LVZ Financial Planning

🎉 Double Milestone Celebration! 🎉 For thirty incredible years, Ryan Vander Zwart, CFP® has relentlessly pursued top-notch service for both his clients and colleagues in the world of financial planning. From his early days as an intern to leading the firm with a passion for serving others, Ryan has consistently embodied a spirit of compassion, always asking, "Can I help?" Today, we not only celebrate Ryan’s remarkable 30-year work anniversary but also a significant milestone birthday! 🥳 Please join us in thanking Ryan for his unwavering commitment to excellence and wishing him a very Happy Birthday! Here’s to the impact you’ve made and to the many more milestones to come, Ryan! 🧡 🎉 #WorkAnniversary #30YearsOfExcellence #lvzfinancialplanning Securities offered through Harbour Investments, Inc. Member FINRA/SIPC. Investment Advisory Services offered through LVZ, Inc. LVZ Inc. is a federally registered investment adviser. LVZ Financial Planning and LVZ Investment Management are DBAs of LVZ, Inc.

Custer, Inc. along with our construction partner, Schippers Construction, are nearing completion for our renovation project. 🚧 We can't wait to share the finished space with our clients and our community! Securities offered through Harbour Investments, Inc. Member FINRA/SIPC. Investment Advisory Services offered through LVZ, Inc. LVZ, Inc. is a federally registered investment adviser.

🎉 Say hello! 🎉 We’re thrilled to welcome Gabriela and Jacob to the LVZ family! 🧡 Gabriela brings a wealth of expertise from previous experience servicing Medicare clients and will be stepping into the role of Client Relations Coordinator as part of our client services and operations teams. She brings a passion for finding small ways to serve others that generate a big impact. Jacob, joining as our new Trading Specialist, comes with previous experience with financial planning. He is eager to serve clients as a part of our portfolio trading team. Please help us give them a warm welcome and say hello 👋 in the comments! #TeamLVZ #HereWeGrow #NewTeamMember Securities offered through Harbour Investments, Inc. Member FINRA/SIPC. Investment Advisory Services offered through LVZ, Inc. LVZ, Inc. is a federally registered investment adviser.

📊Are you a young professional interested in what makes the stock market tick? Want to know which numbers to watch for the latest trends? Join Pete Ruther from LVZ Financial Planning to learn the essential metrics that drive market outcomes, so you can make empowered financial decisions. 💸 Beyond the Numbers: Q1 Empowered Insights for Young Professionals Wednesday, April 24 at 8:00 PM Eastern Register via Zoom: https://lnkd.in/gHwKQxxA Can't make it? Register anyway to receive the recap. #marketoutlook #marketrecap #youngprofessional #financeforyoungprofessionals Investment advisory services offered through LVZ, Inc. LVZ Financial Planning and LVZ Investment Management are DBAs of LVZ, Inc. LVZ, Inc. is a federally registered investment adviser.

🎓 Did your financial planner design an optimized student loan repayment strategy leveraging the SAVE Plan? 🎓 Here are 5 key facts to know if you're on an income-driven repayment plan: 1️⃣ Married couples can file taxes separately to exclude partner's income, crucial for higher-earning spouses. Consult a tax professional to determine the best filing option. 2️⃣ Making monthly payments prevents loan balance growth due to unpaid interest, especially beneficial for those with substantial loan balances. 3️⃣ Undergraduate loan payments are now based on 5% discretionary income, a reduction from the previous 10% under REPAYE. (Graduate loans remain at 10%) 4️⃣ Loans under $12k may be forgiven within 10 years from the original undergraduate loan. 5️⃣ Eligible for all direct loans, the SAVE Plan lowers monthly payments by increasing income exemption to 225% of the poverty line. Stay informed and empowered on your student loan journey with the SAVE Plan. Curious if this is a strategy you can leverage? Connect with our team for a complimentary review of your student loan repayment approach 👉 www.lvzinc.com/contact 💼💰 #StudentLoans #FinancialFreedom #SAVEPlan #MillenialMoney #OptimizedFinances Securities offered through Harbour Investments, Inc. Member FINRA/SIPC. Investment Advisory Services offered through LVZ, Inc. Harbour Investments, Inc. does not offer tax services. LVZ Inc. is a federally registered investment adviser. LVZ Financial Planning, LVZ Consulting, and LVZ Investment Management are DBAs of LVZ, Inc.

📊 Tax season is here, and teaming up with a financial planner offers a wealth of benefits. Here are 5 key advantages individuals experience when working with our team during tax season: 1️⃣ Capital Gains/Losses: Understanding your investment gains & losses is critical. Our financial planners help calculate them, ensuring you leverage every opportunity to optimize your tax situation. 2️⃣ Document Guidance: Tax paperwork can be overwhelming. We provide clarity by identifying which documents are essential for your current tax year, especially beneficial for small business owners managing 1099-MISC forms and W9 requests. 3️⃣ Retirement Strategies: Retirees face unique tax challenges. Our financial planners assist in determining the ideal income tax withholding from social security, as well as guiding decisions on additional contributions to retirement accounts, such as Roth IRAs, 401(k)s, SEP accounts, and HSAs. 4️⃣ Account Optimization: Unsure which retirement accounts to prioritize? We help you navigate the options, whether it's after-tax accounts like Roth IRAs or pretax deferral accounts such as 401(k)s and HSAs, ensuring your savings strategy aligns with your financial goals. 5️⃣ Timely Deadlines: Missing tax deadlines can lead to unnecessary stress. Our team provides clarity on due dates, ensuring you meet all requirements promptly and avoid potential penalties. Ready to streamline your tax season experience? Connect with our team to strategize for this year and beyond. 👉www.lvzinc.com/contact 💼💰 #TaxSeason #FinancialPlanner #SmartInvesting #RetirementPlanning #TaxTips Securities offered through Harbour Investments, Inc. Member FINRA/SIPC. Investment Advisory Services offered through LVZ, Inc. Harbour Investments, Inc. does not offer tax services. LVZ Inc. is a federally registered investment adviser. LVZ Financial Planning, LVZ Consulting, and LVZ Investment Management are DBAs of LVZ, Inc.

📈📉📊 Wednesdays at our office mean LVZ Investment Committee meetings. Our collaborative team strategically positions portfolios for market shifts and resilience. This agility lets us respond swiftly to economic events and market changes, giving us an edge in managing portfolios effectively for our clients. Every curated financial plan from our team includes real-time investment management. Learn more: https://lnkd.in/gXyPG-XV #lvzfinancialplanning #financialplanning #planwithlvz #investmentmanagement #portfoliocounselor #investmentcommittee #wealthmanagement #investing #stockmarket #retirementplanning #assetmanagement #investmentstrategies #portfoliomanagement Securities offered through Harbour Investments, Inc. Member FINRA/SIPC. Investment advisory services offered through LVZ, Inc. LVZ Financial Planning and LVZ Investment Management are DBAs of LVZ, Inc. LVZ, Inc. is a federally registered investment adviser.

🔔 On December 27th, our vibrant hometown's very own Hope College was honored to ring the bell, opening trading at the prestigious New York Stock Exchange (#NYSE)! This remarkable opportunity illuminates our community's commitment to educational excellence and philanthropy as the college celebrates the launch of the inspiring #HopeForward program. 🎓 #proudpartner #anchorpartner #hopecollege #lvzfinancialplanning #planwithlvz