wealth Advisors

Are you a financial zombie? 🧟♂️   Financial zombies are stuck... reacting instead of planning. Month after month, they drift through their financial obligations—no strategy, no future vision. But you don’t have to be a financial zombie! You can work with a Financial Coach to help you take control. Create a personalized plan to guide you toward financial clarity and confidence. Wake up from your financial daze, build a future that excites you and bring your financial plan to life!   #Moneybasics #Retirementplanning #financialplanning #financialfreedom #financialliteracy #financialeducation #investing #FinancialFriday #financialplan #financialzombie #zombieshorts #zombies #hammondiles

Avoid this costly investing mistake that could cause you to lose up to 15% of your investment returns!   According to a recent Morningstar study, investors earned 6.9% annually, while their exchange-traded funds returned 8.0%. This 1.1% difference may not sound like much, but it adds up over time. Working with an advisor or creating a process to systematically rebalance your portfolio can help guard against the temptation to jump in and out of the markets at the wrong times and can capture more of your portfolio's potential returns while reducing your stress. Schedule a free conversation with a #HammondIles financial coach today!

Should the Presidential Election impact your investments?   Will Kamala Harris or Donald Trump be better for your portfolio? The long-term performance of the financial markets does not focus on who is in the White House. Instead, Greg Hammond, CFP®, CPA suggests stay invested, focusing on maintaining a diversified portfolio, and periodically rebalancing to maintain the level of risk in your portfolio. Learn how you can stay on a better path to the financial future you desire by scheduling a free conversation with a #HammondIles financial coach!   #Moneybasics #Retirementplanning #financialplanning #financialfreedom #financialliteracy #financialeducation #investing #FinancialFriday #investments #diversifiedportfolio #diversification #investingbasics #hammondiles #politicsandportfolios #2024presidentialelection #harris #kamalaharris #kamalavstrump #donaldtrump #trump

4 ways to increase your credit score! ⬆️💳 Maintaining a high credit score can lead to financial savings in many ways. To potentially improve your credit score Greg Hammond, CFP®, CPA suggests: 💳 Paying attention to your payment history 💳 Being aware of your credit utilization 💳 Maintaining old credit cards to preserve links to your credit longevity 💳 Limiting your credit inquiries Paying attention to these four areas can help increase your credit score!   #Moneybasics #financialplanning #financialfreedom #financialliteracy #financialeducation #FinancialFriday #creditscore #improvecreditscore #improvecredit #hammondiles

Is your credit score costing or saving you money?   Paying attention to your credit score could save you money. Greg Hammond, CFP®, CPA shares some of the hidden ways your credit score could impact your finances. If you don't have access to your credit score through one of your credit card companies, consider contacting one of the three major credit bureaus to obtain a free credit report. The three credit bureaus are: Experian, Equifax, and Transunion.   Learn more about reaching your financial goals by scheduling a free 15-minute conversation with a #HammondIles Financial Coach today!

What should you do with your extra cash?💵 No matter the amount, here are five things that Greg Hammond, CFP®, CPA recommends to help you reach your financial goals! Still have questions? Schedule a free conversation with a #HammondIles financial coach today!

Ahoy mateys! It’s International Talk Like-A-Pirate Day. Arrgh, if ye be wantin’ to stay on course for ye finances, follow tis words of wisdom fer fair winds to the future ye desire.   Be sure to save yer doubloons to avoid a shiver me timbers in retirement. Diversify, don’t be putin’ all yer booty in just one treasure chest. Beware the siren call of scallywags with high-risk investments, lest yer fortune could be lost in stormy seas.   Ye be wantin’ a better map to chart ye course to grow yer treasure for retirement? Contact a matey at Hammond Iles. #TalkLikeAPirateDay #FinanceMatey #TreasureYourWealth #Hammondiles

Are you an investor or a trader?   Traders look for short term opportunities with more trades and more risk to make them money, while investors look to the long term with widely diversified portfolio with less risk. Which do you want to be?   Schedule a free conversation with a #HammondIles financial coach to decide which strategy is best for you to reach your financial goals.

The economy is showing signs of slowing down, should you adjust your investment strategy? It depends! If you are investing in hot stocks, like the Magnificent 7, it may be time to take some profit off the table and diversify your portfolio. If you are investing in a diversified portfolio, stick with it while continuing to periodically rebalance your investments. Looking for more guidance on reaching your goals? Schedule a free conversation with a #Hammondiles financial coach today!

Do you know where your assets are going when you pass away? August is National Make a Will Month, take this long weekend to make sure your Will, Power of Attorney, Health Care Power of Attorney, Living Will and beneficiaries are up to date. Need help completing these documents and securing your estate? Schedule a free conversation with a #HammondIles financial coach today!