Lowers & Associates

At Lowers & Associates, we take pride in our ability to tailor our global expertise to the unique needs of each region we serve. Today, we’re turning our focus to Australia, where our specialized services and local insights make us a trusted partner in security and risk management. In Australia, our team excels in the following areas: ✅ High Security Management: Delivering advanced security solutions to protect high-profile and sensitive assets with the utmost diligence. ✅ Special Investigations: Conducting in-depth investigations to uncover critical insights and ensure thorough understanding of complex situations. ✅ Risk Mitigation Strategies: Crafting and implementing strategies to identify, assess, and mitigate risks, ensuring robust protection for your operations. ✅ Security & Risk Compliance: Ensuring adherence to local and international security standards and regulations, safeguarding your business from compliance-related issues. ✅ Armored Car Operations: Providing expert risk assessments and operational support to ensure secure and efficient transportation of high-value goods. ✅ Cash Handling Operations: Providing expert risk management and operational support for secure cash handling and transit, with a focus on maintaining safety and efficiency. ✅ Fine Art, Jewelry, and Specie: Offering specialized protection and logistics for valuable items, including fine art, jewelry, and precious materials. Whether you're addressing security concerns, managing risks, or handling valuable assets, Lowers & Associates is here to support your success. Let’s connect and discuss how our expertise can support your needs in Australia: https://lnkd.in/e-xFetRx #RegionalSpotlight #Australia #Insurance #Claim #Risk #GlobalExpertise

Navigating employee training, especially in light of Florida House Bill 837, can feel overwhelming—particularly when you’re managing multiple properties, diverse workforces, and strict compliance requirements. That’s where we come in. We're thrilled to introduce LIVE – our state-of-the-art Learning Management System designed to streamline your training processes and ensure compliance with ease. A standout feature of LIVE is our Crime Deterrence & Safety Training for Multi-family Residential Communities module, which empowers your team with the essential knowledge and tools to enhance safety and security across your properties. LIVE offers: ✅ Real-time dashboard analytics ✅ Seamless course tracking and automated reminders ✅ Completion certificates and hire date tracking ✅ Customizable access and role-based permissions ✅ Continuous updates reviewed by designated Florida CPTED Practitioners ✅ Bilingual support for English and Spanish users Ready to remove the friction from your training programs and ensure compliance with state regulations or tort reform like FL House Bill 837? Dive into our latest blog to learn how LIVE can transform your training management and add significant value to your organization. Read the full blog here: https://lnkd.in/eDfUQp9U Interested in learning more? Get in touch with our experts: https://lnkd.in/eDvTk5GT #FLHouseBill837 #EmployeeTraining #LearningManagementSystem #Training #Compliance #CPTED

We’re excited to announce that our very own Brad Moody, EVP of Operations, will be speaking at the inaugural session of a new webinar series launched by the ATM Security Association (ASA) and the ATM Industry Association (ATMIA)—"A 360-Degree View of ATM Crime". Join us on October 24th, from 10:00 AM to 11:00 AM CDT, as experts come together to explore ATM crime trends and security best practices from various perspectives. Brad will be joined by a panel of industry leaders, including Brian Hilinski, Director of Sales for Financial and Commercial Markets at 3SI Security Systems, John Grosheim, Director of Security at FCTI, Inc., and Peter Kulik, Head of Technology at FCTI, Inc. Together, they will share insights on how this growing challenge impacts cash replenishment and armored carriers, as well as effective strategies for safeguarding your ATM fleet. Register today to save your seat: https://lnkd.in/edmrxTRF #Webinar #ATMCrime #LowersRiskGroup #SecuritySolutions #CashManagement #FraudPrevention #ATMIA #ATMsecurity

A huge thank you to all our friends and colleagues who joined us for a fantastic evening! We had a great time celebrating with you, and a special shoutout to Clyde & Co for co-sponsoring and helping make the night a success. Looking forward to many more events like this!

