LifePro Financial

Retirement planning is full of options, but keeping taxes low is a common goal for many. If you anticipate belonging to a higher tax bracket later in life, you must know the significant cut taxes can take out of your growing retirement income. Retirement strategies are evolving, and shifting funds from a traditional IRA to a Roth IRA could be valuable for those looking to achieve tax-free growth and withdrawals later in life. When combined with a fixed index annuity, you can amplify tax benefits, safeguard your income from market risk, and ensure your beneficiaries receive reliable and tax-free income and benefits. In this episode of Money Script Monday, Sean shares his insights on blending Roth conversions with annuities to maximize tax efficiency and protect your legacy.

"I think that genie is out of the bottle. I’m excited about the prospects for our insurance industry. I think the best days are ahead, both for Simplicity and, more broadly, for the insurance industry." - Bruce Donaldson, Simplicity CEO We couldn't be happier for the road ahead as we work alongside some of the brightest visionaries in the industry to deliver unparalleled services to our advisor partners and their clients. Curious what's on the horizon for us? 👀 Get a peek by checking out the article below! #SimplicityOne #LifeProFinancial #SimplicitySanDiego #SimplicityFinancial #SimplicityWealth

👻🎃 Happy Halloween! 🕸️🕷️ Today is the day for all that is spooky and frightful, but the real nightmare 💀 is not having a plan for the unexpected.🔮 Insurance is a scary topic for some, but the scariest part of insurance is not having it. This year, we want you to put your insurance fears to rest with these 👀 eye-opening facts: 🙅♂️ “I’m too young to need it!” Truth: Did you know that life insurance rates can increase 📈 by an average of 8-10% each year you wait? The younger you are, the more affordable it is to lock in 🔒 a lower premium and secure your future. Rates can be as much as 50% lower 😮 for younger adults, allowing you to lock in a lower premium for life. ⏰ “I’m saving for retirement; isn’t that enough?” Truth: Studies show that 60% of families would face severe financial hardship 📉 within months if the primary earner passed away. Life insurance helps fill the gaps that savings alone may not cover, ensuring loved ones are secure 🛡️ regardless of life’s surprises. 💰 “It’s too expensive!” Truth: A recent survey revealed that 50% of people overestimate the cost of life insurance by as much as 3x. There are flexible options that fit every budget, so you can rest easy knowing that peace of mind is affordable.😉 Stop being haunted by “what-ifs” and contact a professional today to learn more about the role insurance could play in your holistic financial plan!✨ #HappyHalloween #RetirementPlanning #LifeInsurance #FinancialPlanning #PeaceOfMind #LifeProFinancial #SimplicitySanDiego

🎉 Happy National Internet Day! 🌐 One of the internet's biggest advantages is unification through digital connection. Over the years, this trend has unfolded in nearly every sector, and financial services is no exception. To celebrate, we wanted to share some insights into the relationship between technology and the financial services industry, often called "fintech." Learn more below! #NationalInternetDay #LifeProFinancial #SimplicitySanDiego #FinTech #FinancialTechnology #FinancialServices #FinancialProducts #AI #FinanceAI #Finance

Staying ahead of the curve and the competition in our constantly evolving industry can feel like an uphill battle. However, elevating your business is more accessible and achievable than you think. LifePro partners with financial advisors to help them evolve and excel so that we can provide unmatched quality service to your clients. Through personalized mentoring, simplified educational tools, extensive marketing support, and innovative technology, advisors are empowered with a partnership that turns obstacles into opportunities. In this episode of Money Script Monday, Laurence explores how LifePro’s comprehensive support equips advisors with the coaching, marketing, and technology necessary to deliver more value to their clients while simplifying their operations.

Life comes at you fast; retirement comes at you faster. This exciting chapter of life is filled with so much to look forward to, but without a plan or strategy, your clients' ideal retirement could be more of a fantasy than a reality. That's exactly why we partner with professional financial planners nationwide to help retirement-bound Americans secure their future in 5 easy steps: 🔎 Identify retirement needs and goals 🛠️ Design financial plans for review 🗺️Develop plans with clear strategic actions toward client goals 🧠 Implement retirement planning strategies 📆 Review goals annually to adjust for any major life changes With our years of proven success, we take pride in the impact we've made on the lives of our partners and their clients. If you're interested in learning how to get involved, call us at (888) 543-3776, and we'd be more than happy to answer any questions!

Were you at today's Client Acquisition Webinar? Modern business problems call for modern solutions and today's brilliant lineup of speakers focused on bringing the latest financial marketing and client engagement solutions in the digital age to those who joined! If you missed today's event and want to learn more, reach out to us at (888) 543-3776.

If you're reading this, there isn't a moment to spare... Our Client Acquisition Webinar is going LIVE TODAY @10 AM PST! Secure your last-minute seat before it's too late, (hundreds of your competitors already have)!

If your current marketing efforts feel like fishing in an empty pond, it’s time to switch tactics.🎣 -- Join our free webinar and learn how top advisors fill their calendars with qualified clients using proven lead-generation strategies. -- During the webinar, you will learn how to: ✔️ Secure attendees for less than $50 on average ✔️ Cut your marketing cost by 50% ✔️ Acquire qualified leads for less than $100 on average ✔️ Manage a larger flow of client data with our in-house CRM system ✔️ Target ideal clients to save time and money -- Say goodbye to wasted time and hello to real results! -- Save your spot today by visiting https://lnkd.in/evC-znQT!

On popular social media platforms, financial influencers, or "finfluencers," 🤳saturate feeds with misleading and deceptive pitches for IUL. They present it as a risk-free, high-return investment product that supposedly empowers you to be your own bank. 🤥 The truth about Index Universal Life and whole life insurance is often obscured by the omission 🫢 of associated risks, leading to unrealistic performance expectations at the consumer's expense. We believe in the power of IUL as an impactful component within a holistic financial plan structured correctly for the correct person. Still, we acknowledge and recognize that it carries risks that must be considered when deciding whether these products are right for you. 💡 It's vital to understand that IUL is not an investment; it's a life insurance policy with cash value, and returns are exposed to risks tied to market performance, interest rates, fluctuating renewal rates, and more.📈 In this episode of 💰 Money Script Monday, Brian exposes ⚠️ finfluencer’s misinformation around whole life and IUL policies by revealing the often omitted truth around the risks associated with these products. #MoneyScriptMonday #LifeProFinancial #FinancialEducation #IUL #IndexUniversalLife #WholeLife #RenewalRates #FinancialStudy #FinancialPlanning