Novatae Risk Group

❓Do you have hard to place hospitality clients with unique risks? ⚠️ #Novatae offers custom hospitality insurance solutions for clients with hard-to-place risks ⚠️ in the hospitality industry. Our specialty areas range from banquet halls and caterers🧑🍳to bars🍹, hotels 🏨, restaurants ☕🍗🥩🥗, and more. 🔷Our capabilities include: ✅ Auto (primary, excess, hired, and non-owned) ✅ Business income ✅ Business interruption ✅ Cyber liability ✅ Equipment breakdown ✅ Food contamination ✅ General liability ✅ Liquor liability ✅ Workers’ compensation ➕ And more! It’s fast and easy to get a quote! https://hubs.la/Q02VsT2G0 #hospitality #restaurantinsurance #liquorliability #businessinteruption #commercialinsurance #workerscomp #Novatae

👀 Seeking a new insurance career path? 🛣️ #Novatae provides skilled insurance professionals with a progressive #workenvironment that prioritizes growth and well-being. 👍 If you believe people should be rewarded 👏 based on their talent, effort, and performance, you’ll fit right in at Novatae! Browse our current #jobopenings and apply 📋 for the position that matches your skills. https://hubs.la/Q02VsGQF0 we look forward to hearing from you! #JobOpenings #InsuranceCareers #NRG #NovaTeam #JoinOurTeam

🌪️ Personal Lines Composite Rate Rises by 6.75% in Q3 2024 🌪️ The third quarter saw a 6.75% rise in personal lines composite rates, showing slight moderation—but with #Hurricane Milton, further increases may be in store. Richard Kerr, CEO of #Novatae, shares insights on potential impacts for Florida’s market and beyond. Stay informed about the evolving #insurance landscape and what this could mean for the future. 📊 Click to read more about recent trends and upcoming rate projections: https://hubs.la/Q02W8t_-0 #InsuranceInsights #PersonalLines #Novatae #RateHikes #NRG

🎃 Are your clients navigating spooky costs after Halloween? 👻 From eggs 🍳 and paintballs launched at cars 🚗 and houses 🏡, to broken building windows and accidental fires 🏢, Halloween can lead to complex insurance claims. 📄 When your clients inquire whether theft, vandalism, dog bites🐕🦺, and other unexpected situations related to Halloween 😱 are covered, #Novatae can help you provide accurate answers including when it’s advisable to file a claim. 📋 Contact us https://hubs.la/Q02VsS1c0 to learn more, we’re happy to help you through this tricky time. 👻🎃 #Halloween #homeinsurance #businessinsurance #TrickorTreat #liability #autoinsurance

🎃Wishing you and yours a very happy and safe Halloween! 🎃 May all your Tricks result in Treats! (but if they go south, check back here tomorrow on what to do!) #Halloween #homeinsurance #businessinsurance #TrickorTreat #liability #autoinsurance #propertyinsurance #commercialinsurance #vandalisminsurance #Novatae

📊 Q3 2024 Commercial Lines Insurance Composite Rate Rises by 3.8% 📊 Commercial Lines insurance saw a composite rate increase of 3.8% in Q3 2024, with property rates rising by 5.7%. Late-season hurricanes, including Helene and Milton, are expected to influence rates further in Q4. 🌪️ “Hurricane Milton's potential impact could make it one of the most significant insured property events in recent years," notes Richard Kerr CEO of #Novatae. In addition to the immediate effects on rates, Helene has also sparked discussion around professional liability for #insurance agents regarding flood coverage offerings. Discover how these developments could shape Q4 rates and beyond: https://hubs.la/Q02W88WZ0

✳️ As neither a producer, a shipper, or a recipient, a client in the freight 🚛 brokerage industry can be tough to insure. Yet, these professionals face many risks ⚠️, including missed deadlines, stolen goods, and breached client data. ➡️➡️➡️ Learn from garage and transportation 🚗🚚 underwriter, Jon Van Cleave, about #specialtyinsurance for freight brokers and clients who need #freightbrokerinsurance. https://hubs.la/Q02SL_hF0 #specialtyinsurance #Novatae #frieghtbrokerrisks #frieghtbrokerinsurance #professionalliability #cargoinsurance

🌟 Join us in celebrating our Rockstar of the Month – Felipe Moo! 🌟 Felipe's unwavering dedication to client satisfaction sets a gold standard. His expertise in managing programs ensures seamless experience for both Carriers and Retailers, reflecting Novatae's commitment to excellence. A collaborative spirit at heart, Felipe is always ready to share insights and support his team, making him a cornerstone of our success. Let's show our appreciation for Felipe's exceptional work! Drop a comment to congratulate him and join the celebration. 🎉 #RockstarOfTheMonth #NovaTeam #NRG #NovataeVibes

🎃 Can “Trick or Treats” cost your clients after Halloween? 👻 According to the American Property Casualty Insurance Association, home 🏡 and auto 🚗 insurance claims go up as we get closer to October 31st. Accidents on private property can lead to liability claims and “tricks” 🎃 that venture into vandalism often result in home 🏠 or auto 🚘 insurance claims. ✅ Now is the time ⏰ to make sure your dwelling, homeowner, and commercial property clients have adequate #propertyinsurance coverage. GET A QUOTE: https://hubs.la/Q02SLPg80 #Halloween #homeinsurance #businessinsurance #TrickorTreat #liability #autoinsurance #propertyinsurance #vandalisminsurance #Novatae

🛻🔧Garages store heavy equipment and expensive vehicles. 🚘 Garage owners 🧑🔧 face a unique set of risks ⚠️, including damages from faulty work, damage to a customer’s vehicle, or damage to a dealer’s inventory 🚗🛻. Are your auto clients protected against the unique dangers in their sector? #Novatae works with A-rated carriers to provide comprehensive garage insurance liability programs with excess buffer layers and umbrellas. We serve a variety of industries, including ATV/off-road vehicle 🚙🏍️ sales and repair, auto repair 🚗🔧, farm equipment repair🚜, RV dealers, and more. #garageinsurance #mechanicliability #Novatae #vehicledamage #commercialinsurance