Orion Lending

✨ Summer is peak home buying season, and with mortgage rates currently lower than they've been in a year, it’s a great time to help your clients understand how these rates are set. Mortgage rates are influenced by a mix of factors, including the state of the economy, Federal Reserve decisions, and the demand for mortgage-backed securities. While borrowers can’t control these external factors, understanding them can shed light on why rates fluctuate and how they might trend in the future. 🔍 Here’s a quick breakdown: Economic Health: Strong economy = higher rates; weak economy = lower rates. Federal Reserve: Their rate hikes often lead to higher mortgage rates. Mortgage-Backed Securities: High demand = lower rates; low demand = higher rates. Government Programs: Can influence rates by affecting demand and availability. While these factors provide a general view, remember that individual loan details and borrower specifics also play a key role in determining rates. 🏠 Navigate the complexities of mortgage rates and find the best options for your clients.

🤠Orion Lending | NEXAFest 2024 Honored to be a part of this amazing event, connecting with industry leaders and sharing insights on the future of lending. A huge thank you to NEXA Mortgage for allowing us to be a part of this incredible experience! Shout out to our team for representing at the event! Can’t wait to see everyone next time—let’s make great connections and explore new opportunities together! #Nexafest2024 #OrionLending #Networking #Innovation

Celebrating Columbus Day with Orion Lending! Orion Lending is supporting Broker Partners on Columbus Day. Just as Columbus embarked on his historic journey, we're here to help your clients navigate their path to homeownership with confidence and ease. 🏡 Whether your clients are looking to refinance, buy their first home, or explore new financial horizons, our team at Orion Lending is committed to help every step of the way. #ColumbusDay #OrionLending #ExploreYourOptions #HomeOwnership #NewBeginnings

New product update to Titan Prime Jumbo. ✅ Now offering adjustable-rate mortgages (ARMs) starting at $350,000! ✅ Loan amounts available up to a staggering $3.5 million for primary purchases and rate/term refinances! Whether your clients are eyeing their dream home or looking to refinance, we've got you covered. Explore our options today! 🏡 #TitanPrime #JumboLoans #HomeBuying #Refinance #RealEstateGoals

Congratulations to Isabel Ramirez on her 10-Year Anniversary at Orion Lending! 🎉 As we celebrate Orion’s 10th anniversary, we also honor Isabel's incredible journey with us over the past decade. Isabel, your commitment and passion have truly inspired us all. Thank you for being such an integral part of our team and for contributing to our amazing journey from humble beginnings to where we are today. Here’s to many more years of success together! Happy 10 Year Anniversary, Isabel! 👏 #Anniversary #Congratulations #TeamOrion #Growth #Leadership

Brokers know that service, reputation, and interest rates play crucial roles in the lending landscape. At Orion, we pride ourselves on offering exceptional service and a diverse range of products, especially as rates fluctuate daily. Recent stronger-than-expected Non-Farm Payroll data shows a resilient U.S. economy, pushing the unemployment rate down to 4.1%. This has led to speculation about inflation and a potential pause in rate cuts. While borrowers hope for lower rates, the timing remains uncertain, as inflation concerns persist. Despite shifting market dynamics, Orion is equipped with a wide array of products to meet every borrower’s needs, no matter the rate climate. Let's navigate these changes together! Read the full article here: https://ow.ly/cMuK50TH72j

Update: Jumbo AUS Loan Product! 🚀 - Max Cash Out: Now based on AUS findings! - Max DTI: Increased to 50%! These updates mean more flexibility and opportunity for your clients looking to tap into their home equity or secure their dream home! Reach out for more details and let’s help your clients achieve their goals! #JumboLoan #ProductUpdate #CashOutRefinance #HomeLoans #RealEstate #MortgageBrokers

Orion Lending has been recognized by Monster as one of the Top Workplaces for Remote Work. We have always prioritized a flexible approach by hiring talent regardless of location. This has helped the company bring on some of the industry's best talent and foster team member retention. As remote work has been part of the company's core values since launch, we've focused on bringing an in-office feel to each team member's experience. The PERKS Recognition and Engagement Program is geared towards this goal. With quarterly All Hands Meetings, regular Health and Wellness classes, and opportunities to get to know colleagues, including remote cooking classes and Bingo to name a few!, the opportunities for company engagement are endless. Full Press Release: https://lnkd.in/gkb8fRDS

Elevate Your Refi Game! 🚀 Join us for a quick and impactful training session on FHA Streamline loans, designed to boost your refinancing business! With limited borrower credit documentation needed and both credit qualifying and non-credit qualifying options available, this is your chance to streamline the process for your clients. ✨ What to Expect: - Easy-to-follow training on FHA Streamline - Insights on low documentation mortgage options - Engaging discussions to enhance your expertise Don’t miss this opportunity to learn how to maximize your refi offerings! Link to training: https://ow.ly/O4TL50Twmzj

Manufactured housing is an integral part of the affordable housing landscape, yet it is often misunderstood and plagued by misconceptions. Join Freddie Mac to learn how we debunk prevalent myths surrounding manufactured housing. From misconceptions about quality and durability to perceptions of aesthetic limitations, we'll provide evidence-based insights and real-world examples that challenge these stereotypes. We're excited to invite you to "Dispelling the Myths Around Manufactured Housing," hosted by Freddie Mac Single Family’s own Nora Guerra and Jerry Swanson 📅 Save the Date! 🕙 When: October 24, 2024, 10:00 AM - 11:00 AM PT 💻 Where: Virtual Event