MFD

Are you getting the most out of your factoring agreement? Or are hidden costs eating away at your cash flow? It’s tempting to focus solely on rates when comparing factors, but be careful! The fine print can reveal potential pitfalls: 🔍 Long-term commitments and exclusivity clauses   🔍 Monthly minimums that can squeeze your finances   🔍 Hidden penalties and personal guarantees that put your assets at risk These deal points can quickly turn a seemingly competitive rate into a costly burden. At MFD, we believe in transparent, flexible solutions for your business. With us, you benefit from: ✅ No minimums   ✅ No personal guarantees   ✅ No long-term commitments   ✅ The freedom to choose which retailers you want to factor  Don’t let hidden fees hold your business back. Let’s optimize your cash flow together! 💪✨ Happy #FinanceFriday #Factoring #CashFlow #ConsumerBrands #Retail #BusinessFinance #MFD

🎃 Elevate Your Retail Game This Fall! 🍂 Are you ready to enhance your retail strategy and connect with fellow CPG innovators? Join us on November 6th for a dynamic autumn happy hour filled with networking, industry insights, and seasonal delights! 🔗 RSVP here: lu.ma/tje60n73 🗓️ Date: November 6th 📍 Location: West Hollywood, CA We’re excited to welcome our special guest speaker, Vanessa Ting, a distinguished CPG growth consultant and retail expert. She’ll share invaluable strategies to help you get your products on the shelves of major retailers. What to Expect: 🍂 Seasonal beverages & delicious bites 🤝 Connect with founders and CPG leaders 📈 Actionable strategies to drive your retail success Don’t miss this chance to forge meaningful connections and elevate your brand! 🌾✨ 🔗 RSVP here: lu.ma/tje60n73 #RetailInnovation #CPG #RetailStrategy #Networking #Entrepreneurship #Founders #RetailSuccess

🚨Understanding Credit Ratings for Retail Buyers 🛒 In the dynamic world of retail, managing credit risk is crucial for suppliers and brands when working with buyers. But how can you tell if your buyer is financially stable or a credit risk? That’s where credit rating systems come into play. At MFD, we look at Allianz's risk grading system that evaluates buyers based on several key criteria, providing a score from 1 to 10. Here’s what goes into the assessment: 1️⃣ Financial Strength – Analyzing the buyer’s financial statements, including liquidity, profitability, and leverage, to gauge their ability to meet payment obligations. 2️⃣ Payment History – A track record of timely payments speaks volumes. Consistent late or missed payments raise red flags. 3️⃣ Industry Risk – The overall health of the industry in which the buyer operates. Sectors facing downturns or increased competition may affect a buyer’s ability to stay solvent. 4️⃣ Country Risk – Economic and political factors in the buyer’s home country. For instance, a buyer in a country facing instability or inflation may present higher risks. 5️⃣ Management and Strategy – The leadership team’s vision, experience, and strategy to navigate market challenges are also important considerations.The outcome? A score from 1 (low risk) to 10 (high risk), helping suppliers make data-driven decisions and reduce the likelihood of non-payment. Companies that are rated 6-10 may have financial difficulties or a history of late payments, making them less reliable. That's why when we partner with brands for invoice factoring, we prefer to with retailers that are rated 1-5. By understanding these factors, suppliers and brands can proactively protect their cash flow and mitigate risks in today’s competitive retail environment. Happy #FinanceFriday #CreditRisk #RetailStrategy #RiskManagement #BusinessGrowth #FinancialRisk #RetailBuyers #CashFlow #CPG #MFD

🚨T-minus 45 minutes 🚨 Join us in for an insightful webinar on how to streamline your retail strategies across online and offline channels with ease. We're delighted to be joined by: • Vir S., RangeMe • Jake Karls, Mid-Day Squares • Caroline Grace, Product & Prosper Whether you're a startup or an established brand, learning to navigate the omnichannel landscape is key to thriving in today’s market. 🗓️ Date: Wednesday, October 23rd, 2024 ⏰ Time: 4pm EST (1pm PST) 🔗 Register now: https://lnkd.in/gc432mZi What you'll learn: ✅ What it takes to get into retail ✅ Leveraging DTC for omnichannel ✅ Industry best practices from experts who’ve been there Don't miss this chance to future-proof your retail strategy! See you there! 🔗 Register now: https://lnkd.in/gc432mZi #MFD #Retail #Omnichannel #CPG #Strategy

🚨 Calling all consumer brands in Boulder, Toronto, Philadelphia, Nashville, LA, NYC, Atlanta and Austin! 🚨 Looking to connect with founders, investors, retailers, and service providers in the emerging consumer brand space? Join us for coffee meetups this week and fuel up on insights, connections, and some good vibes ☕️🌟 RSVP Below 👇 Thursday, October 24th: • Boulder – https://lu.ma/bevtpct4 • Philadelphia – https://lu.ma/q8u2kl3c • Austin – https://lu.ma/r8pv0da8 • Nashville – https://lu.ma/rdh7v70s • Los Angeles – https://lu.ma/m8omuvli Friday, October 25th • Atlanta – https://lu.ma/uclb42k3 • New York City – https://lu.ma/6v757uxc • Toronto – https://lu.ma/4meleb9f Thank you to our partners: VHS Ventures, BFG Partners, CreatorClub, J.P. Morgan, Marc Nathan, Tyler Morgan, Wefunder, Read Ezell #ConsumerBrands #Networking #Startups #CPG #Boulder #Toronto #Philadelphia #Nashville #LosAngeles #NYC #Austin

