Kuhl Insurance

It’s getting closer to winter and those temps are getting colder. You’ll really want to do one final sweep on those gutters before winter so that water/ice/snow can easily drain. Without proper drainage, ice dams could form which can not only damage roofs, but also hurt anyone that the dams happen to fall on. Either of these things could cost you, especially if you have to put in a claim.

We are wishing everyone a very Happy and Safe Halloween today! Have fun trick or treating!

Wishing Ronica Joiner a very Happy Birthday today! We hope you have a birthday as sweet as you are, Ronica!

It’s Phil Witzig’s 29th anniversary with Kuhl Insurance! He’s always up for learning something new and applying his new- found knowledge to the tasks at hand! Happy anniversary, Phil! We hope it’s a great one!

This time of year, is the perfect time for bonfires! Did you know how dangerous they can be, if you don’t follow safety guidelines? Ensure you always have a bucket of water or a garden hose close to the bonfire in case it begins to spread. Dirt/sand can also be used to extinguish the fire. If you have kids or pets, make sure you keep a close eye on them and the bonfire – explain safety precautions to your kids to make sure they know how to act around a bonfire.

Last month we celebrated his work anniversary, and this month we are celebrating his birthday! Join us in wishing Josef Wills a very Happy Birthday! Enjoy your day!

You may want to ensure that you keep an eye on your property as Halloween draws nearer. Some people are more up to tricks than treats, causing damage to homes and vehicles. If you suffer any damage, we can help you determine if the damage is extensive enough to file a claim.

Planning on carving a jack o’lantern? You may want to consider replacing the fire lit candle with a battery-operated one instead. According to the National Fire Protection Association, U.S. fire departments respond to an average of 800 home structure fires per year that begin with decorations.

Do you have a teen driver in the house? Check out Kuhl Drive¹⁶ where we teach your teen the dangers of distracted driving while also teaching them tips to keep them safe while driving. It’s also harvest time for the farmers in the Midwest, so it’s important to remind your teen to share the road with tractors and other farm equipment.

You want to prepare and be ready for everything, but are your children prepared if there is a disaster or emergency? In the event of an emergency, would your child/children know what to do? Start small with your kids, such as ensuring your child knows how and when to call 911, identify themselves, and provide their location. Also, familiarize them with emergency alerts explaining the sound of different sirens and what to do when your child hears each one.