Hopler, Wilms, & Hanna

If you have a loved one who has a mental disability or is showing signs of dementia, you may be wondering what the next step is. You want to make sure they get the care and attention they need. One option is to become their legal guardian. This means assuming responsibility for their well-being and making decisions on their behalf. Learn how to become a legal guardian for your loved one. https://lnkd.in/gQbQyCrs #guardianship #nc #lawyer

📜 Did you know that if you pass away with debt, creditors can't touch the life insurance payout meant for your spouse or children?🛡️ But there's more to consider, especially when naming beneficiaries. 🤔 👧 Naming Minor Children as Beneficiaries 👦 If you name a child under 18 as beneficiary, the court gets involved. 🏛️ A court-appointed manager handles the money and must use your child's inheritance to buy an expensive insurance policy called a "surety bond"—to protect against theft. 🛡️ This managing process is costly with ongoing court oversight. 🕵️♂️ 🎂 Turning 18: Ready or Not 🎉 Once your child turns 18, they'll receive the money, whether they're financially responsible or not. 💸 Plus, the details about their inheritance become public records. 📰 The Trust Advantage 📈 To avoid these complications, consider naming a trust as your life insurance policy's beneficiary. A trust offers: 🔒 More Privacy: Keeps your financial matters confidential. 🚀 Efficiency: No need for court audits. 🎮 Control: You dictate how the money gets spent and when your child receives it. By planning ahead, you can ensure that your life insurance benefits truly benefit your loved ones. 💖 https://lnkd.in/g5Dnfimc #estateplanning #lifeinsurance #trusts #nc #attorney

If your parent, spouse, or other loved one cannot care for himself or herself anymore, he or she may need a guardian appointed. https://lnkd.in/ejVv3w5 #family #guardianship #NC

The Duke Caregiver Community Event is happening today! 🎉 Join us at The Sheraton Imperial for a day filled with support, educational sessions, and community connections. We’re thrilled to sponsor this event and can’t wait to see you there! 💙 Learn more: https://lnkd.in/gAFCNuiy #DukeCaregiverEvent #CommunitySupport #Caregivers #dukehealth #2024DukeCareGiverConference

The 5 Year Lookback is a Medicaid policy that can prevent you from getting coverage as a senior. If you are planning for retirement, don't forget to plan for if you need long term care. Learn more about how you can qualify for Medicaid and maximize your retirement funds and assets. https://lnkd.in/gF4R5QZ5 #MedicaidPlanning #EstatePlanning #Attorney #Durham

Make a Difference with Your Donations 🌈👖 Got extra gently-used clothes your kids have outgrown? 🧥👟 Drop them off at Hopler, Wilms, and Hanna PLLC, and help us support Note in the Pocket's mission to clothe children with dignity. Every piece counts in making a child feel comfortable and confident at school. Let's create a positive impact together! #ClothingDrive #DurhamGivesBack

Planning ahead isn’t just for retirees—young adults can benefit from smart estate planning too! Discover key tips to secure your future. 🔒👪 👉 https://lnkd.in/g7GPYnSJ #EstatePlanning #FinancialSecurity #FutureProof

Just 2 days until the Duke Caregiver Community Event! We’re proud to sponsor this incredible event on September 5 at The Sheraton Imperial. Join us for a day filled with support, educational sessions, and community connections. We can’t wait to see you there! 💙 Go Register! https://lnkd.in/gAFCNuiy #DukeCaregiverEvent #CommunitySupport #Caregivers #dukehealth #2024DukeCareGiverConference

Have you made a plan for your estate after you are gone? We have a free guide for that. Make sure that your loved ones know what to do. Give them the confidence of knowing your desires. https://lnkd.in/eUk4WfG #EstatePlanning #Raleigh #Durham #Sanford

Have you been named as an executor for a will? The position of executor is a large commitment which will take much time and effort to achieve an end to. Another person believes that you can distribute their estate fairly and care for any investments and costs responsibly while distributing inheritance to their heirs. Learn more about the duties of an executor. https://lnkd.in/e6X9SMT #Attorney #Probate #Raleigh #Durham #Sanford