Heller Wealth Management

Companies that have no performed independent benchmarking on their retirement plans are leaving themselves exposed to excessive costs and possible compliance risks. Read More Here: https://lnkd.in/eG5QeJUd #401kplanning #corporateplanning #hellerwealthmanagement #longisland #melville #ny

Hidden fees can spook even the strongest 401(k) plans, draining resources from both you and your employees. The good news? We’re here to help lift the fog! At Heller Wealth Management, we specialize in optimizing 401(k) plans to protect your employees' futures while keeping your company's finances strong. 🎃 Let’s talk about how we can make your 401(k) plan work better for you! 📅 Schedule a time with us: https://lnkd.in/gQSvysH8 #401k #hellerwealthmanagement #melville #ny #longisland #financialplanning #halloween

High fees can impact your company's financial health more than you think. The good news is that we specialize in optimizing 401(k) plans to secure your employees' futures without impacting your bottom line. Reach out today and let us help you find the right 401(k) for your company. Schedule a time with us: https://lnkd.in/gQSvysH8 #401k #hellerwealthmanagement #melville #ny #longisland

🏡 Think mortgage rates are high? Many people think that mortgage rates in the 6% range are high, but historically, we’ve seen rates in the double digits. So, what should homeowners do now? If you locked in a higher rate a few years ago, refinancing to lower that interest rate could be a smart move. And with rates possibly dropping, the housing market could see even more activity. For more insights on how mortgage rates influence your financial plan, stream this conversation of Life Unlimited with Larry Heller, CFP®, CDFA®: https://bit.ly/3zUn2mO #MortgageRates #Refinancing #FinancialPlanning #HousingMarket #LifeUnlimited #WealthManagement #InterestRates #HellerWealthManagement

Birthdays after the age of 50 are more than just numbers—they're opportunities to make smart financial decisions. Watch our video to see how each milestone can bring you closer to a stable and enjoyable retirement! #Retirement #Savings #Retiree

🔐 National Online Bank Day & The Importance of Cybersecurity for Your Clients 🔐 As more clients move their banking online, the convenience brings new challenges—especially when it comes to cybersecurity. On this National Online Bank Day, it’s essential to guide your clients on protecting their financial information. At Heller Wealth Management, we stress the importance of: - Educating clients on secure online banking practices - Promoting multi-layered security measures, like two-factor authentication - Encouraging regular account monitoring to detect any unusual activity early By working together, we can ensure that clients' financial assets are safeguarded in the digital age. Read more about cybersecurity here: https://lnkd.in/d8Phrd8i #NationalOnlineBankDay #Cybersecurity #FinancialSecurity #HellerWealthManagement

It is National Savings Day! 💰 As financial professionals and trusted advisors, we understand the critical importance of wealth preservation, especially for high-net-worth individuals. Beyond just accumulating wealth, strategic savings ensures long-term financial security, freedom, and the ability to seize future opportunities. On this day, let's encourage our clients to evaluate their savings strategies, ensuring they're aligned with their financial goals. From tax-efficient planning to investment diversification, a proactive approach can make all the difference. How are you helping your clients maximize their savings potential? #NationalSavingsDay #WealthManagement #FinancialPlanning #HNWI #WealthPreservation #FutureFocused

This Yom Kippur, we send our warmest wishes to everyone observing this Day of Atonement. May it be a solemn day of peace, reflection, and renewal. G’mar Chatima Tova! #YomKippur

📉 Has your financial strategy faced a rising interest rate environment? Between 1950 and 1980, interest rates rose and peaked before falling steadily from 1980 to 2020. Many investors during that time never had to adjust their investment or retirement strategies — they simply benefited from declining rates. What does that mean for investments? When rates fall, bond values rise, but as bonds mature, they need to be reinvested at lower rates, which reduces future yields. The pandemic only further disrupted these dynamics. Understanding the effects of fluctuating interest rates on your financial strategy is crucial. Hear more about how to adjust your strategy for this new reality by checking out this release of Life Unlimited with Larry Heller, CFP®, CDFA®: https://bit.ly/3zUn2mO #InterestRates #InvestmentStrategy #FinancialPlanning #LifeUnlimited #WealthManagement #RetirementPlanning #BondInvesting #HellerWealthManagement

📉 Is your financial strategy ready for a world of rising interest rates? For decades, many have grown accustomed to falling rates and easy borrowing. But the landscape is shifting. Whether managing a mortgage, planning for retirement, or exploring new investments, today’s interest rate environment requires a fresh approach to financial planning. It's time to stop relying on old assumptions and start preparing for the new normal. Stream this episode of Life Unlimited with Larry Heller, CFP®, CDFA®, where he breaks down how these changes could impact your financial future: https://bit.ly/3zUn2mO #LifeUnlimited #WealthManagement #InterestRates #FinancialPlanning #RetirementPlanning #MortgageRates #Investing #EconomicTrends #FinanceTips #HellerWealthManagement