I. M. Financial

Do you receive equity compensation from your work? Or do you have heavily appreciated single/concentrated stock positions from a former employer, business exit, or simply holding for the long-term? These kinds of rosy scenarios often come with a lot of thorns, particularly in the form of potential tax consequences and/or major risk overconcentration within the context of your portfolio. Did you know that over the past 36 years, 42% of the stocks in the Russell 3000® went down by at least 50% and never recovered?*

Years of inflation have caused many people to tighten their purse strings and buy less snacks. Now snack makers are taking notice and considering cutting costs to get people to buy again. https://lnkd.in/gmcct5GG

The adage "shirtsleeves to shirtsleeves in three generations" has proven to be more than just folklore. The statistics reveal a daunting challenge for those at the helm of family enterprises. But what drives this generational decline? In The Business Corner, CEO @Zak Smith elaborates. https://lnkd.in/gH6yhscj

The adage "shirtsleeves to shirtsleeves in three generations" has proven to be more than just folklore. The statistics reveal a daunting challenge for those at the helm of family enterprises. But what drives this generational decline? In The Business Corner, CEO @Zak Smith elaborates. https://lnkd.in/gH6yhscj

Learn how to operate yourself more like a business would. Coming up, we'll dissect strategic flaws we see in the mainstream markets, while reviewing tangible ideas you can start implementing tomorrow. Join us for our next virtual event to shift your focus to the critical pieces to your financial puzzle that many in the industry tend to leave out. https://lnkd.in/e3MFsQtz

The stock market may seem like a retirement savings vehicle, but its intent is to allocate capital to companies. Understanding "cost of capital" can help reframe what makes for a reasonable investment return expectation. President @Marc Smith explains. https://lnkd.in/g_KhbwSM

Learn how to operate yourself more like a business would. Coming up, we'll dissect strategic flaws we see in the mainstream markets, while reviewing tangible ideas you can start implementing tomorrow. Join us for our next virtual event to shift your focus to the critical pieces to your financial puzzle that many in the industry tend to leave out. https://lnkd.in/e3MFsQtz

Who Qualifies for the Child and Dependent Care Tax Credit? Let's outline who the Internal Revenue Service (IRS) defines as a qualifying person under this care credit: - A taxpayer's dependent who is under the age of 13 when the care is provided. - A taxpayer's spouse who is physically or mentally unable to care for themselves and lived with the taxpayer for more than half the year. In addition to spouses and dependents, the credit may also cover someone who is mentally or physically unable to care for themselves and lived with the taxpayer for six months; this is the case if that person was the taxpayer's dependent or if they would have been the taxpayer's dependent except for one of the following: - The qualifying person received a gross income of $4,700 or more. - The qualifying person filed a joint return. If filing jointly, the taxpayer or spouse could be claimed as a dependent on someone else's return. *This information is not intended to be a substitute for specific, individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax professional. Tip adapted from IRS.gov9

Remembering the lives lost on this day and its aftermath, as well as the tremendous courage of the first responders. Never forget.