Girard, a Univest Wealth Division

As retirement approaches, many Americans believe they have missed the opportunity to work with a financial advisor. But no matter your age or stage in life, pursuing financial guidance can help transform uncertainty into a well-defined plan. Get insight on how to feel more secure in your future in this article: https://brev.is/gmjgc

The third quarter was a game-changer! Strong earnings, a solid, but slowing economy, and the first Fed rate cut fueled a surge in stocks and bonds. Investors embraced optimism, taking on more risk despite geopolitical tensions. As the quarter wrapped up, markets hit new highs, setting the stage for an exciting year-end! Watch this installment of Investment Currents for a thorough recap on the third quarter from Marc Balcer, SVP and Director of Investment Strategy for Girard, a Univest Wealth Division.

“I think rates are moving durably lower over the next 12 months.” Timothy Chubb, Chief Investment Officer at Girard, a Univest Financial Wealth Division, discusses expectations for the Fed to pull off a soft landing for the economy with MarketWatch. https://lnkd.in/etQcbAat *A subscription may be required to view the article. Disclosure: https://lnkd.in/eq5bQJq9

With 75% of Gen Z learning personal finance tips from YouTube and TikTok, Vice President and Wealth Advisor, Jordan Sowhangar, CFP®, weighs in the dangers of following those directions without doing personal research or consulting a financial expert. Read the interview with Money here: https://lnkd.in/e69Tf6w9 Disclosure: https://lnkd.in/eq5bQJq9

We had a great time at our annual State of Univest meeting which brings together officers from across the #UnivestFamily. This is an important tradition that allows us to live out #UnivestWay Fundamental #4 - Invest in Relationships. We also embraced Fundamental #18 - Have Fun, with a hilarious game of Univest Family Feud. We then shifted gears to focus on excellence with a motivational keynote presentation from Afterburner featuring the fighter pilot mindset and methods for flawless execution. We are incredibly grateful for the opportunity to have an afternoon of connection, education and fun.

Todd Feder, Vice President & Senior Retirement Plan Consultant at Girard, a Univest Wealth Division, discusses why hiring a 401(k) fiduciary is key for plan sponsors to stay compliant & up-to-date: “If they do not have the expertise to oversee or monitor investments, then hiring a fiduciary can help ensure they meet ERISA guidelines.”: https://lnkd.in/epH7HBdu Disclosure: https://lnkd.in/eq5bQJq9

“Most retirees are not managing, or even looking at their 401(k)s; yet, for the majority of clients this is their largest source of accumulated assets and wealth.” Jordan Sowhangar, CFP®, Vice President and Wealth Advisor at Girard, a Univest Wealth Division, highlights various rollover options for those leaving the workforce. Learn more here: https://lnkd.in/e7s7G_km Disclosure: https://lnkd.in/eq5bQJq9

Creating a financial plan can seem daunting, but the benefits far outweigh the initial effort. In this article, we debunk seven misconceptions about financial planning that keep people from getting started: https://brev.is/wtogE

Designing a retirement plan requires careful consideration of your employee's unique needs, regulatory demands, and your company's strategic object. This article reviews the key factors business owners should take to into consideration: https://brev.is/Mjruh

Today is World Financial Planning Day, a great time to consider how you are preparing for your financial future. Do you have a financial plan in place? Take a moment to learn about why it is such an important tool: https://brev.is/AFjg0 Whether you're planning for retirement, investing for the future, or securing your legacy, Girard, a Univest Wealth Division, is here to guide you every step of the way. Happy #WorldFinancialPlanningDay!