NBT Insurance Agency, LLC

Life insurance for businesses is more than just a benefit you can offer employees. Businesses also utilize business life insurance to protect the company from loss. Is your business properly protected? Schedule a review today. https://lnkd.in/eGWT_YSK

Is your institution looking for pension de-risking solutions? When you partner with NBT Insurance Agency for pension risk transfer programs, we can help reduce and manage market risk, interest-rate risk and inflation risk. We can help your institution: Focus on core competencies Reduce Pension Benefit Guaranty Corporation (PBGC) premiums Learn more, including how to contact us to get started, by visiting https://lnkd.in/eAHBBD7G

We are pleased that Nora Thompson joined us this summer as a student associate. Nora is an Actuarial Science major with a Risk Management concentration at Le Moyne College. She brought her passion for math and learning with her to NBT insurance every day. Thank you, Nora, for your support and contributions! Mike Spaulding Erin Meade

Could your HR office do with a little less clutter? Reduce or even eliminate paper records with a comprehensive benefits administration system. Our system can help you manage: ✅ PTO programs ✅ ACA tracking and reporting requirements ✅ Employee communications and onboarding Reach out to us today to learn how we can help streamline your employee benefits programs. https://lnkd.in/eV7yEpen

When it comes to business insurance, an independent insurance agency can provide more choices to find you the right policy for your specific business needs. At NBT Insurance Agency, we take the time to understand your operations, goals and risks in order to create an insurance package just for you and your business. Get started today! https://lnkd.in/d9F7FPdt

Fraud can happen when you least expect it. And fraudsters are good at getting information out of their victims—it's what they do. Remember, your insurance company or financial institution will never call you out of the blue to verify sensitive account information. If you receive a call and start to suspect you may be talking to a fraudster, hang up, find your insurance policy, and call the number on the policy to find out if the call was legitimate. #fraudprevention #insurancefraud

Have you heard about our new online Get a Quote feature? Now you can: ✅ Start your quote in minutes, right from your desk. ✅ Access the Get a Quote feature any time, day or night. ✅ Focus on what matters most—running your business—and let NBT Insurance Agency handle your insurance needs. Get started today! 📲 https://lnkd.in/d9F7FPdt

As a business owner or CFO, you know how important it is to protect your company. But with so many insurance coverage options available to businesses and corporations, how do you know which coverage is right for your business? Most businesses will typically need: 📋 General Liability: This is the foundation of most business insurance plans. It protects your company from financial losses arising from third-party bodily injury, property damage and personal injury claims (e.g., slip and fall accidents, product liability). 📋 Commercial Property Insurance: This safeguards your physical assets (buildings, equipment, inventory) against damage from fire, theft, vandalism and other covered perils. 📋 Business Interruption Insurance: Unexpected events can disrupt your operations. This coverage helps recover lost income and expenses incurred due to a covered interruption (e.g., natural disaster, power outage). 📋 Workers' Compensation Insurance: This is mandatory in most states. It provides medical coverage and wage replacement benefits to employees injured on the job. 📋 Cyber Liability Insurance: In today's digital world, data breaches are a growing concern. This coverage protects your business from financial losses associated with data breaches, cyberattacks and network security failures. Not sure which coverage is right for your business? Let us take the guess work out of the equation with a complimentary insurance review. Schedule an appointment today online! https://lnkd.in/d7iwScsQ

Streamline your insurance experience! You can now request an insurance quote online! 📲 Save time. Choose convenience. Learn more at https://lnkd.in/d9F7FPdt today!

High winds that damage outbuildings. An illness that affects your animals. Machines shut down due to a worker getting injured. What do these events have in common? They are potential insurance exposures. Our team at NBT Insurance Agency is well versed in the agribusiness industry and can help you identify gaps in coverage and mitigate risk. We offer comprehensive business insurance solutions for a variety of agribusiness sectors, including: ✔️ Crop and Hobby Farms ✔️ Dairy Operations ✔️ Livestock Ranches ✔️ Processing Facilities ✔️ Agritourism Businesses Visit us at https://lnkd.in/dvy9EC83 to schedule an appointment online or start a quote. #Agribusiness #RiskManagement #BusinessInsurance #DairyFarming #NBTInsurance