We’re gearing up to host industry professionals on October 24th in London for the next installment of L&A’s educational series, "From Mining to Showroom." Join us for discussions led by Craig Mitchell M.ISRM, Neil Boffey, and Jonathan Cooper MSc. CMgr MSyI. where they’ll share valuable insights, including: ✅ Insights into loss trends and emerging risks in APAC mining operations. ✅ Practical strategies to mitigate jewellers block risks. ✅ The latest CIT statistics from Europe and the USA. ✅ An exclusive preview of our new SIR Portal launching in November! It’s a great chance to connect, learn, and take away some practical tips for your business. Reserve your seat here: https://hubs.li/Q02TPBJ_0 #RiskManagement #Insurance #Specie #Mining #JewellersBlock #London #Event #LossPrevention

Our FL House Bill 837 designated employee training module isn’t just about meeting requirements – it’s about providing value. With engaging content, flexible completion schedules, and a seamless management system, you can ensure your employees are trained effectively and efficiently. Plus, our LMS platform will be reviewed regularly by our FL CPTED Practitioners and updated if prescribed by the Florida Crime Prevention Training Institute (FCPTI), ensuring that your team’s training stays current and relevant. Discover the benefits today. Get in touch with our experts: https://lnkd.in/eDvTk5GT #FLHouseBill837 #Bilingual #Training #EmployeeTraining #TrainingModule #CPTED

As a proud division of Lowers Risk Group, we at Lowers & Associates are thrilled to support the Secure Cash & Transport Association (SCTA) and its ongoing efforts to shape the future of cash and financial inclusion. In a recent Journal Star op-ed, J.R. Davis, President of Davis Bancorp and SCTA board member, explores the growing move toward cashless payments and highlights why it’s crucial to maintain cash as an option—for reasons like fairness, privacy, and inclusion. Read the full article here: https://lnkd.in/ep8dZUYx #CashlessSociety #SCTA #FinancialInclusion #BusinessResilience #LowersAndAssociates #SCTA2024

Jonathan Cooper MSc. CMgr MSyI., Pre-Risk Surveyor and Loss Adjuster, and Craig Mitchell M.ISRM, Head of APAC Regional Operations, will be representing us at the 2024 #IFASIC event in Budapest, from October 16-18. As part of the event, Craig Mitchell will be delivering a presentation on Gold Mining and Refining in Australia, focusing on the intricate processes involved and the robust security measures in place. His session will provide attendees with a deep dive into the risks associated with underwriting specie policies for mining and refining operations. Craig will also explore the insurance considerations surrounding the finished product, offering valuable insights that will enhance your understanding of the insurance challenges in this specialized field. This is a fantastic opportunity to connect with industry experts and gain fresh perspectives on the fine art and specie markets. We hope to see you at this prestigious event! #IFASIC2024 #Gold #Mining #Refining #Risk #Specie #Insurance #Networking

Join us on October 24th in London for the next installment of Lowers Risk Group's educational series, "From Mining to Showroom". This session will be lead by Craig Mitchell M.ISRM, Head of APAC Regional Operations, Neil Boffey, Risk Consultant, and Jonathan Cooper MSc. CMgr MSyI., Pre-Risk Surveyor and Loss Adjuster, who will share their decades of experience managing complex claims and losses globally. This session will cover: ✅ Mining in the APAC Region: Gain a comprehensive understanding of loss trends affecting mining operations in the Asia Pacific region, including emerging risks and industry responses. ✅ Jewellers Block: Explore the various types of risks impacting jewellers block policies, review the survey process with an emphasis on effective risk mitigation strategies. ✅ CIT Statistics: Delve into the latest CIT (Cash in Transit) statistics from Europe and the USA. ✅ SIR Portal Preview: Preview our new product launching November 2024! Don’t miss this chance to network, learn, and take away practical tips for your business. Reserve your seat, here: https://lnkd.in/e2_aa2sY #RiskManagement #Insurance #Specie #Mining #JewellersBlock #London #Event #LossPrevention

Fraud often results from a mix of financial pressure, opportunity, and rationalization, known as the Fraud Triangle. In today’s world of remote work and economic stress, the risk is even greater, especially if internal controls are lacking. According to the ACFE's 2024 Report to the Nations (https://lnkd.in/g8CpkrNZ), more than half of occupational fraud cases stem from inadequate internal controls. Strengthening oversight and implementing rigorous processes can help prevent fraud and identify warning signs early. Stay vigilant and proactive to protect your organization. Get in touch with our experts to learn how we can help: https://lnkd.in/eSjQ7CS #FraudPrevention #InternalControls #RiskManagement