Hive Financial Systems brings together decades of industry experience with sophisticated automation and technology expertise. Our focus is in the sub-prime consumer lending vertical. Consumer lending continues to be in a state of disarray in a market that has yet to reconcile with the mistakes made leading up to the financial crisis. This psychological barrier in conjunction with the current regulatory environment has contributed mightily to incredibly tight consumer underwriting standards from traditional lenders (i.e. banks) despite the fact interest rates are very low and institutional capital has found its way back into the credit market. At its simplest, the demand for alterative credit options is there, but the supply is not. It is very apparent that this market shortfall has created an arbitrage opportunity for unparalleled risk adjusted returns when compared to similar opportunities. The only question is whether or not market entrants have the skill and depth of knowledge to underwrite consumers by incorporating massive amounts of public and private data that has been ignored in making credit decision and if these companies can secure enough capital to effectively scale.
External link for Hive Financial Systems
3340 Peachtree Rd NE
Suite 1275
Atlanta, Georgia 30326, US
🌟 Team Outing Alert! 🌟 We had a fantastic time at East Lakes for a pre-practice PGA Tour Championship event! 🏌️♂️🏌️♀️ Our team got together for an exciting day of golf and team bonding. Swipe through to see some great moments from our outing😄⛳️. #TeamBuilding #PGA #Golf #CompanyCulture #TeamFun #EastLakes
Hive Financial Systems reposted this
Human Resources Director @ Hive Financial Systems | MBA, HR
Brand new role with Hive Financial Systems!!
Human Resources Director @ Hive Financial Systems | MBA, HR
Looking for a QA Leader! DM me if you are interested! https://lnkd.in/eKrhZDQK
A few weeks ago, as part of our team activity, we partnered with Greater Church to support a meaningful cause. Together, our team packed over 300 lunches for children who are out of school this summer. These children, who rely on school lunches during the year, are from low-income households and may struggle to access regular meals during the summer months. On the same day we packed the lunches, we had the opportunity to personally deliver them to homes in a local trailer park. It was a rewarding experience for all of us to directly contribute to our community in such a meaningful way. We're grateful for the chance to make a positive impact. #CommunityService #TeamActivity #MakingADifference
Exciting Team Offsite at Historic Banning Mills! 🌲 🏞️Last week, the Hive team ventured out to the serene Historic Banning Mills for an unforgettable company offsite. It was a fantastic opportunity for team building and fun! A huge thank you to everyone who participated and made this offsite a success! Here’s to more adventures and continued growth at Hive. 🐝💼 #TeamBuilding #CompanyOffsite #HistoricBanningMills #Hivefs #WorkHardPlayHard #EmpowerAndElevate
We’re #hiring a new Financial Analyst in Atlanta, Georgia. Apply today or share this post with your network.