idOS

We're thrilled to see Fact Finance featured in the OpenFi ecosystem map under the "Data & Oracle" category. A big thank you to idOS and Julian Leitloff for the mention! We're committed to providing reliable and secure economic data to the blockchain, ensuring transparency and trust for web3 projects. And we're excited to continue delivering solutions that support the growth of the decentralized finance ecosystem. Check out the full article! #FactFinance #OpenFi #Blockchain #Oracle #Data

With the rise of L2s, alt layer ones, and evolving infra layers, builders entering Web3 face an increasingly pressing challenge: Interoperability How does idOS leverage Kwil to decentralize digital identity while maintaining ecosystem interoperability? idOS used Kwil extensions to build smart contract adapters, ensuring interoperability and decentralization. What's in it for idOS users? A single identity solution that works across EVM and non-EVM chains like Ethereum, NEAR Protocol, The Arbitrum Foundation, & Aleph Zero. Previously, building cross-chain required separate products for each ecosystem. But with Kwil, idOS simultaneously serves multiple ecosystems with one product, allowing them to expand their user base and market. Check out the full case study here: https://lnkd.in/e5dgahFq

Publishing our OpenFi Ecosystem Map & Thesis OpenFi is the movement to build an open-source, interoperable and modular financial system. OpenFi products are built for ordinary people and already are better in an order of magnitude compared to their fintech equivalent. 1️⃣ More than 150 companies, some of which are founded by C-Level fintech veterans building in stealth for 2y and impressive rounds 2️⃣ OpenFi outcompetes fintech thanks to composability and rapid iteration cycles, allowing entrepreneurs to scale extremely fast at a fraction of the cost required before 3️⃣ OpenFi is highly competitive and efficient, bringing down the fees for users dramatically. It makes financial products abundant and convenient and enables financial inclusion Even though it is early for OpenFi consumer adoption, the tools are there and the time to get involved is now. 👉 Read the full thesis: https://bit.ly/idos-openfi I'd love to read your feedback. Let me know if you are working in the space and we missed your project.

Just 3 months ago, we hosted the first-ever OpenFi event at EthCC in Brussels, and the excitement and support were amazing! We’re thrilled to announce we’ll be bringing the energy back during Devcon in Bangkok this November. Stay tuned for all the details.

We spoke with Richard Muirhead, Co-founder of Fabric Ventures, to explore the future of decentralized identity, self-sovereignty, and their impact on OpenFi. (Plus, an inside look at Fabric’s current investment focus) Catch the full interview on YouTube - link in the comments below!

We sat down with Jasper De Maere from Outlier Ventures to break down the main challenges of OpenFi today. Curious to hear his take on that specific topic and more? Check out the full interview via the link in the comments.

We spoke with Piers Ridyard from RADIX DLT about how OpenFi bridges crypto with tradFi, driving open innovation to deliver better user experiences. Check out the full interview via the link in the comments.

You know TradFi, you know DeFi - now let's talk OpenFi. In this interview, Axel Cateland (founder and CEO at Kulipa) breaks down how OpenFi merges the best of both worlds, delivering a more inclusive and decentralized approach to finance.

Throwback to the first OpenFi Conference in Brussels, where Julian Grigo from Safe, Marcos Nunes, Axel Cateland from Kulipa and Pierre Carras from Circle discussed the future of OpenFi, sharing insights and even exciting predictions. 🔗 Watch the full video here: https://lnkd.in/dnhGEZYX

It was an honor to kick off OpenFi Asia last week in Singapore. A special thank you to Sharon Paul and the Headquarters (HQ.xyz) team for organizing such a fantastic event. The prospect of OpenFi is exactly why I joined web3 seven years ago, and frankly, it’s what keeps me here. Just like we saw with closed-source operating systems in the '90s, I believe we are now witnessing a major shift from a closed-source banking stack to open, interoperable financial modules. Think about it: Imagine buying a MacBook but only being able to use Apple’s applications. That’s the current state of banking—signing up with a bank means using only their products. But change is coming, and it’s clear as day to me. What’s even more interesting is that many fintech veterans see it, too. Former C-level execs and talent from Revolut, Brex, Solaris, Spendesk, and Google are building core OpenFi products — not to speculate on meme coins, but to drive real traction and build meaningful products. I'll be posting more about it in the next weeks. For now I have three requests for my network: 1. If you know of a standout OpenFi team—especially those operating in Africa, LATAM, or Southeast Asia—please tag them or introduce me. I’m mapping the industry. 2. If you're attending DevCon in Bangkok this November, let’s connect. We’re organizing an OpenFi event (our premiere at ethCC had over 1,000 attendees, with great sponsors like Safe, Monerium, and Celo Foundation, and speakers from Circle, Aleph Zero, and more). 3. If you're a Neobank building on self-custodial rails, please reach out. At idOS, we’re working to build the identity infrastructure to support you. The future of finance is open, and I’m excited to see where we take it from here.