🔑 The Two Types of Inventory Cost Reduction: Optimization vs. Inefficiency Removal 🔑 Inventory businesses are always looking for ways to lower their costs. As they should be. But when it comes to lowering your cost of goods (COGs), not all cost-cutting is created equal. For this week's #FinanceFriday we're going to breakdown the two types of inventory cost reductions: 1️⃣ Optimization 2️⃣ Inefficiency Removal Understanding the difference is key to sustainable growth: 1️⃣ Optimization This focuses on finding ways to make an already strong vendor relationship more cost-efficient. It might involve negotiating better rates, streamlining production processes, or finding economies of scale. However, forcing a high-quality vendor to make cheaper products can compromise your value. That’s not always the best route. 2️⃣ Removing Inefficiencies This focuses on identifying and eliminating waste in your supply chain, whether that’s cutting out unnecessary steps, finding better suppliers, or improving logistics. This doesn’t just lower costs—it strengthens your business for the long term. Why does this matter? As a growing brand, you’ll often face pressure to lower prices. Maybe your competition is lowering their prices. Maybe you don't have enough margin to head into wholesale. Or maybe your product has the potential to scale, but only if you bring the price down. Whatever the reason, remember: reducing costs by removing inefficiencies keeps your product strong and your business sustainable. It’s not about squeezing vendors, it’s about smart, strategic growth. 🚀 Stay focused on growth, and be smart about where you cut costs. The right decisions today can set you up for long-term success! ------------ At MFD, we partner with SMBs to help eliminate inefficiencies from their supply chain while also providing inventory financing and factoring support as they scale. #COGs #SMBs #Inventory #Retail #CPG #Wholesale #CostReduction #SupplyChain #ConsumerGoods #Entrepreneurship #Efficiency #StrategicGrowth #BusinessOptimization

🚀 Ready to master omnichannel retail? 🚀 Join us for an insightful webinar on how to streamline your retail strategies across online and offline channels with ease. We're delighted to be joined by: • Vir S., RangeMe • Jake Karls, Mid-Day Squares • Caroline Grace, Product & Prosper Whether you're a startup or an established brand, learning to navigate the omnichannel landscape is key to thriving in today’s market. 🗓️ Date: Wednesday, October 23rd, 2024 ⏰ Time: 4pm EST (1pm PST) 🔗 Register now: https://lnkd.in/gc432mZi What you'll learn: ✅ Proven tactics for seamless omnichannel execution ✅ How to increase customer engagement across multiple platforms ✅ Industry best practices from experts who’ve been there Don't miss this chance to future-proof your retail strategy! See you there! 🔗 Register now: https://lnkd.in/gc432mZi #Retail #Ecommerce #Omnichannel #Webinar #ConsumerBrands #DTC

Happy #FinanceFriday This past week we launched our factoring calculator! Our factoring calculator helps you see how much working capital you can unlock by factoring your outstanding invoices. Factoring helps brands get cash immediately instead of waiting 30, 60, or even 120 days to get paid by retailers. ✅ Get an instant estimate on how much cash you can unlock ✅ Stay flexible and maintain your cash flow ✅ Keep your business moving without the cash crunch ✅ Straightforward fee structure 🔗 Try it now and calculate how much working capital you can free up: https://lnkd.in/g6w7uFvv #Finance #Factoring #MFD #SMBs #Consumer #CPG #ConsumerBrands #Retail #Wholesale

Struggling with long payment terms from retailers? Waiting months for invoices to be paid can seriously slow down your business growth. Good news: factoring can help! Our easy-to-use factoring calculator helps you see how much working capital you can unlock by factoring your outstanding invoices. Don’t wait 30, 60, or even 120 days to get paid by retailers—get cash today and stay ahead of the game! ✅ Get an instant estimate on how much cash you can unlock ✅ Stay flexible and maintain your cash flow ✅ Keep your business moving without the cash crunch ✅ Straightforward fee structure 🔗 Try it now and calculate how much working capital you can free up: https://lnkd.in/g6w7uFvv #factoring #MFD #finance #CPG #consumerbrands #SMBs

Happy #financefriday Recently we launched our factoring product, helping brands get liquidity when they are in retail. But does that all mean? What is factoring? Factoring is a financial tool that allows you to turn your unpaid invoices into instant cash. Instead of waiting months for retailers to pay, you can access those funds right away. How does it work? Retailers often have long payment terms—Net 30, 60, 90, or even 120 days—meaning you might have to wait 1-4 months after delivering your products to get paid. But if you need cash sooner to keep your business running smoothly, factoring is the answer. Here’s how it works: • MFD advances 50-80% of the value of your unpaid, credit-approved invoices. • You get the cash right away, giving you the flexibility to cover expenses, invest in growth, or avoid financial strain. No more waiting for payments. Get the cash flow you need today! 🔗 Learn more: https://lnkd.in/gDQKnpuw #Factoring #Finance #MFD #SMBs #consumerbrands #CPG