Lansing Street Advisors

Halloween on a weekday? Talk about some paw-ranormal activity! 👻🐾 Wishing you and yours a Happy Howl-oween!

Planning for retirement is often accompanied by myths that can obscure judgment and decision-making. Today, we’re dispelling four such myths. Swipe to learn more ➡️ One fact remains clear: Our team is here to help our network effectively plan for retirement. Should you have any questions about your retirement strategies, please do not hesitate to reach out.

Lansing Street Advisors had an amazing time at our first Philly 100 Forum! Philadelphia100® 💯 We are honored to place in the top 50 fastest growing businesses for 2024 and grateful to meet so many other like-minded entrepreneurs! 🏆 hashtag#Philly100Forum hashtag#BusinessGrowth hashtag#Entrepreneurship hashtag#PhillyPride

COMMUNISM STILL SUCKS AND IT'S RUNNING ON EMPTY - Q3 LETTER Read the full letter here and let me know which team you'd pick: https://lnkd.in/eiyTGp-b

Stock market indexes are essential indicators of the stock market’s current status. The major indexes, such as the Dow Jones, S&P 500, and Nasdaq 100, each track different segments of the market. Swipe through to learn more about these major indexes and what they represent. As always, if you have any questions about these indexes or your investment portfolio, reach out to our team. We are here to help!

This October, many Americans are enjoying all things spooky. But as we celebrate National Financial Planning Month, our thoughts are turning to a different kind of fright: the unfortunate financial reality faced by too many Americans. Swipe through to learn more about Americans' finances. And remember, our team is here to help you avoid these scary financial pitfalls. Reach out to us — we're here to help!

The FAFSA application is undergoing significant changes that could impact financial planning for college-bound students, including: 🗓️ Delayed Release - The 2025-2026 FAFSA release is postponed from October 1 to December 1 due to software issues. Limited testing with select students starts on October 1. 🚫 Elimination of Multi-Child Discount - The revised FAFSA formula removes the discount for families with multiple children in college. Each child's Student Aid Index (SAI) is now calculated separately, without any discount. 💸 Changes in Financial Reporting - Contributions to workplace retirement plans like 401(k) or 403(b) are no longer counted in SAI calculations, potentially lowering reported income and improving aid eligibility. However, tax-deferred IRA contributions are still taxable. 🏦 Treatment of Sibling 529 Assets - The new FAFSA guidelines exclude sibling 529 and Coverdell accounts from being reported as the student's assets, though they remain parental assets if owned by the parent. Accounts owned by others, like grandparents, don't need to be reported, which could increase aid eligibility. 📚 CSS Profile Considerations - These FAFSA changes do not apply to other financial aid applications, like the CSS Profile, which may still consider factors like the multi-child discount and sibling 529 assets in determining aid packages. Given these updates, it’s crucial to revisit your financial strategies. If you have any questions or need assistance navigating these changes, we’re here to help! 📞 Drop us a message or give us a call anytime.

October is National Financial Planning Month, an excellent opportunity to review simple steps for building financial security and retirement savings. Swipe through for some valuable pointers from our team ↩️ Financial planning can be complex, but you don't have to navigate it alone. We are here to help you make informed decisions and stay on track to meet your goals. Reach out if you have any questions or need further assistance.

Ever heard of the Halloween Strategy? Today, we’re sharing a quick overview of this intriguing market-timing theory, which suggests that stocks perform better from Halloween (October 31st) to May 1st. Under this strategy, the idea is to buy stocks in November and sell them in April, then explore other investments during the summer. Swipe for more information ➡️ And remember: While the Halloween Strategy has shown historical success, past performance doesn't guarantee future results. As always, we are here to consult with you on investment decisions, offering insights into current market dynamics as well as historical considerations. Give us a call anytime.

Today, we are sending each of you our warmest wishes for a wonderful start to the fall season. As always, if you have questions or needs before the end of the year, do not hesitate to reach out. We are here to help.