Motto Mortgage Sigma Group NMLS #2392430

At Motto Mortgage, we believe diverse homeownership helps create thriving, stable communities. That’s why we’re committed to closing the homeownership gap and, therefore, better the communities that we live in and serve. Ready to learn more? Feel free to reach out. 🏠

Discount points – sometimes called mortgage points – are a one-time, up-front fee paid by the borrower to lower the interest rate on a mortgage loan. These points are paid at closing and can help borrowers save on the overall cost of the loan. Need some pointers to see if discount points are the right choice for you? 🤔 Reach out today.

A home inspection is an assessment of the home and its overall condition. It gives buyers detailed information so a decision to move forward with or walk away from purchase can be made intelligently.🚶🏡

It might seem like a no-brainer, but lenders must know you can pay back your mortgage loan in order to lend you money. One way to prove this is having a strong employment history whether you’re full-time, contract, self-employed, etc. So, even if you don’t have a traditional job situation, don’t think it is impossible to qualify for a home loan. 🙌 Let’s talk about your options today. #SelfEmployed #Contracted #Careers #Homeownership #HomeLoans #MortgageEducation

Whether it is a condo downtown, a townhouse in a trendy neighborhood, or a single-family home in the suburbs, each house hunter has a different vision of their perfect home. Motto Mortgage knows unique homeownership goals are only possible with a variety of loan products to choose from. Send a message and we will figure out which loan product works best for you. 🏠

An appraisal determines the home's true value and helps protect you and the lender. The appraiser is an unbiased, trained and licensed professional who does an in-person review of the home and looks at "comps" of recently sold homes to establish its real worth. 🏡💰

🤯 Purchasing a home is a huge step and an exciting milestone. But sometimes, the unexpected cost of homeownership can be intimidating to buyers, especially first-timers. 😱 From closing costs to insurance to taxes, there is plenty to keep track of – that’s why I’m here to be as you navigate the buying process. Feel free to send a message with any questions.

A pre-qualification letter is useful when determining your budget for how much house you can purchase. Plus, it lets sellers know you're serious. Let's talk options today! 💰

🥚 You search for the best deal on eggs. Let a Motto home loan shopper search and compare mortgage options. 🏡 Send a message to start shopping (without dropping).

🏠 Your house is so considerate. It might have been saving up equity all these years so you can make those home upgrades you’ve been dreaming of... without breaking the budget. 💵 Sound good? Then it could be time for a home equity line of credit (HELOC). A HELOC might be able to help you tap into the value your house may have accrued since you bought it. Here’s what you need to know: ✅ If your home is worth more than you owe on your mortgage loan, you have home equity ✅ A HELOC might allow you to borrow, then use that home equity like cash ✅ Using a HELOC to update your home can potentially improve the value of your home FYI: The HELOC will also be secured by a lien on your home and is an additional debt you will have to pay. ➡️ Ready to see if you qualify for a HELOC? Reach out for a number crunch. ⬅️