Highland HomeLoans

Do you love where you live? If not, Highland HomeLoans can help! Whether you are dreaming of owning your own home, or your current home just isn't suiting your needs-- Let us help you fall in love with your home. Connect with us today!

While some factors are out of your control, did you know that there are things you can do that may help you qualify for a lower interest rate? Consider these points before your next purchase or refinance. -Credit Score: Higher scores often mean lower rates. -Loan-to-Value Ratio: Lower ratios may lead to better rates. -Debt-to-Income Ratio: Lower ratios can result in better rates. -Loan Type: Fixed-rate vs. adjustable-rate affects rates. -Loan Term: Shorter terms may have lower rates. -Market Conditions: Economic factors influence rates. -Discount Points: Paying points upfront can lower rates. Follow us for more mortgage tips!

💼 Working This Weekend 💼 Got plans this weekend? So do we! Our team is geared up and ready to assist you with all your homebuying needs, no matter the day. Whether you need an approval letter, have questions, or anything else, we're here and ready to help. Don’t hesitate to reach out – we’re just a call or message away. Your convenience is our priority, and we’re committed to providing you with exceptional service, even on weekends. Have a great weekend, and remember, we’re here to help! 💪✨ #WeekendWork #HereToHelp #CustomerSupport #AlwaysOn #DedicatedTeam

🎃👻 Happy Halloween, everyone! 👻🎃 Wishing you a spooktacular day filled with treats, tricks, and plenty of frightful fun! Whether you're dressing up in ghoulish costumes, carving pumpkins, or indulging in deliciously eerie treats, may your Halloween be hauntingly delightful. Let's embrace the magic of this eerie night, where ghosts roam and jack-o'-lanterns glow. Share your best costume photos, spooky decorations, and favorite Halloween traditions with us! Have a BOO-tiful time celebrating with friends and family. Stay safe and enjoy every moment of this hair-raising holiday! 🕷️🕸️ #HappyHalloween #TrickOrTreat #SpookySeason #HalloweenFun

Spooky season is finally here and wanna know what scares us the most? When people believe in outdated mortgage myths. Here are 3 "spooky" mortgage myths to ignore and the truth you have to see to believe: • Myth-You must make a 20% down payment Truth- Highland HomeLoans offers Government-backed mortgages options that require low or no down payment • Myth-You have to be debt free Truth-We offer loan products that fit a variety of situations • Myth-Every lender is the same Truth- We will use our local expertise to understand your homebuying goals and find the perfect product for you from our library of more than 400 mortgage options. Want to get started? DM us today!

🎨✨ Celebrating National Art Day! 🖌️✨ Today, we honor the beauty, creativity, and expression that art brings into our lives. Whether it's through painting, sculpting, photography, or dance, art has a unique way of touching our souls and sparking imagination. Let's take a moment to appreciate the artists who enrich our world with their talent and vision. Whether you create art yourself or simply enjoy admiring it, National Art Day is a reminder to embrace the colors, shapes, and stories that make life more vibrant. Let's share our favorite artworks, support local artists, and spread the joy of creativity far and wide. Happy National Art Day to all! 🎨💫 #NationalArtDay #ArtAppreciation #Creativity #Inspiration #SupportLocalArtists

Are you eager to stop lining your landlord's pockets and start lining your own? Many first-time homebuyers elect to utilize an FHA loan when purchasing their home-- here's why: -Low down payment options -Gifts are allowed for down payments -Qualification is less stringent than conventional loans, meaning lower credit scores and debt-to-income ratios -Flexibility in types of properties Call us today to learn about how attainable homeownership can be!

Ready to take the first step towards owning your dream home? Calculating how much mortgage you can afford is essential to finding a home that fits your budget and financial goals. Follow these 3 simple steps to determine your mortgage affordability and start your home-buying journey with confidence! Contact us today to see how much home you can afford! #MortgageAffordability #HomeBuyingTips #FinancialGoal

If you’ve explored mortgages before, you’ve probably heard about the 20% down payment rule. This number can be intimidating to many hopeful homebuyers, but thankfully the “20% rule” isn’t necessarily true. If you’re able, you’re certainly allowed to put the traditional 20% down, but by no means is that the only road to homeownership. At Highland HomeLoans, our home loan programs range from zero-percent down to however much you’re comfortable putting down.

Want to get in a new house during football season? Get prepared with our 3-point new homebuyer playbook! - Don’t fumble your financials – call me to help get prepared for purchasing a home. -Blitz your market research – Research the area you’re thinking of moving to - proximity to work, school ratings, new development in the area, and neighborhood amenities to name a few. -Huddle about your wish list - As you're searching homes online and researching neighborhoods, you'll want to develop a wish list. What is a need-to-have vs a nice-to-have. When you're ready to score in this housing market, give us a call! We'd love to help!